Juniata Valley Financial (JUVF) Stock Price, News & Analysis

Company Overview

Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services primarily to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company accepts personal checking, club, money market deposit, savings, individual retirement, business checking, payroll direct deposit, and demand and time deposit accounts, as well as certificates of deposit. It also offers checking overdraft privileges, secured lines of credit, construction and mortgage loans, secured and unsecured commercial and consumer loans, commercial lines of credit, commercial letters of credit, mobile deposits for small business customers, and commercial term and demand loans. In addition, the company provides online, mobile, and telephone banking services; automated teller machine, online account management, remote deposit capability, and ACH origination services; debit cards; and safe deposit boxes. Further, it offers trust, asset management, and estate services; and various financial services that include annuities, mutual funds, and stock and bond brokerage services, as well as long-term care insurance products. Juniata Valley Financial Corp. was founded in 1867 and is headquartered in Mifflintown, Pennsylvania.

Key Stats

• Today's Range: $11.66 to $12.00
• 50-Day Range: $11.67 to $13.25
• 52-Week Range: $10.94 to $13.97
• Volume: 6,478 shs
• Average Volume: 1,847 shs
• Market Capitalization: N/A
• P/E Ratio: 11.97
• Dividend Yield: 7.54%
• Price Target: N/A
• Consensus Rating: N/A

Juniata Valley Financial Stock Analysis - MarketRank™

Juniata Valley Financial scored higher than 20% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Juniata Valley Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Juniata Valley Financial is 11.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of Juniata Valley Financial is 11.97, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 13.96.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Juniata Valley Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Juniata Valley Financial is a leading dividend payer. It pays a dividend yield of 4.72%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Juniata Valley Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Juniata Valley Financial is 90.23%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Juniata Valley Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.6 / 5
• News Sentiment: N/A

News Sentiment

Juniata Valley Financial has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.46 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Juniata Valley Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Juniata Valley Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.30% of the stock of Juniata Valley Financial is held by insiders.

Percentage Held by Institutions

Only 0.04% of the stock of Juniata Valley Financial is held by institutions.

JUVF Stock Analysis - Frequently Asked Questions

How have JUVF shares performed this year?

Juniata Valley Financial's stock was trading at $13.02 on January 1st, 2025. Since then, JUVF stock has decreased by 10.4% and is now trading at $11.67.
View the best growth stocks for 2025 here.

How do I buy shares of Juniata Valley Financial?

Shares of JUVF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Record date for 2/28 Dividend: 2/14/2025
• Ex-Dividend for 2/28 Dividend: 2/14/2025
• Dividend Payable: 2/28/2025
• Today: 4/19/2025
• Next Earnings (Estimated): 4/22/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:JUVF
• CIK: 714712
• Web: www.snl.com
• Phone: (717) 436-8211
• Fax: N/A
• Employees: 120
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 11.97
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A