NASB Financial (NASB) Stock Price, News & Analysis

Company Overview

NASB Financial, Inc. is the bank holding company for North American Savings Bank, F.S.B., a federal savings bank headquartered in Little Rock, Arkansas. Through its subsidiary operations, NASB Financial offers a full suite of banking and financial services to individual and business clients. The company’s core activities include accepting deposits, making consumer and commercial loans, and originating mortgage loans for sale into the secondary market.

In addition to traditional deposit and lending services, NASB Financial provides mortgage banking solutions, including retail mortgage origination, correspondent lending, and loan servicing. The company’s mortgage servicing platform manages loans for both itself and third-party investors, generating fee income from servicing operations. NASB Financial also offers ancillary services such as treasury management, online banking, and wealth management through its subsidiary broker-dealer, catering to high-net-worth clients and professional advisors.

Founded in the late 1920s, NASB Financial has focused on building relationships in its primary market areas, which include Central Arkansas and portions of Southeast Missouri. Over the decades, the company has expanded its mortgage lending footprint nationwide via its correspondent and retail channels, while maintaining a community banking presence in its home region. Leadership and governance are based in Little Rock, where NASB Financial’s board of directors and executive team oversee strategic growth, risk management, and customer service initiatives.

Key Stats

• Today's Range: $35.10 to $35.20
• 50-Day Range: $32.88 to $35.29
• 52-Week Range: $30.68 to $38.90
• Volume: 508 shs
• Average Volume: 1,798 shs
• Market Capitalization: $253.07 million
• P/E Ratio: 9.49
• Dividend Yield: 2.85%
• Price Target: N/A
• Consensus Rating: N/A

NASB Financial Stock Analysis - MarketRank™

NASB Financial scored higher than 65% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for NASB Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of NASB Financial is 9.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 277.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of NASB Financial is 9.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.42.

Price to Book Value per Share Ratio

NASB Financial has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of NASB Financial have been sold short.

Short Interest Ratio / Days to Cover

NASB Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NASB Financial has recently decreased by 83.33%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

NASB Financial pays a meaningful dividend of 2.86%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

NASB Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of NASB Financial is 27.03%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of NASB Financial have been sold short.

Short Interest Ratio / Days to Cover

NASB Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NASB Financial has recently decreased by 83.33%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.40

News Sentiment

NASB Financial has a news sentiment score of 1.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for NASB Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, NASB Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

47.00% of the stock of NASB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

NASB Stock Analysis - Frequently Asked Questions

How have NASB shares performed this year?

NASB Financial's stock was trading at $37.43 on January 1st, 2025. Since then, NASB shares have decreased by 6.2% and is now trading at $35.10.

How were NASB Financial's earnings last quarter?

NASB Financial Inc. (OTCMKTS:NASB) announced its quarterly earnings data on Wednesday, August, 6th. The financial services provider reported $0.96 earnings per share (EPS) for the quarter. The financial services provider had revenue of $22.36 million for the quarter. NASB Financial had a net margin of 15.33% and a trailing twelve-month return on equity of 6.44%.

How do I buy shares of NASB Financial?

Shares of NASB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of NASB Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that NASB Financial investors own include Meta Platforms (META), Uber Technologies (UBER), Alamos Gold (AGI), Tesla (TSLA), MutualFirst Financial (MFSF), All Active Asset Capital (AAA) and NASDAQ 100 Ex Tech Total Return (NXTR).

Company Calendar

• Record date for 6/27 Dividend: 6/16/2025
• Dividend Payable: 6/27/2025
• Last Earnings: 8/06/2025
• Today: 9/06/2025
• Record date for 9/26 Dividend: 9/12/2025
• Dividend Payable: 9/26/2025
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: OTCMKTS:NASB
• Previous Symbol: NASDAQ:NASB
• CIK: 1059131
• Web: www.nasb.com
• Phone: (816) 765-4500
• Fax: 816-767-8901
• Employees: 463
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.70
• Trailing P/E Ratio: 9.49
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $28.26 million
• Net Margins: 15.33%
• Pretax Margin: 19.88%
• Return on Equity: 6.44%
• Return on Assets: 0.91%

Debt

• Debt-to-Equity Ratio: 1.62
• Current Ratio: 1.36
• Quick Ratio: 1.36

Sales & Book Value

• Annual Sales: $168.58 million
• Price / Sales: 1.50
• Cash Flow: $3.18 per share
• Price / Cash Flow: 11.05
• Book Value: $57.18 per share
• Price / Book: 0.61

Miscellaneous

• Outstanding Shares: 7,210,000
• Free Float: 3,821,000
• Market Cap: $253.07 million
• Optionable: Not Optionable
• Beta: 0.01