Ottawa Bancorp (OTTW) Stock Price, News & Analysis

Company Overview

Ottawa Bancorp, Inc. (OTCMKTS:OTTW) is the bank holding company of Ottawa Savings Bank, a community-focused financial institution headquartered in Ottawa, Ohio. Operating under a mutual holding company structure, Ottawa Bancorp emphasizes personalized service, local decision-making and reinvestment in the communities it serves.

Through Ottawa Savings Bank, the company provides a broad range of retail and commercial banking products, including checking and savings accounts, certificates of deposit, consumer lines of credit and residential mortgage loans. For business clients, the bank offers commercial real estate financing, equipment loans and a suite of treasury management and cash-management services. Customers also benefit from online and mobile banking platforms, which support secure account access, electronic fund transfers and remote deposit capture.

Ottawa Bancorp’s primary market is northwestern Ohio, where it maintains branch locations in Ottawa, Findlay, Lima and nearby communities. The company focuses on building long-term customer relationships through community outreach initiatives and tailored financial solutions that support local economic growth.

Key Stats

• Today's Range: $15.75 to $15.96
• 50-Day Range: $14.95 to $16.09
• 52-Week Range: $13.60 to $16.09
• Volume: 4,220 shs
• Average Volume: 2,827 shs
• Market Capitalization: $36.23 million
• P/E Ratio: 22.83
• Dividend Yield: 2.79%
• Price Target: N/A
• Consensus Rating: N/A

OTTW Stock Analysis - Frequently Asked Questions

How have OTTW shares performed this year?

Ottawa Bancorp's stock was trading at $14.65 at the beginning of the year. Since then, OTTW shares have increased by 7.5% and is now trading at $15.75.

How were Ottawa Bancorp's earnings last quarter?

Ottawa Bancorp (OTCMKTS:OTTW) released its earnings results on Monday, July, 28th. The company reported $0.21 earnings per share for the quarter. The company had revenue of $2.96 million for the quarter. Ottawa Bancorp had a net margin of 9.05% and a trailing twelve-month return on equity of 4.04%.

How do I buy shares of Ottawa Bancorp?

Shares of OTTW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ottawa Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ottawa Bancorp investors own include Eastern Bankshares (EBC), BioMarin Pharmaceutical (BMRN), Rithm Capital (RITM), Alliance Resource Partners (ARLP), Archrock (AROC), Astronics (ATRO) and Blueberries Medical (BBM).

Company Calendar

• Record date for 6/18 Dividend: 6/04/2025
• Dividend Payable: 6/18/2025
• Last Earnings: 7/28/2025
• Ex-Dividend for 9/17 Dividend: 9/03/2025
• Record date for 9/17 Dividend: 9/04/2025
• Today: 9/15/2025
• Dividend Payable: 9/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:OTTW
• CIK: 1675192
• Web: www.ottawasavings.com
• Phone: (815) 433-2525
• Fax: 815-433-2573
• Employees: 50
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.69
• Trailing P/E Ratio: 23.31
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $780 thousand
• Net Margins: 9.05%
• Pretax Margin: 12.72%
• Return on Equity: 4.04%
• Return on Assets: 0.46%

Debt

• Debt-to-Equity Ratio: 0.58
• Current Ratio: 1.13
• Quick Ratio: 1.13

Sales & Book Value

• Annual Sales: $17.43 million
• Price / Sales: 2.12
• Cash Flow: $0.45 per share
• Price / Cash Flow: 35.88
• Book Value: $16.61 per share
• Price / Book: 0.97

Miscellaneous

• Outstanding Shares: 2,300,000
• Free Float: 2,122,000
• Market Cap: $37.00 million
• Optionable: Not Optionable
• Beta: 0.32