Oxford Bank (OXBC) Stock Price, News & Analysis

Company Overview

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

Key Stats

• Today's Range: $34.65 to $34.65
• 50-Day Range: $34.00 to $35.00
• 52-Week Range: $30.10 to $35.00
• Volume: 100 shs
• Average Volume: 1,315 shs
• Market Capitalization: $85.41 million
• P/E Ratio: 8.53
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Oxford Bank Stock Analysis - MarketRank™

Oxford Bank scored higher than 14% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oxford Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oxford Bank is 8.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oxford Bank is 8.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.65.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Oxford Bank has been sold short.

Short Interest Ratio / Days to Cover

Oxford Bank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Oxford Bank does not currently pay a dividend.

Dividend Growth

Oxford Bank does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Oxford Bank has been sold short.

Short Interest Ratio / Days to Cover

Oxford Bank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.1 / 5
• News Sentiment: N/A

News Sentiment

Oxford Bank has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Oxford Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oxford Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 4.54% of the stock of Oxford Bank is held by institutions.

OXBC Stock Analysis - Frequently Asked Questions

How have OXBC shares performed this year?

Oxford Bank's stock was trading at $33.80 at the start of the year. Since then, OXBC shares have increased by 2.5% and is now trading at $34.65.
View the best growth stocks for 2025 here.

How were Oxford Bank's earnings last quarter?

Oxford Bank Co. (OTCMKTS:OXBC) posted its quarterly earnings results on Thursday, February, 6th. The company reported $0.68 earnings per share for the quarter.

How do I buy shares of Oxford Bank?

Shares of OXBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 2/06/2025
• Today: 3/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Commercial banks, not elsewhere classified
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:OXBC
• CIK: 1473086
• Web: www.oxfordbank.com
• Phone: (248) 628-2533
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 8.60
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $57.89 million
• Price / Sales: 1.49
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,465,000
• Free Float: N/A
• Market Cap: $86.06 million
• Optionable: Not Optionable
• Beta: 0.40