Pioneer Bankshares (PNBI) Stock Price, News & Analysis

Company Overview

Pioneer Bankshares, Inc. operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in the United States. The company offers various deposit products, which include business and personal checking accounts, savings accounts, and certificates of deposit. Its personal loans comprise personal installment and single-pay, and auto loans; and business loans consists of operating capital, equipment loans, investment properties, lines of credit, business expansion, and property acquisition or construction, as well as home mortgage and home equity loans. In addition, the company provides credit and debit cards, safe deposit boxes, online and mobile banking tools, merchant services, and cash management services. Further, it offers investment products, such as individual retirement accounts, 529 college savings plans, small business investment strategies, fixed, and variable annuities. Additionally, the company provides personalized investment advisory services, as well as securities and insurance products and services. Pioneer Bankshares, Inc. was founded in 1909 and is headquartered in Stanley, Virginia.

Key Stats

• Today's Range: $29.00 to $29.00
• 50-Day Range: $25.83 to $29.00
• 52-Week Range: $22.35 to $29.00
• Volume: 1,249 shs
• Average Volume: 1,308 shs
• Market Capitalization: $29 million
• P/E Ratio: 9.42
• Dividend Yield: 3.45%
• Price Target: N/A
• Consensus Rating: N/A

Pioneer Bankshares Stock Analysis - MarketRank™

Pioneer Bankshares scored higher than 26% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pioneer Bankshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pioneer Bankshares is 9.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 273.33.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pioneer Bankshares is 9.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 230.66.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.03% of the outstanding shares of Pioneer Bankshares have been sold short.

Short Interest Ratio / Days to Cover

Pioneer Bankshares has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Pioneer Bankshares has recently increased by 50.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Pioneer Bankshares is a leading dividend payer. It pays a dividend yield of 3.62%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Pioneer Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Pioneer Bankshares is 32.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.03% of the outstanding shares of Pioneer Bankshares have been sold short.

Short Interest Ratio / Days to Cover

Pioneer Bankshares has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Pioneer Bankshares has recently increased by 50.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Pioneer Bankshares has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Pioneer Bankshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pioneer Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.68% of the stock of Pioneer Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

PNBI Stock Analysis - Frequently Asked Questions

How have PNBI shares performed this year?

Pioneer Bankshares' stock was trading at $27.00 on January 1st, 2025. Since then, PNBI stock has increased by 7.4% and is now trading at $29.00.

How were Pioneer Bankshares' earnings last quarter?

Pioneer Bankshares Inc. (OTCMKTS:PNBI) issued its quarterly earnings results on Thursday, May, 29th. The company reported $1.07 EPS for the quarter. The business earned $3.72 million during the quarter.

How do I buy shares of Pioneer Bankshares?

Shares of PNBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Pioneer Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Pioneer Bankshares investors own include ABM Industries (ABM), Agree Realty (ADC), Acme United (ACU), Accenture (ACN), American Campus Communities (ACC), Abbott Laboratories (ABT) and Arbor Realty Trust (ABR).

Company Calendar

• Last Earnings: 5/29/2025
• Today: 9/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:PNBI
• CIK: 1113026
• Web: www.pioneerbks.com
• Phone: (540) 778-2294
• Fax: 540-778-5140
• Employees: 52
• Year Founded: 1901

Profitability

• EPS (Trailing Twelve Months): $3.08
• Trailing P/E Ratio: 9.42
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $2.68 million
• Net Margins: 15.17%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $19.82 million
• Price / Sales: 1.46
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 1,000,000
• Free Float: 865,000
• Market Cap: $29 million
• Optionable: Not Optionable
• Beta: 0.15