Pinnacle Bankshares (PPBN) Stock Price, News & Analysis

Company Overview

Pinnacle Bankshares Corporation operates as the bank holding company for First National Bank that provides a range of commercial and retail banking products and services. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial lines of credit, and letters of credit. The company also provides credit cards; insurance products, including property and casualty, life, and health; investment and annuity products; and overdraft protection, merchant bankcard processing, cash management, remote deposit capture, night drop, safe deposit boxes, and notary services, as well as telephone, mobile, and online banking services. It operates branches in Amherst County, Bedford County, Campbell County, Pittsylvania County; and the city of Danville, Lynchburg and Charlottesville. The company was founded in 1908 and is headquartered in Altavista, Virginia.

Key Stats

• Today's Range: $30.17 to $31.03
• 50-Day Range: $29.28 to $32.00
• 52-Week Range: $26.25 to $32.00
• Volume: 6,885 shs
• Average Volume: 235 shs
• Market Capitalization: $68.38 million
• P/E Ratio: 7.40
• Dividend Yield: 3.25%
• Price Target: N/A
• Consensus Rating: N/A

Pinnacle Bankshares Stock Analysis - MarketRank™

Pinnacle Bankshares scored higher than 39% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pinnacle Bankshares.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pinnacle Bankshares is 7.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pinnacle Bankshares is 7.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.16.

Price to Book Value per Share Ratio

Pinnacle Bankshares has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Pinnacle Bankshares have been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Bankshares has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Pinnacle Bankshares pays a meaningful dividend of 3.12%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Pinnacle Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Pinnacle Bankshares is 24.04%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Pinnacle Bankshares have been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Bankshares has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

Pinnacle Bankshares has a news sentiment score of 1.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Pinnacle Bankshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pinnacle Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.47% of the stock of Pinnacle Bankshares is held by insiders.

Percentage Held by Institutions

Only 3.77% of the stock of Pinnacle Bankshares is held by institutions.

PPBN Stock Analysis - Frequently Asked Questions

How have PPBN shares performed this year?

Pinnacle Bankshares' stock was trading at $31.20 at the start of the year. Since then, PPBN stock has decreased by 1.3% and is now trading at $30.80.
View the best growth stocks for 2025 here.

How were Pinnacle Bankshares' earnings last quarter?

Pinnacle Bankshares Co. (OTCMKTS:PPBN) released its quarterly earnings results on Friday, February, 14th. The financial services provider reported $1.27 EPS for the quarter. The financial services provider earned $11.96 million during the quarter. Pinnacle Bankshares had a net margin of 16.50% and a trailing twelve-month return on equity of 12.48%.

How do I buy shares of Pinnacle Bankshares?

Shares of PPBN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Pinnacle Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Pinnacle Bankshares investors own include ABM Industries (ABM), Avery Dennison (AVY), Badger Meter (BMI), Cullen/Frost Bankers (CFR), Colgate-Palmolive (CL), CyrusOne (CONE) and Erie Indemnity (ERIE).

Company Calendar

• Ex-Dividend for 12/6 Dividend: 11/22/2024
• Dividend Payable: 12/06/2024
• Last Earnings: 2/14/2025
• Ex-Dividend for 3/7 Dividend: 2/21/2025
• Today: 2/22/2025
• Dividend Payable: 3/07/2025
• Next Earnings (Estimated): 4/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:PPBN
• CUSIP: N/A
• CIK: 1031233
• Web: www.1stnatbk.com
• Phone: (434) 369-3000
• Fax: 434-369-7190
• Employees: 180
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $4.16
• Trailing P/E Ratio: 7.69
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $9.18 million
• Net Margins: 16.50%
• Pretax Margin: 19.63%
• Return on Equity: 12.48%
• Return on Assets: 0.91%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 0.85
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $55.62 million
• Price / Sales: 1.23
• Cash Flow: $4.80 per share
• Price / Cash Flow: 6.42
• Book Value: $31.03 per share
• Price / Book: 0.99

Miscellaneous

• Outstanding Shares: 2,220,000
• Free Float: 2,074,000
• Market Cap: $68.38 million
• Optionable: Not Optionable
• Beta: 0.45