NatWest Group is a leading banking and financial services company headquartered in London and Edinburgh. It operates through a diversified range of businesses, including retail and commercial banking, wealth management, insurance, and corporate and institutional banking. The group serves individuals, small and medium-sized enterprises, large corporations, and financial institutions with deposit accounts, lending solutions, payment services, asset management, and risk-management products.
With origins dating back to the early 18th century, NatWest Group traces its heritage to the Royal Bank of Scotland, founded in 1727. The modern group was formed in 2000 through the merger of National Westminster Bank and the Royal Bank of Scotland. In 2020, the organization adopted the NatWest Group name to align its corporate identity with its most widely recognized retail brand, while preserving the legacy of its historic Scottish banking operations.
NatWest Group’s operations are primarily concentrated in the United Kingdom and Ireland, where it maintains an extensive branch network and digital platforms designed to enhance customer engagement. The company has also established a presence in the United States, Europe, and select global markets, offering international transaction services and cross-border financing solutions. Ongoing investments in technology and sustainable finance underscore its commitment to digital transformation and environmental, social, and governance (ESG) objectives.
The group is governed by a board of directors and led by an executive committee responsible for strategic decision-making and risk oversight. In November 2019, Alison Rose became Chief Executive Officer, marking the first time a woman held the role at the organization. Under her leadership, NatWest Group has pursued initiatives aimed at improving customer outcomes, strengthening capital resilience, and advancing the group’s ambition to support the transition to a low-carbon economy.
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