West Coast Community Bancorp (SCZC) Stock Price, News & Analysis

Company Overview

West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. It offers checking, savings, money market, certificate of deposits, and health savings accounts; and individual retirement account and retirement plans. The company also provides lending products, including real estate commercial property, construction, asset-based, lines of credit, SBA loans, 504 loan program, business and industry, farm services agency, agricultural, and wine industry lending. In addition, it provides debit and credit cards, merchant services, online and mobile banking, remote deposit services, wire and ACH manager, treasury management, payment, and cash management services. West Coast Community Bancorp was founded in 2004 and is headquartered in Santa Cruz, California.

Key Stats

• Today's Range: $40.80 to $41.00
• 50-Day Range: $38.02 to $41.00
• 52-Week Range: $25.96 to $41.00
• Volume: 3,438 shs
• Average Volume: 7,463 shs
• Market Capitalization: $432.14 million
• P/E Ratio: 10.05
• Dividend Yield: 1.76%
• Price Target: N/A
• Consensus Rating: N/A

West Coast Community Bancorp Stock Analysis - MarketRank™

West Coast Community Bancorp scored higher than 17% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for West Coast Community Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of West Coast Community Bancorp is 10.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 129.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of West Coast Community Bancorp is 10.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.97.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of West Coast Community Bancorp have been sold short.

Short Interest Ratio / Days to Cover

West Coast Community Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in West Coast Community Bancorp has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

West Coast Community Bancorp pays a meaningful dividend of 1.77%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

West Coast Community Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of West Coast Community Bancorp is 17.65%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of West Coast Community Bancorp have been sold short.

Short Interest Ratio / Days to Cover

West Coast Community Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in West Coast Community Bancorp has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.33

News Sentiment

West Coast Community Bancorp has a news sentiment score of -0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.62 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for West Coast Community Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, West Coast Community Bancorp insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 9.69% of the stock of West Coast Community Bancorp is held by institutions.

SCZC Stock Analysis - Frequently Asked Questions

How have SCZC shares performed this year?

West Coast Community Bancorp's stock was trading at $29.94 at the beginning of the year. Since then, SCZC shares have increased by 36.9% and is now trading at $41.00.
View the best growth stocks for 2024 here.

How were West Coast Community Bancorp's earnings last quarter?

West Coast Community Bancorp (OTCMKTS:SCZC) announced its quarterly earnings results on Thursday, January, 24th. The financial services provider reported $0.65 EPS for the quarter. The financial services provider had revenue of $8.47 million for the quarter.

When did West Coast Community Bancorp's stock split?

Shares of West Coast Community Bancorp split on Wednesday, March 2nd 2022. The 2-1 split was announced on Wednesday, March 2nd 2022. The newly issued shares were payable to shareholders after the closing bell on Wednesday, March 2nd 2022. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

How do I buy shares of West Coast Community Bancorp?

Shares of SCZC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of West Coast Community Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that West Coast Community Bancorp investors own include NXP Semiconductors (NXPI), Hyundai Motor (HYMTF) and CECO Environmental (CECE).

Company Calendar

• Last Earnings: 1/24/2019
• Ex-Dividend for 11/12 Dividend: 11/05/2024
• Dividend Payable: 11/12/2024
• Today: 11/14/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:SCZC
• CUSIP: N/A
• CIK: N/A
• Web: www.sccountybank.com
• Phone: (831) 600-4020
• Fax: 831-457-5001
• Employees: 149
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $4.08
• Trailing P/E Ratio: 10.05
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $35.15 million
• Net Margins: 32.38%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $98.49 million
• Price / Sales: 4.39
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 10,540,000
• Free Float: N/A
• Market Cap: $432.14 million
• Optionable: Not Optionable
• Beta: 0.77