OTCMKTS:SOMC Southern Michigan Bancorp (SOMC) Stock Price, News & Analysis $24.99 0.00 (0.00%) As of 09/8/2025 12:42 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesSEC FilingsShort InterestBuy This Stock About Southern Michigan Bancorp Stock (OTCMKTS:SOMC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get SOMC alerts:Sign Up Key Stats Today's Range$24.00▼$24.9950-Day Range$21.35▼$25.0052-Week Range$16.80▼$25.00Volume518 shsAverage Volume704 shsMarket Capitalization$115.70 millionP/E Ratio10.00Dividend Yield2.56%Price TargetN/AConsensus RatingN/A Company Overview Southern Michigan Bancorp, Inc. is the bank holding company for Southern Michigan Bank & Trust Company, a community-focused financial institution headquartered in Coldwater, Michigan. SOMC provides a broad range of banking services to individuals, families and local businesses, with an emphasis on personalized service and local decision-making. The company’s primary business activities include commercial lending, real estate financing, agricultural loans and consumer banking solutions. Its lending portfolio serves small- and mid-sized businesses, residential and commercial real estate projects, and agricultural enterprises. Deposit products span checking and savings accounts, money market accounts, certificates of deposit and retirement accounts, while digital banking capabilities offer online and mobile access to account management, payments and loan applications. Operating across southern Michigan and neighboring communities, Southern Michigan Bancorp supports regional economic development by aligning its financial products with local market needs. The bank’s branch network serves rural and small-town markets, and its experienced management team combines community banking expertise with financial discipline to deliver tailored solutions and foster long-term customer relationships.AI Generated. May Contain Errors. Read More Receive SOMC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern Michigan Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SOMC Stock News HeadlinesReviewing Southern Michigan Bancorp (OTCMKTS:SOMC) and Oxford Bank (OTCMKTS:OXBC)August 31, 2025 | americanbankingnews.comSouthern Michigan Bancorp, Inc. Announces Second Quarter 2025 EarningsJuly 23, 2025 | globenewswire.comGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. Backed by the government but powered by private corporations, this initiative paves the way for digital dollars—programmable, trackable, and outside your control. Once embedded into apps, banks, and retail systems, opting out may no longer be possible. But there’s still time to protect your financial freedom—if you act before the system goes fully live.September 10 at 2:00 AM | Priority Gold (Ad)Southern Michigan Bancorp, Inc. Declares Cash DividendJune 24, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces First Quarter 2025 Earnings | SOMC Stock NewsApril 23, 2025 | gurufocus.comSouthern Michigan Bancorp, Inc. Announces First Quarter 2025 EarningsApril 23, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Increase in Quarterly DividendMarch 19, 2025 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2024 EarningsFebruary 14, 2025 | investing.comSee More Headlines SOMC Stock Analysis - Frequently Asked Questions How have SOMC shares performed this year? Southern Michigan Bancorp's stock was trading at $19.25 on January 1st, 2025. Since then, SOMC stock has increased by 29.8% and is now trading at $24.99. How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp Inc. (OTCMKTS:SOMC) posted its quarterly earnings data on Wednesday, July, 23rd. The financial services provider reported $0.70 earnings per share for the quarter. The financial services provider earned $14.45 million during the quarter. Southern Michigan Bancorp had a net margin of 13.02% and a trailing twelve-month return on equity of 10.51%. How do I buy shares of Southern Michigan Bancorp? Shares of SOMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern Michigan Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern Michigan Bancorp investors own include Macatawa Bank (MCBC), McDermott International (MDR), ABM Industries (ABM), Boeing (BA), Blueberries Medical (BBM), BankFinancial (BFIN) and Berkshire Hills Bancorp (BHLB). Company Calendar Record date for 7/18 Dividend7/07/2025Dividend Payable7/18/2025Last Earnings7/23/2025Today9/10/2025Next Earnings (Estimated)10/22/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolOTCMKTS:SOMC Previous SymbolNASDAQ:SOMC CIK703699 Webwww.smb-t.com Phone(800) 379-7628FaxN/AEmployees173Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.50 Trailing P/E Ratio10.00 Forward P/E RatioN/A P/E GrowthN/ANet Income$10.40 million Net Margins13.02% Pretax Margin15.10% Return on Equity10.51% Return on Assets0.75% Debt Debt-to-Equity Ratio1.17 Current Ratio0.94 Quick Ratio0.94 Sales & Book Value Annual Sales$84.61 million Price / Sales1.37 Cash Flow$2.93 per share Price / Cash Flow8.54 Book Value$23.42 per share Price / Book1.07Miscellaneous Outstanding Shares4,630,000Free FloatN/AMarket Cap$115.70 million OptionableNot Optionable Beta0.11 The 10 Best AI Stocks to Own in 2025Wondering where to start (or end) with AI stocks? 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