UTG (UTGN) Stock Price, News & Analysis

Company Overview

UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States. Its individual life insurance includes servicing of existing insurance business in-force; the acquisition of other companies in the insurance business; and the administration processing of life insurance business for other entities. In addition, it offers reinsurance products. UTG, Inc. was founded in 1966 and is headquartered in Stanford, Kentucky.

Key Stats

• Today's Range: $29.75 to $29.75
• 50-Day Range: $27.00 to $30.00
• 52-Week Range: $24.81 to $32.00
• Volume: N/A
• Average Volume: 342 shs
• Market Capitalization: $94.31 million
• P/E Ratio: 2.07
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

UTG Stock Analysis - MarketRank™

UTG scored higher than 43% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for UTG.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of UTG is 2.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 103.22.

Price to Earnings Ratio vs. Sector

The P/E ratio of UTG is 2.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.15.

Price to Book Value per Share Ratio

UTG has a P/B Ratio of 0.58. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the outstanding shares of UTG have been sold short.

Short Interest Ratio / Days to Cover

UTG has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in UTG has recently increased by 200.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

UTG does not currently pay a dividend.

Dividend Growth

UTG does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the outstanding shares of UTG have been sold short.

Short Interest Ratio / Days to Cover

UTG has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in UTG has recently increased by 200.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

UTG has a news sentiment score of 1.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for UTG this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, UTG insiders have not sold or bought any company stock.

Percentage Held by Insiders

71.20% of the stock of UTG is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 0.05% of the stock of UTG is held by institutions.

UTGN Stock Analysis - Frequently Asked Questions

How have UTGN shares performed this year?

UTG's stock was trading at $29.50 at the beginning of the year. Since then, UTGN shares have increased by 0.9% and is now trading at $29.7508.
View the best growth stocks for 2025 here.

How do I buy shares of UTG?

Shares of UTGN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of UTG own?

Based on aggregate information from My MarketBeat watchlists, some other companies that UTG investors own include Blackrock Resources & Commodities Strategy Trust (BCX), Ford Motor (F), First Financial Bancorp. (FFBC), Ventas (VTR), AGNC Investment (AGNC), Alpha Lithium (APHLF) and Ameriwest Lithium (AWLID).

Company Calendar

• Today: 1/22/2025
• Next Earnings (Estimated): 3/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Life insurance
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:UTGN
• CUSIP: N/A
• CIK: 832480
• Web: www.utgins.com
• Phone: (217) 241-6300
• Fax: 217-529-1066
• Employees: 40
• Year Founded: 1984

Profitability

• EPS (Most Recent Fiscal Year): $14.38
• Trailing P/E Ratio: 2.07
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.96 million
• Net Margins: 58.34%
• Pretax Margin: 73.87%
• Return on Equity: 25.58%
• Return on Assets: 10.23%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.28
• Quick Ratio: 0.28

Sales & Book Value

• Annual Sales: $25.42 million
• Price / Sales: 3.71
• Cash Flow: $0.96 per share
• Price / Cash Flow: 31.03
• Book Value: $51.11 per share
• Price / Book: 0.58

Miscellaneous

• Outstanding Shares: 3,170,000
• Free Float: 912,000
• Market Cap: $94.31 million
• Optionable: Not Optionable
• Beta: 0.17