Virginia National Bankshares (VABK) Stock Price, News & Analysis

Company Overview

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking services. The company operates through Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital segments. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. In addition, the company offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. Further, it provides automated teller machines, internet banking, treasury, and cash management services; merchant and debit card services; and wealth and investment advisory, and brokerage services. Additionally, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations in the Charlottesville/Albemarle County, Fauquier County, Manassas, Prince William County, Richmond, and Winchester market areas in Virginia. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.

Key Stats

• Today's Range: $42.58 to $42.75
• 50-Day Range: $38.16 to $44.00
• 52-Week Range: $24.06 to $44.00
• Volume: 5,441 shs
• Average Volume: 8,812 shs
• Market Capitalization: $228.70 million
• P/E Ratio: 14.73
• Dividend Yield: 3.10%
• Price Target: N/A
• Consensus Rating: N/A

Virginia National Bankshares Stock Analysis - MarketRank™

Virginia National Bankshares scored higher than 48% of companies evaluated by MarketBeat, and ranked 633rd out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Virginia National Bankshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Virginia National Bankshares is 14.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.97.

Price to Earnings Ratio vs. Sector

The P/E ratio of Virginia National Bankshares is 14.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.10.

Price to Book Value per Share Ratio

Virginia National Bankshares has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.57% of the float of Virginia National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Virginia National Bankshares has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Virginia National Bankshares has recently decreased by 8.47%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Virginia National Bankshares pays a meaningful dividend of 3.16%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Virginia National Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Virginia National Bankshares is 45.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.57% of the float of Virginia National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Virginia National Bankshares has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Virginia National Bankshares has recently decreased by 8.47%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.37

News Sentiment

Virginia National Bankshares has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Virginia National Bankshares this week, compared to 0 articles on an average week.

Search Interest

1 people have searched for VABK on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Virginia National Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.88% of the stock of Virginia National Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 37.39% of the stock of Virginia National Bankshares is held by institutions.

VABK Stock Analysis - Frequently Asked Questions

How have VABK shares performed this year?

Virginia National Bankshares' stock was trading at $34.38 on January 1st, 2024. Since then, VABK stock has increased by 23.9% and is now trading at $42.58.
View the best growth stocks for 2024 here.

How were Virginia National Bankshares' earnings last quarter?

Virginia National Bankshares Co. (NASDAQ:VABK) issued its quarterly earnings data on Thursday, October, 17th. The company reported $0.85 EPS for the quarter. The firm had revenue of $13.48 million for the quarter. Virginia National Bankshares had a trailing twelve-month return on equity of 9.96% and a net margin of 18.95%.

Who are Virginia National Bankshares' major shareholders?

Virginia National Bankshares' top institutional investors include The Manufacturers Life Insurance Company (3.98%), Meridian Financial Partners LLC (2.93%), Geode Capital Management LLC (2.03%) and State Street Corp (1.37%). Insiders that own company stock include William D Jr Dittmar, Glenn W Rust, John Buchanan Adams Jr, Virginia R Bayes, Gregory L Wells, Linda M Houston, Randolph D Frostick and Jay B Keyser.
View institutional ownership trends.

How do I buy shares of Virginia National Bankshares?

Shares of VABK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Virginia National Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Virginia National Bankshares investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Ex-Dividend for 9/20 Dividend: 9/06/2024
• Dividend Payable: 9/20/2024
• Last Earnings: 10/17/2024
• Today: 11/23/2024
• Ex-Dividend for 12/20 Dividend: 12/06/2024
• Dividend Payable: 12/20/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/24/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:VABK
• CUSIP: N/A
• CIK: 1572334
• Web: www.vnb.com
• Phone: 434-817-8621
• Fax: N/A
• Employees: 147
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.89
• Trailing P/E Ratio: 14.73
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $19.26 million
• Net Margins: 18.95%
• Pretax Margin: 22.94%
• Return on Equity: 9.96%
• Return on Assets: 0.97%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $79.09 million
• Price / Sales: 2.89
• Cash Flow: $4.02 per share
• Price / Cash Flow: 10.60
• Book Value: $30.89 per share
• Price / Book: 1.38

Miscellaneous

• Outstanding Shares: 5,370,000
• Free Float: 4,626,000
• Market Cap: $228.65 million
• Optionable: Not Optionable
• Beta: 0.46