Intact Financial (IFC) Competitors

Fairfax Financial (TSE:FFH) and Intact Financial (TSE:IFC) are both large-cap financial services companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, valuation, dividends and community ranking.

Does the media prefer FFH or IFC?

In the previous week, Intact Financial had 9 more articles in the media than Fairfax Financial. MarketBeat recorded 12 mentions for Intact Financial and 3 mentions for Fairfax Financial. Intact Financial's average media sentiment score of 0.84 beat Fairfax Financial's score of -0.46 indicating that Intact Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fairfax Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Neutral
Intact Financial	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FFH or IFC a better dividend stock?

Fairfax Financial pays an annual dividend of C$20.29 per share and has a dividend yield of 1.1%. Intact Financial pays an annual dividend of C$4.84 per share and has a dividend yield of 1.8%. Fairfax Financial pays out 9.0% of its earnings in the form of a dividend. Intact Financial pays out 42.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders hold more shares of FFH or IFC?

38.0% of Fairfax Financial shares are owned by institutional investors. Comparatively, 53.7% of Intact Financial shares are owned by institutional investors. 3.8% of Fairfax Financial shares are owned by insiders. Comparatively, 0.2% of Intact Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in FFH or IFC?

Intact Financial received 235 more outperform votes than Fairfax Financial when rated by MarketBeat users. Likewise, 68.10% of users gave Intact Financial an outperform vote while only 63.05% of users gave Fairfax Financial an outperform vote.

Company	Underperform	Outperform
Fairfax Financial	Outperform Votes 384 63.05%	Underperform Votes 225 36.95%
Intact Financial	Outperform Votes 619 68.10%	Underperform Votes 290 31.90%

Which has preferable valuation & earnings, FFH or IFC?

Fairfax Financial has higher revenue and earnings than Intact Financial. Fairfax Financial is trading at a lower price-to-earnings ratio than Intact Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fairfax Financial	C$33.32B	1.34	C$4.04B	C$224.58	8.53
Intact Financial	C$29.55B	1.61	C$2.02B	C$11.36	23.44

Is FFH or IFC more profitable?

Fairfax Financial has a net margin of 12.27% compared to Intact Financial's net margin of 7.14%. Fairfax Financial's return on equity of 17.91% beat Intact Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fairfax Financial	12.27%	17.91%	4.27%
Intact Financial	7.14%	12.93%	3.55%

Which has more risk and volatility, FFH or IFC?

Fairfax Financial has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Intact Financial has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500.

Do analysts rate FFH or IFC?

Fairfax Financial presently has a consensus target price of C$2,025.00, indicating a potential upside of 5.74%. Intact Financial has a consensus target price of C$274.90, indicating a potential upside of 3.24%. Given Fairfax Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Fairfax Financial is more favorable than Intact Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fairfax Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Intact Financial	0 Sell rating(s)	2 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.80

Summary

Fairfax Financial beats Intact Financial on 11 of the 20 factors compared between the two stocks.