Intact Financial (IFC) Competitors

Intact Financial (TSE:IFC) and Fairfax Financial (TSE:FFH) are both large-cap financial services companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, media sentiment, profitability, valuation, institutional ownership, dividends, community ranking, risk and analyst recommendations.

Which has more risk & volatility, IFC or FFH?

Intact Financial has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500. Comparatively, Fairfax Financial has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

Does the MarketBeat Community favor IFC or FFH?

Intact Financial received 237 more outperform votes than Fairfax Financial when rated by MarketBeat users. Likewise, 67.83% of users gave Intact Financial an outperform vote while only 63.01% of users gave Fairfax Financial an outperform vote.

Company	Underperform	Outperform
Intact Financial	Outperform Votes 622 67.83%	Underperform Votes 295 32.17%
Fairfax Financial	Outperform Votes 385 63.01%	Underperform Votes 226 36.99%

Do insiders and institutionals believe in IFC or FFH?

53.7% of Intact Financial shares are owned by institutional investors. Comparatively, 38.0% of Fairfax Financial shares are owned by institutional investors. 0.2% of Intact Financial shares are owned by company insiders. Comparatively, 3.8% of Fairfax Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is IFC or FFH a better dividend stock?

Intact Financial pays an annual dividend of C$4.84 per share and has a dividend yield of 1.7%. Fairfax Financial pays an annual dividend of C$20.29 per share and has a dividend yield of 1.0%. Intact Financial pays out 37.5% of its earnings in the form of a dividend. Fairfax Financial pays out 7.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has higher earnings and valuation, IFC or FFH?

Fairfax Financial has lower revenue, but higher earnings than Intact Financial. Fairfax Financial is trading at a lower price-to-earnings ratio than Intact Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intact Financial	C$26.64B	1.86	C$2.29B	C$12.91	21.59
Fairfax Financial	C$21.14B	1.56	C$2.94B	C$261.16	7.85

Is IFC or FFH more profitable?

Fairfax Financial has a net margin of 13.90% compared to Intact Financial's net margin of 8.60%. Fairfax Financial's return on equity of 17.43% beat Intact Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Intact Financial	8.60%	13.13%	3.55%
Fairfax Financial	13.90%	17.43%	4.27%

Do analysts rate IFC or FFH?

Intact Financial presently has a consensus target price of C$292.64, suggesting a potential upside of 4.93%. Fairfax Financial has a consensus target price of C$2,112.50, suggesting a potential upside of 3.03%. Given Intact Financial's higher probable upside, equities research analysts plainly believe Intact Financial is more favorable than Fairfax Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intact Financial	0 Sell rating(s)	4 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.60
Fairfax Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media prefer IFC or FFH?

In the previous week, Intact Financial had 16 more articles in the media than Fairfax Financial. MarketBeat recorded 33 mentions for Intact Financial and 17 mentions for Fairfax Financial. Intact Financial's average media sentiment score of 0.52 beat Fairfax Financial's score of 0.51 indicating that Intact Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Intact Financial	6 Very Positive mention(s)	7 Positive mention(s)	8 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Fairfax Financial	6 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Intact Financial beats Fairfax Financial on 11 of the 20 factors compared between the two stocks.