Income Financial Trust (INC.UN) Competitors

Income Financial Trust (TSE:INC.UN) and abrdn Asia-Pacific Income Fund VCC (TSE:FAP) are both small-cap financial services companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, community ranking, media sentiment, dividends, profitability, valuation and risk.

Is INC.UN or FAP more profitable?

Income Financial Trust has a net margin of 91.79% compared to abrdn Asia-Pacific Income Fund VCC's net margin of 79.52%. Income Financial Trust's return on equity of 19.88% beat abrdn Asia-Pacific Income Fund VCC's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Income Financial Trust	91.79%	19.88%	12.30%
abrdn Asia-Pacific Income Fund VCC	79.52%	10.17%	2.92%

Which has more volatility & risk, INC.UN or FAP?

Income Financial Trust has a beta of 1.57, suggesting that its stock price is 57% more volatile than the S&P 500. Comparatively, abrdn Asia-Pacific Income Fund VCC has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500.

Does the media favor INC.UN or FAP?

In the previous week, abrdn Asia-Pacific Income Fund VCC had 2 more articles in the media than Income Financial Trust. MarketBeat recorded 2 mentions for abrdn Asia-Pacific Income Fund VCC and 0 mentions for Income Financial Trust. Income Financial Trust's average media sentiment score of 0.00 equaled abrdn Asia-Pacific Income Fund VCC'saverage media sentiment score.

Company	Overall Sentiment
Income Financial Trust	Neutral
abrdn Asia-Pacific Income Fund VCC	Neutral

Do insiders & institutionals hold more shares of INC.UN or FAP?

13.1% of abrdn Asia-Pacific Income Fund VCC shares are held by institutional investors. 0.3% of abrdn Asia-Pacific Income Fund VCC shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community prefer INC.UN or FAP?

Income Financial Trust received 37 more outperform votes than abrdn Asia-Pacific Income Fund VCC when rated by MarketBeat users. However, 75.44% of users gave abrdn Asia-Pacific Income Fund VCC an outperform vote while only 68.97% of users gave Income Financial Trust an outperform vote.

Company	Underperform	Outperform
Income Financial Trust	Outperform Votes 80 68.97%	Underperform Votes 36 31.03%
abrdn Asia-Pacific Income Fund VCC	Outperform Votes 43 75.44%	Underperform Votes 14 24.56%

Which has stronger valuation & earnings, INC.UN or FAP?

abrdn Asia-Pacific Income Fund VCC has higher revenue and earnings than Income Financial Trust. Income Financial Trust is trading at a lower price-to-earnings ratio than abrdn Asia-Pacific Income Fund VCC, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Income Financial Trust	C$5.11M	5.25	C$4.69M	C$1.41	5.68
abrdn Asia-Pacific Income Fund VCC	C$14.12M	7.60	C$11.23M	C$0.31	9.52

Is INC.UN or FAP a better dividend stock?

Income Financial Trust pays an annual dividend of C$0.78 per share and has a dividend yield of 9.7%. abrdn Asia-Pacific Income Fund VCC pays an annual dividend of C$0.21 per share and has a dividend yield of 7.2%. Income Financial Trust pays out 55.3% of its earnings in the form of a dividend. abrdn Asia-Pacific Income Fund VCC pays out 68.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Income Financial Trust is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Income Financial Trust and abrdn Asia-Pacific Income Fund VCC tied by winning 8 of the 16 factors compared between the two stocks.