Sagicor Financial (SFC) Competitors

E-L Financial (TSE:ELF) and Sagicor Financial (TSE:SFC) are both financial services companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, dividends, risk, earnings, analyst recommendations, media sentiment, valuation and profitability.

Do analysts rate ELF or SFC?

Sagicor Financial has a consensus price target of C$10.50, indicating a potential upside of 28.83%. Given Sagicor Financial's stronger consensus rating and higher possible upside, analysts clearly believe Sagicor Financial is more favorable than E-L Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
E-L Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Sagicor Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor ELF or SFC?

In the previous week, E-L Financial and E-L Financial both had 1 articles in the media. E-L Financial's average media sentiment score of 1.17 beat Sagicor Financial's score of 0.00 indicating that E-L Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
E-L Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sagicor Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals & insiders have more ownership in ELF or SFC?

4.7% of E-L Financial shares are held by institutional investors. Comparatively, 0.0% of Sagicor Financial shares are held by institutional investors. 57.8% of E-L Financial shares are held by insiders. Comparatively, 34.2% of Sagicor Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more risk and volatility, ELF or SFC?

E-L Financial has a beta of 1.131095, meaning that its share price is 13% more volatile than the S&P 500. Comparatively, Sagicor Financial has a beta of -0.079773, meaning that its share price is 108% less volatile than the S&P 500.

Which has better earnings and valuation, ELF or SFC?

E-L Financial has higher revenue and earnings than Sagicor Financial. E-L Financial is trading at a lower price-to-earnings ratio than Sagicor Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
E-L Financial	C$3.03B	1.77	C$1.84B	C$3.39	4.56
Sagicor Financial	C$1.66B	0.67	C$352.72M	C$0.78	10.45

Is ELF or SFC a better dividend stock?

E-L Financial pays an annual dividend of C$0.15 per share and has a dividend yield of 1.0%. Sagicor Financial pays an annual dividend of C$0.26 per share and has a dividend yield of 3.1%. E-L Financial pays out 4.5% of its earnings in the form of a dividend. Sagicor Financial pays out 32.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is ELF or SFC more profitable?

E-L Financial has a net margin of 33.27% compared to Sagicor Financial's net margin of 22.28%. Sagicor Financial's return on equity of 56.05% beat E-L Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
E-L Financial	33.27%	23.62%	4.52%
Sagicor Financial	22.28%	56.05%	1.50%

Summary

E-L Financial beats Sagicor Financial on 11 of the 17 factors compared between the two stocks.