Sagicor Financial (SFC) Competitors

E-L Financial (TSE:ELF) and Sagicor Financial (TSE:SFC) are both small-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their risk, media sentiment, dividends, institutional ownership, earnings, analyst recommendations, profitability and valuation.

Is ELF or SFC a better dividend stock?

E-L Financial pays an annual dividend of C$15.00 per share and has a dividend yield of 98.5%. Sagicor Financial pays an annual dividend of C$0.33 per share and has a dividend yield of 4.1%. E-L Financial pays out 2.8% of its earnings in the form of a dividend. Sagicor Financial pays out 6.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. E-L Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate ELF or SFC?

Sagicor Financial has a consensus price target of C$10.75, suggesting a potential upside of 34.38%. Given Sagicor Financial's stronger consensus rating and higher probable upside, analysts clearly believe Sagicor Financial is more favorable than E-L Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
E-L Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Sagicor Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is ELF or SFC more profitable?

E-L Financial has a net margin of 33.27% compared to Sagicor Financial's net margin of 22.28%. Sagicor Financial's return on equity of 56.05% beat E-L Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
E-L Financial	33.27%	23.62%	4.52%
Sagicor Financial	22.28%	56.05%	1.50%

Does the media refer more to ELF or SFC?

In the previous week, Sagicor Financial had 4 more articles in the media than E-L Financial. MarketBeat recorded 4 mentions for Sagicor Financial and 0 mentions for E-L Financial. E-L Financial's average media sentiment score of 0.00 beat Sagicor Financial's score of -0.41 indicating that E-L Financial is being referred to more favorably in the media.

Company	Overall Sentiment
E-L Financial	Neutral
Sagicor Financial	Neutral

Which has more volatility & risk, ELF or SFC?

E-L Financial has a beta of 0.85, suggesting that its share price is 15% less volatile than the S&P 500. Comparatively, Sagicor Financial has a beta of 0.2, suggesting that its share price is 80% less volatile than the S&P 500.

Which has higher valuation and earnings, ELF or SFC?

E-L Financial has higher revenue and earnings than Sagicor Financial. E-L Financial is trading at a lower price-to-earnings ratio than Sagicor Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
E-L Financial	C$5.55B	0.01	C$1.84B	C$532.90	0.03
Sagicor Financial	C$1.58B	0.48	C$352.72M	C$5.28	1.52

Do institutionals & insiders have more ownership in ELF or SFC?

16.0% of E-L Financial shares are held by institutional investors. Comparatively, 0.3% of Sagicor Financial shares are held by institutional investors. 57.8% of E-L Financial shares are held by company insiders. Comparatively, 34.2% of Sagicor Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

E-L Financial beats Sagicor Financial on 11 of the 18 factors compared between the two stocks.