American Express (NYSE:AXP) Releases Earnings Results, Beats Estimates By $0.04 EPS

American Express (NYSE:AXP) issued its quarterly earnings results on Friday. The payment services company reported $3.04 EPS for the quarter, beating the consensus estimate of $3.00 by $0.04, Zacks reports. American Express had a return on equity of 32.46% and a net margin of 15.32%. American Express updated its FY 2025 guidance to 15.000-15.500 EPS.

American Express Price Performance

NYSE:AXP traded down $5.00 on Friday, hitting $320.87. The company had a trading volume of 6,254,804 shares, compared to its average volume of 2,766,930. The firm has a 50 day moving average of $301.67 and a two-hundred day moving average of $274.06. The stock has a market capitalization of $226.04 billion, a price-to-earnings ratio of 23.61, a PEG ratio of 1.51 and a beta of 1.23. American Express has a 52 week low of $186.43 and a 52 week high of $326.27. The company has a current ratio of 1.63, a quick ratio of 1.63 and a debt-to-equity ratio of 1.80.

American Express Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, February 10th. Investors of record on Friday, January 3rd will be issued a dividend of $0.70 per share. This represents a $2.80 annualized dividend and a dividend yield of 0.87%. The ex-dividend date of this dividend is Friday, January 3rd. American Express's dividend payout ratio (DPR) is presently 20.60%.

Insider Transactions at American Express

In related news, Vice Chairman Douglas E. Buckminster sold 13,111 shares of American Express stock in a transaction that occurred on Tuesday, October 29th. The shares were sold at an average price of $270.98, for a total transaction of $3,552,818.78. Following the sale, the insider now directly owns 109,691 shares in the company, valued at $29,724,067.18. This trade represents a 10.68 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, CFO Caillec Christophe Le sold 6,000 shares of the company's stock in a transaction that occurred on Wednesday, November 27th. The shares were sold at an average price of $303.48, for a total transaction of $1,820,880.00. Following the completion of the transaction, the chief financial officer now owns 6,433 shares of the company's stock, valued at approximately $1,952,286.84. This trade represents a 48.26 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Company insiders own 0.12% of the company's stock.

Analyst Ratings Changes

A number of equities analysts recently commented on the company. The Goldman Sachs Group boosted their price target on American Express from $270.00 to $300.00 and gave the stock a "buy" rating in a research report on Monday, October 7th. Keefe, Bruyette & Woods increased their price target on American Express from $325.00 to $350.00 and gave the company an "outperform" rating in a research note on Monday, December 9th. TD Cowen upped their price objective on shares of American Express from $260.00 to $268.00 and gave the company a "hold" rating in a report on Monday, October 21st. JPMorgan Chase & Co. raised their target price on shares of American Express from $301.00 to $307.00 and gave the stock a "neutral" rating in a research note on Tuesday, January 14th. Finally, Truist Financial began coverage on American Express in a report on Tuesday, January 7th. They set a "buy" rating and a $350.00 price target for the company. Three investment analysts have rated the stock with a sell rating, twelve have issued a hold rating and ten have given a buy rating to the company. According to data from MarketBeat, the stock has a consensus rating of "Hold" and an average target price of $281.00.

American Express Company Profile

American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services.