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NASDAQ:CIVB

Civista Bancshares (CIVB) Stock Price, News & Analysis

Civista Bancshares logo
$19.93 +0.07 (+0.35%)
As of 04:00 PM Eastern

About Civista Bancshares Stock (NASDAQ:CIVB)

Key Stats

Today's Range
$19.61
$20.26
50-Day Range
$18.44
$21.47
52-Week Range
$13.60
$23.70
Volume
42,330 shs
Average Volume
47,910 shs
Market Capitalization
$308.50 million
P/E Ratio
9.87
Dividend Yield
3.41%
Price Target
$23.40
Consensus Rating
Moderate Buy

Company Overview

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Civista Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
89th Percentile Overall Score

CIVB MarketRank™: 

Civista Bancshares scored higher than 89% of companies evaluated by MarketBeat, and ranked 133rd out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Civista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Civista Bancshares has only been the subject of 1 research reports in the past 90 days.

  • Read more about Civista Bancshares' stock forecast and price target.
  • Earnings Growth

    Earnings for Civista Bancshares are expected to grow by 14.04% in the coming year, from $2.28 to $2.60 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Civista Bancshares is 9.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.25.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Civista Bancshares is 9.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.56.

  • Price to Book Value per Share Ratio

    Civista Bancshares has a P/B Ratio of 0.84. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Civista Bancshares' valuation and earnings.
  • Percentage of Shares Shorted

    1.01% of the float of Civista Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Civista Bancshares has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Civista Bancshares has recently decreased by 7.29%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Civista Bancshares pays a meaningful dividend of 3.49%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Civista Bancshares does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Civista Bancshares is 33.66%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Civista Bancshares will have a dividend payout ratio of 26.15% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.

  • Read more about Civista Bancshares' dividend.
  • Percentage of Shares Shorted

    1.01% of the float of Civista Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Civista Bancshares has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Civista Bancshares has recently decreased by 7.29%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    Civista Bancshares has a news sentiment score of 0.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Civista Bancshares this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Civista Bancshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 2.60% of the stock of Civista Bancshares is held by insiders.

  • Percentage Held by Institutions

    52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Civista Bancshares' insider trading history.
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CIVB Stock News Headlines

Real Americans Don’t Wait on Wall Street’s Next Move
What's happening in the markets right now should concern every freedom-loving American who's worked hard and saved smart. Your 401(k) doesn't deserve to be dragged through the mud by tariffs, trade wars, reckless spending, and political standoffs. And you don't have to stand by while Wall Street plays roulette with your future.
Piper Sandler Sticks to Its Hold Rating for Civista Bancshares (CIVB)
D.A. Davidson Remains a Buy on Civista Bancshares (CIVB)
Q4 2024 Civista Bancshares Inc Earnings Call
See More Headlines

CIVB Stock Analysis - Frequently Asked Questions

Civista Bancshares' stock was trading at $21.04 on January 1st, 2025. Since then, CIVB stock has decreased by 5.3% and is now trading at $19.93.
View the best growth stocks for 2025 here
.

Civista Bancshares, Inc. (NASDAQ:CIVB) issued its earnings results on Thursday, January, 30th. The bank reported $0.63 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.53 by $0.10. Civista Bancshares had a trailing twelve-month return on equity of 8.35% and a net margin of 12.96%.
Read the conference call transcript
.

Civista Bancshares' top institutional investors include Beese Fulmer Investment Management Inc. (1.08%), Park National Corp OH (0.15%), Rhumbline Advisers (0.14%) and GAMMA Investing LLC (0.03%). Insiders that own company stock include Allen R Nickles, Gerald B Wurm, William F Ritzmann, Julie A Mattlin, Harry Singer, Nathan E Weaks, Michael D Mulford, Charles A Parcher, Darci L Congrove and Ian Whinnem.
View institutional ownership trends
.

Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Last Earnings
1/30/2025
Record date for 2/18 Dividend
2/04/2025
Ex-Dividend for 2/18 Dividend
2/04/2025
Dividend Payable
2/18/2025
Today
4/21/2025
Next Earnings (Estimated)
4/24/2025
Record date for 5/13 Dividend
4/29/2025
Ex-Dividend for 5/13 Dividend
4/29/2025
Dividend Payable
5/13/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:CIVB
Employees
440
Year Founded
1884

Price Target and Rating

Average Stock Price Target
$23.40
High Stock Price Target
$27.00
Low Stock Price Target
$19.00
Potential Upside/Downside
+18.7%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
4 Analysts

Profitability

Trailing P/E Ratio
9.76
Forward P/E Ratio
8.65
P/E Growth
N/A
Net Income
$31.68 million
Pretax Margin
15.20%

Debt

Sales & Book Value

Annual Sales
$151.91 million
Cash Flow
$3.25 per share
Price / Cash Flow
6.06
Book Value
$23.70 per share
Price / Book
0.83

Miscellaneous

Free Float
15,263,000
Market Cap
$305.25 million
Optionable
Optionable
Beta
0.67

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This page (NASDAQ:CIVB) was last updated on 4/21/2025 by MarketBeat.com Staff
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