NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $19.93 +0.07 (+0.35%) As of 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Civista Bancshares Stock (NASDAQ:CIVB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$19.61▼$20.2650-Day Range$18.44▼$21.4752-Week Range$13.60▼$23.70Volume42,330 shsAverage Volume47,910 shsMarket Capitalization$308.50 millionP/E Ratio9.87Dividend Yield3.41%Price Target$23.40Consensus RatingModerate Buy Company OverviewCivista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.Read More… Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks89th Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 89% of companies evaluated by MarketBeat, and ranked 133rd out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageCivista Bancshares has only been the subject of 1 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth14.04% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 14.04% in the coming year, from $2.28 to $2.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 9.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.25.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 9.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.56.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 0.84. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.01% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 7.29%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 3.49%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 33.66%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 26.15% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. Sustainability and ESG3.1 / 5Environmental Score-0.68 Percentage of Shares Shorted1.01% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 7.29%, indicating that investor sentiment is improving significantly. News and Social Media2.1 / 5News Sentiment0.85 News SentimentCivista Bancshares has a news sentiment score of 0.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Civista Bancshares this week, compared to 2 articles on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 2.60% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address CIVB Stock News HeadlinesCIVISTA BANCSHARES, INC. DECLARES SECOND QUARTER COMMON DIVIDENDApril 16, 2025 | prnewswire.comCivista Bancshares, Inc. Announces First Quarter 2025 Earnings Release DateApril 2, 2025 | prnewswire.comReal Americans Don’t Wait on Wall Street’s Next MoveWhat's happening in the markets right now should concern every freedom-loving American who's worked hard and saved smart. Your 401(k) doesn't deserve to be dragged through the mud by tariffs, trade wars, reckless spending, and political standoffs. And you don't have to stand by while Wall Street plays roulette with your future.April 21, 2025 | Premier Gold Co (Ad)Civista Bancshares Full Year 2024 Earnings: EPS Beats ExpectationsMarch 12, 2025 | finance.yahoo.comPiper Sandler Sticks to Its Hold Rating for Civista Bancshares (CIVB)February 4, 2025 | markets.businessinsider.comD.A. Davidson Remains a Buy on Civista Bancshares (CIVB)January 31, 2025 | markets.businessinsider.comCivista Bancshares, Inc. (NASDAQ:CIVB) Q4 2024 Earnings Call TranscriptJanuary 31, 2025 | msn.comQ4 2024 Civista Bancshares Inc Earnings CallJanuary 31, 2025 | uk.finance.yahoo.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $21.04 on January 1st, 2025. Since then, CIVB stock has decreased by 5.3% and is now trading at $19.93. View the best growth stocks for 2025 here. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) issued its earnings results on Thursday, January, 30th. The bank reported $0.63 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.53 by $0.10. Civista Bancshares had a trailing twelve-month return on equity of 8.35% and a net margin of 12.96%. Read the conference call transcript. Who are Civista Bancshares' major shareholders? Civista Bancshares' top institutional investors include Beese Fulmer Investment Management Inc. (1.08%), Park National Corp OH (0.15%), Rhumbline Advisers (0.14%) and GAMMA Investing LLC (0.03%). Insiders that own company stock include Allen R Nickles, Gerald B Wurm, William F Ritzmann, Julie A Mattlin, Harry Singer, Nathan E Weaks, Michael D Mulford, Charles A Parcher, Darci L Congrove and Ian Whinnem. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings1/30/2025Record date for 2/18 Dividend2/04/2025Ex-Dividend for 2/18 Dividend2/04/2025Dividend Payable2/18/2025Today4/21/2025Next Earnings (Estimated)4/24/2025Record date for 5/13 Dividend4/29/2025Ex-Dividend for 5/13 Dividend4/29/2025Dividend Payable5/13/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Stock Price Target$23.40 High Stock Price Target$27.00 Low Stock Price Target$19.00 Potential Upside/Downside+18.7%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.02 Trailing P/E Ratio9.76 Forward P/E Ratio8.65 P/E GrowthN/ANet Income$31.68 million Net Margins12.96% Pretax Margin15.20% Return on Equity8.35% Return on Assets0.80% Debt Debt-to-Equity Ratio1.01 Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$151.91 million Price / Sales2.01 Cash Flow$3.25 per share Price / Cash Flow6.06 Book Value$23.70 per share Price / Book0.83Miscellaneous Outstanding Shares15,479,000Free Float15,263,000Market Cap$305.25 million OptionableOptionable Beta0.67 Social Links Beginner's Guide To Retirement StocksEnter your email address and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report This page (NASDAQ:CIVB) was last updated on 4/21/2025 by MarketBeat.com Staff From Our PartnersElon Set to Shock the World by May 1st ?Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...Brownstone Research | Sponsored[Action Required] Claim Your FREE IRS Loophole GuideThis shouldn't surprise anyone who's been paying attention, but... Pres. Trump may be about to unleash the ...Colonial Metals | SponsoredNow I look stupid. Real stupid... I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. 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