CIVB vs. BCML, USCB, FRBA, MVBF, PCB, SSBK, SBNY, JMSB, LNKB, and OVLY
Should you be buying Civista Bancshares stock or one of its competitors? The main competitors of Civista Bancshares include BayCom (BCML), USCB Financial (USCB), First Bank (FRBA), MVB Financial (MVBF), PCB Bancorp (PCB), Southern States Bancshares (SSBK), Signature Bank (SBNY), John Marshall Bancorp (JMSB), LINKBANCORP (LNKB), and Oak Valley Bancorp (OVLY). These companies are all part of the "state commercial banks" industry.
Civista Bancshares (NASDAQ:CIVB) and BayCom (NASDAQ:BCML) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, media sentiment, earnings, dividends, valuation, institutional ownership, profitability and risk.
Civista Bancshares has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500. Comparatively, BayCom has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500.
In the previous week, Civista Bancshares and Civista Bancshares both had 1 articles in the media. BayCom's average media sentiment score of 1.93 beat Civista Bancshares' score of 1.66 indicating that BayCom is being referred to more favorably in the news media.
Civista Bancshares has higher revenue and earnings than BayCom. Civista Bancshares is trading at a lower price-to-earnings ratio than BayCom, indicating that it is currently the more affordable of the two stocks.
BayCom has a net margin of 19.27% compared to Civista Bancshares' net margin of 16.38%. Civista Bancshares' return on equity of 10.23% beat BayCom's return on equity.
Civista Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 4.2%. BayCom pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Civista Bancshares pays out 27.5% of its earnings in the form of a dividend. BayCom pays out 18.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
52.1% of Civista Bancshares shares are held by institutional investors. Comparatively, 66.2% of BayCom shares are held by institutional investors. 3.0% of Civista Bancshares shares are held by insiders. Comparatively, 6.6% of BayCom shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Civista Bancshares currently has a consensus target price of $17.75, suggesting a potential upside of 17.78%. BayCom has a consensus target price of $24.00, suggesting a potential upside of 15.66%. Given Civista Bancshares' higher probable upside, analysts plainly believe Civista Bancshares is more favorable than BayCom.
Civista Bancshares received 177 more outperform votes than BayCom when rated by MarketBeat users. Likewise, 58.33% of users gave Civista Bancshares an outperform vote while only 54.67% of users gave BayCom an outperform vote.
Summary
Civista Bancshares and BayCom tied by winning 9 of the 18 factors compared between the two stocks.
Get Civista Bancshares News Delivered to You Automatically
Sign up to receive the latest news and ratings for CIVB and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding CIVB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Civista Bancshares Competitors List
Related Companies and Tools
