BCML vs. CIVB, USCB, FRBA, MVBF, PCB, SSBK, SBNY, JMSB, LNKB, and OVLY
Should you be buying BayCom stock or one of its competitors? The main competitors of BayCom include Civista Bancshares (CIVB), USCB Financial (USCB), First Bank (FRBA), MVB Financial (MVBF), PCB Bancorp (PCB), Southern States Bancshares (SSBK), Signature Bank (SBNY), John Marshall Bancorp (JMSB), LINKBANCORP (LNKB), and Oak Valley Bancorp (OVLY). These companies are all part of the "state commercial banks" industry.
BayCom (NASDAQ:BCML) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, institutional ownership, media sentiment, profitability, earnings, valuation, dividends, community ranking and analyst recommendations.
BayCom has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.
66.2% of BayCom shares are owned by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are owned by institutional investors. 6.6% of BayCom shares are owned by insiders. Comparatively, 3.0% of Civista Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Civista Bancshares has higher revenue and earnings than BayCom. Civista Bancshares is trading at a lower price-to-earnings ratio than BayCom, indicating that it is currently the more affordable of the two stocks.
In the previous week, BayCom and BayCom both had 1 articles in the media. BayCom's average media sentiment score of 1.93 beat Civista Bancshares' score of 1.66 indicating that BayCom is being referred to more favorably in the media.
BayCom currently has a consensus price target of $24.00, suggesting a potential upside of 15.66%. Civista Bancshares has a consensus price target of $17.75, suggesting a potential upside of 17.78%. Given Civista Bancshares' higher possible upside, analysts clearly believe Civista Bancshares is more favorable than BayCom.
BayCom has a net margin of 19.27% compared to Civista Bancshares' net margin of 16.38%. Civista Bancshares' return on equity of 10.23% beat BayCom's return on equity.
BayCom pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Civista Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 4.2%. BayCom pays out 18.1% of its earnings in the form of a dividend. Civista Bancshares pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Civista Bancshares received 177 more outperform votes than BayCom when rated by MarketBeat users. Likewise, 58.33% of users gave Civista Bancshares an outperform vote while only 54.67% of users gave BayCom an outperform vote.
Summary
BayCom and Civista Bancshares tied by winning 9 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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