Equities Analysts Offer Predictions for PayPal Q3 Earnings

PayPal Holdings, Inc. (NASDAQ:PYPL - Free Report) - Analysts at Seaport Res Ptn dropped their Q3 2025 earnings per share (EPS) estimates for shares of PayPal in a research note issued to investors on Thursday, April 17th. Seaport Res Ptn analyst J. Cantwell now expects that the credit services provider will earn $1.25 per share for the quarter, down from their previous forecast of $1.29. Seaport Res Ptn has a "Strong Sell" rating on the stock. The consensus estimate for PayPal's current full-year earnings is $5.03 per share. Seaport Res Ptn also issued estimates for PayPal's Q4 2025 earnings at $1.38 EPS and Q3 2026 earnings at $1.45 EPS.

Several other equities research analysts have also issued reports on PYPL. BTIG Research reaffirmed a "neutral" rating on shares of PayPal in a research note on Tuesday, February 4th. Robert W. Baird decreased their price target on shares of PayPal from $100.00 to $95.00 and set an "outperform" rating for the company in a research note on Wednesday, February 5th. Wells Fargo & Company dropped their target price on shares of PayPal from $80.00 to $74.00 and set an "equal weight" rating on the stock in a report on Wednesday, April 16th. StockNews.com lowered PayPal from a "buy" rating to a "hold" rating in a research report on Monday, April 14th. Finally, Evercore ISI initiated coverage on shares of PayPal in a research note on Wednesday, April 9th. They issued an "in-line" rating and a $65.00 target price for the company. One analyst has rated the stock with a sell rating, sixteen have issued a hold rating, twenty have issued a buy rating and one has issued a strong buy rating to the company's stock. Based on data from MarketBeat.com, the stock has a consensus rating of "Moderate Buy" and an average target price of $86.84.

PayPal Price Performance

PayPal stock traded up $1.38 during mid-day trading on Friday, reaching $61.67. 4,215,129 shares of the company's stock traded hands, compared to its average volume of 11,432,431. The stock has a 50 day moving average of $67.90 and a two-hundred day moving average of $79.06. PayPal has a 12-month low of $55.85 and a 12-month high of $93.66. The company has a quick ratio of 1.26, a current ratio of 1.26 and a debt-to-equity ratio of 0.48. The company has a market cap of $61.01 billion, a price-to-earnings ratio of 15.37, a PEG ratio of 1.27 and a beta of 1.60.

PayPal (NASDAQ:PYPL - Get Free Report) last announced its quarterly earnings results on Tuesday, February 4th. The credit services provider reported $1.19 EPS for the quarter, topping the consensus estimate of $1.11 by $0.08. PayPal had a net margin of 13.04% and a return on equity of 23.67%. The business had revenue of $8.37 billion for the quarter, compared to analysts' expectations of $8.27 billion. During the same quarter in the previous year, the company earned $1.48 EPS. The business's quarterly revenue was up 4.2% compared to the same quarter last year.

Hedge Funds Weigh In On PayPal

Hedge funds have recently bought and sold shares of the company. Anchor Investment Management LLC raised its holdings in shares of PayPal by 9.9% in the 3rd quarter. Anchor Investment Management LLC now owns 35,219 shares of the credit services provider's stock valued at $2,748,000 after purchasing an additional 3,175 shares in the last quarter. Boyar Asset Management Inc. purchased a new position in shares of PayPal in the 3rd quarter valued at about $208,000. World Investment Advisors LLC acquired a new stake in shares of PayPal during the 3rd quarter worth about $5,296,000. Sfmg LLC acquired a new position in PayPal in the third quarter valued at approximately $234,000. Finally, Wilmington Savings Fund Society FSB increased its stake in PayPal by 196.3% in the third quarter. Wilmington Savings Fund Society FSB now owns 10,221 shares of the credit services provider's stock valued at $798,000 after purchasing an additional 6,772 shares during the last quarter. Institutional investors and hedge funds own 68.32% of the company's stock.

Insider Activity at PayPal

In related news, Director Gail J. Mcgovern sold 2,446 shares of the firm's stock in a transaction dated Thursday, February 27th. The stock was sold at an average price of $72.15, for a total transaction of $176,478.90. Following the completion of the sale, the director now directly owns 29,734 shares of the company's stock, valued at approximately $2,145,308.10. This trade represents a 7.60 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. 0.14% of the stock is currently owned by insiders.

About PayPal

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.