NASDAQ:INBK First Internet Bancorp (INBK) Stock Price, News & Analysis $20.96 +0.60 (+2.95%) Closing price 04/25/2025 04:00 PM EasternExtended Trading$20.26 -0.70 (-3.33%) As of 04/25/2025 07:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About First Internet Bancorp Stock (NASDAQ:INBK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get First Internet Bancorp alerts:Sign Up Key Stats Today's Range$19.54▼$21.0850-Day Range$20.36▼$31.6452-Week Range$19.54▼$43.26Volume272,409 shsAverage Volume44,844 shsMarket Capitalization$182.29 millionP/E Ratio7.25Dividend Yield1.15%Price Target$37.75Consensus RatingModerate Buy Company OverviewFirst Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, commercial deposit, savings, money market, and Banking-as-a-Service brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity, line of credit and home improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of public and municipal lending and leasing products to government entities. Further, the company offers corporate credit card and treasury management services. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.Read More… First Internet Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks85th Percentile Overall ScoreINBK MarketRank™: First Internet Bancorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 316th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingFirst Internet Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageFirst Internet Bancorp has only been the subject of 2 research reports in the past 90 days.Read more about First Internet Bancorp's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth20.44% Earnings GrowthEarnings for First Internet Bancorp are expected to grow by 20.44% in the coming year, from $4.11 to $4.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First Internet Bancorp is 7.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.68.Price to Earnings Ratio vs. SectorThe P/E ratio of First Internet Bancorp is 7.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.74.Price to Book Value per Share RatioFirst Internet Bancorp has a P/B Ratio of 0.50. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.60% of the float of First Internet Bancorp has been sold short.Short Interest Ratio / Days to CoverFirst Internet Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First Internet Bancorp has recently decreased by 15.44%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldFirst Internet Bancorp has a dividend yield of 0.95%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthFirst Internet Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of First Internet Bancorp is 9.96%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First Internet Bancorp will have a dividend payout ratio of 4.85% next year. This indicates that First Internet Bancorp will be able to sustain or increase its dividend.Read more about First Internet Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.60% of the float of First Internet Bancorp has been sold short.Short Interest Ratio / Days to CoverFirst Internet Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First Internet Bancorp has recently decreased by 15.44%, indicating that investor sentiment is improving significantly. News and Social Media1.0 / 5News Sentiment-0.25 News SentimentFirst Internet Bancorp has a news sentiment score of -0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.02 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 13 news articles for First Internet Bancorp this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for INBK on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, First Internet Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 8.00% of the stock of First Internet Bancorp is held by insiders.Percentage Held by Institutions65.46% of the stock of First Internet Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about First Internet Bancorp's insider trading history. Receive INBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for First Internet Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address INBK Stock News HeadlinesQ1 2025 First Internet Bancorp Earnings Call TranscriptApril 25 at 12:37 AM | gurufocus.comFirst Internet (INBK) Q1 2025 Earnings CallApril 24 at 11:07 PM | msn.com$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being carried out by the Fed that has nothing to do with lowering or raising interest rates... but could soon have an enormous impact on your wealth.April 27, 2025 | Stansberry Research (Ad)First Internet Bancorp GAAP EPS of $0.11 misses by $0.65, revenue of $35.52M beats by $8.79MApril 24 at 8:13 AM | seekingalpha.comFirst Internet Bancorp misses Q1 estimates, shares fallApril 23, 2025 | investing.comFirst Internet Bancorp Reports First Quarter 2025 Results | INBK Stock NewsApril 23, 2025 | gurufocus.comFirst Internet Bancorp Q1 Earnings: EPS of $0. ...April 23, 2025 | gurufocus.comFirst Internet Bancorp Reports First Quarter 2025 Results | INBK Stock NewsApril 23, 2025 | gurufocus.comSee More Headlines INBK Stock Analysis - Frequently Asked Questions How have INBK shares performed this year? First Internet Bancorp's stock was trading at $35.99 at the beginning of 2025. Since then, INBK stock has decreased by 41.8% and is now trading at $20.96. View the best growth stocks for 2025 here. How were First Internet Bancorp's earnings last quarter? First Internet Bancorp (NASDAQ:INBK) announced its earnings results on Wednesday, April, 23rd. The bank reported $0.11 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.75 by $0.64. The bank had revenue of $76.83 million for the quarter, compared to the consensus estimate of $26.73 million. First Internet Bancorp had a trailing twelve-month return on equity of 5.86% and a net margin of 7.45%. Read the conference call transcript. Who are First Internet Bancorp's major shareholders? Top institutional investors of First Internet Bancorp include Sapient Capital LLC (1.04%), Sowell Financial Services LLC (0.11%) and GAMMA Investing LLC (0.07%). Insiders that own company stock include David B Becker, Nicole S Lorch, John K Keach Jr, Aasif M Bade, Justin P Christian and Ann C Dee. View institutional ownership trends. How do I buy shares of First Internet Bancorp? Shares of INBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of First Internet Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that First Internet Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), Jabil (JBL) and e.l.f. Beauty (ELF). Company Calendar Record date for 4/15 Dividend3/31/2025Ex-Dividend for 4/15 Dividend3/31/2025Dividend Payable4/15/2025Last Earnings4/23/2025Today4/27/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:INBK CIK1562463 Webwww.firstinternetbancorp.com Phone(317) 532-7900Fax317-532-7901Employees290Year FoundedN/APrice Target and Rating Average Stock Price Target$37.75 High Stock Price Target$45.00 Low Stock Price Target$28.00 Potential Upside/Downside+80.1%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.41 Trailing P/E Ratio7.25 Forward P/E Ratio5.10 P/E GrowthN/ANet Income$25.28 million Net Margins7.45% Pretax Margin7.13% Return on Equity5.86% Return on Assets0.40% Debt Debt-to-Equity Ratio1.61 Current Ratio0.99 Quick Ratio0.98 Sales & Book Value Annual Sales$128.91 million Price / Sales1.41 Cash Flow$1.70 per share Price / Cash Flow12.32 Book Value$41.97 per share Price / Book0.50Miscellaneous Outstanding Shares8,697,000Free Float8,053,000Market Cap$182.29 million OptionableOptionable Beta0.52 Social Links Free Today: Your Guide to Smarter Options TradesLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. 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