INBK vs. ACNB, MFSF, COFS, FSFG, HBMD, OBK, QCRH, GABC, OBNK, and LBAI
Should you be buying First Internet Bancorp stock or one of its competitors? The main competitors of First Internet Bancorp include ACNB (ACNB), MutualFirst Financial (MFSF), ChoiceOne Financial Services (COFS), First Savings Financial Group (FSFG), Howard Bancorp (HBMD), Origin Bancorp (OBK), QCR (QCRH), German American Bancorp (GABC), Origin Bancorp (OBNK), and Lakeland Bancorp (LBAI). These companies are all part of the "finance" sector.
ACNB (NASDAQ:ACNB) and First Internet Bancorp (NASDAQ:INBK) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, community ranking, analyst recommendations, risk, dividends, media sentiment and valuation.
32.4% of ACNB shares are held by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are held by institutional investors. 3.6% of ACNB shares are held by insiders. Comparatively, 7.1% of First Internet Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
ACNB has a net margin of 24.98% compared to ACNB's net margin of 5.84%. First Internet Bancorp's return on equity of 11.00% beat ACNB's return on equity.
ACNB presently has a consensus price target of $42.00, suggesting a potential upside of 33.04%. First Internet Bancorp has a consensus price target of $35.75, suggesting a potential upside of 21.35%. Given First Internet Bancorp's higher possible upside, analysts clearly believe ACNB is more favorable than First Internet Bancorp.
In the previous week, ACNB had 1 more articles in the media than First Internet Bancorp. MarketBeat recorded 5 mentions for ACNB and 4 mentions for First Internet Bancorp. ACNB's average media sentiment score of 1.11 beat First Internet Bancorp's score of 0.87 indicating that First Internet Bancorp is being referred to more favorably in the news media.
ACNB has a beta of 0.64, indicating that its share price is 36% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.73, indicating that its share price is 27% less volatile than the S&P 500.
First Internet Bancorp received 104 more outperform votes than ACNB when rated by MarketBeat users. However, 62.90% of users gave ACNB an outperform vote while only 62.20% of users gave First Internet Bancorp an outperform vote.
ACNB pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. ACNB pays out 34.7% of its earnings in the form of a dividend. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has raised its dividend for 7 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
ACNB has higher earnings, but lower revenue than First Internet Bancorp. ACNB is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
ACNB beats First Internet Bancorp on 11 of the 21 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding INBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
First Internet Bancorp Competitors List
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