Positive News SentimentPositive NewsNASDAQ:INBK First Internet Bancorp (INBK) Stock Price, News & Analysis $30.57 -0.76 (-2.44%) Closing price 02/21/2025 03:59 PM EasternExtended Trading$30.31 -0.26 (-0.84%) As of 02/21/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends About First Internet Bancorp Stock (NASDAQ:INBK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get First Internet Bancorp alerts:Sign Up Key Stats Today's Range$30.39▼$31.9850-Day Range$31.33▼$41.1252-Week Range$24.18▼$43.26Volume26,499 shsAverage Volume32,004 shsMarket Capitalization$265.01 millionP/E Ratio10.58Dividend Yield0.79%Price Target$41.75Consensus RatingModerate Buy Company OverviewFirst Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, commercial deposit, savings, money market, and Banking-as-a-Service brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity, line of credit and home improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of public and municipal lending and leasing products to government entities. Further, the company offers corporate credit card and treasury management services. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.Read More… First Internet Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks88th Percentile Overall ScoreINBK MarketRank™: First Internet Bancorp scored higher than 88% of companies evaluated by MarketBeat, and ranked 200th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingFirst Internet Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageFirst Internet Bancorp has only been the subject of 2 research reports in the past 90 days.Read more about First Internet Bancorp's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth20.44% Earnings GrowthEarnings for First Internet Bancorp are expected to grow by 20.44% in the coming year, from $4.11 to $4.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First Internet Bancorp is 10.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.62.Price to Earnings Ratio vs. SectorThe P/E ratio of First Internet Bancorp is 10.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.05.Price to Book Value per Share RatioFirst Internet Bancorp has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about First Internet Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.63% of the float of First Internet Bancorp has been sold short.Short Interest Ratio / Days to CoverFirst Internet Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First Internet Bancorp has recently increased by 3.64%, indicating that investor sentiment is decreasing. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldFirst Internet Bancorp has a dividend yield of 0.77%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthFirst Internet Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of First Internet Bancorp is 8.30%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First Internet Bancorp will have a dividend payout ratio of 4.85% next year. This indicates that First Internet Bancorp will be able to sustain or increase its dividend.Read more about First Internet Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.63% of the float of First Internet Bancorp has been sold short.Short Interest Ratio / Days to CoverFirst Internet Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First Internet Bancorp has recently increased by 3.64%, indicating that investor sentiment is decreasing. News and Social Media3.2 / 5News Sentiment1.67 News SentimentFirst Internet Bancorp has a news sentiment score of 1.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for First Internet Bancorp this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, First Internet Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 7.10% of the stock of First Internet Bancorp is held by insiders.Percentage Held by Institutions65.46% of the stock of First Internet Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about First Internet Bancorp's insider trading history. Receive INBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for First Internet Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address INBK Stock News HeadlinesFirst Internet Bank Expands Small Business Administration Lending TeamFebruary 6, 2025 | businesswire.comFirst Internet Bank Named 2024 Online Lender of the Year by Coleman ReportFebruary 4, 2025 | businesswire.comElon Takes Aim at Social SecurityElon Musk just dropped another bombshell... He revealed his DOGE organization has been taking aim at Social Security, finding what he says is widespread fraud across the agency.February 22, 2025 | Altimetry (Ad)First Internet Bancorp price target lowered to $38 from $42.50 at Piper SandlerJanuary 28, 2025 | markets.businessinsider.comFirst Internet Bancorp (NASDAQ:INBK) Q4 2024 Earnings Call TranscriptJanuary 24, 2025 | msn.comFirst Internet Bancorp (INBK) Q4 2024 Earnings Call Highlights: Record Growth and Strategic ...January 24, 2025 | gurufocus.comQ4 2024 First Internet Bancorp Earnings Call TranscriptJanuary 24, 2025 | gurufocus.comEarnings call transcript: First Internet Bancorp Q4 2024 misses EPS, beats revenueJanuary 23, 2025 | msn.comSee More Headlines INBK Stock Analysis - Frequently Asked Questions How have INBK shares performed this year? First Internet Bancorp's stock was trading at $35.99 at the beginning of the year. Since then, INBK shares have decreased by 15.1% and is now trading at $30.5660. View the best growth stocks for 2025 here. How were First Internet Bancorp's earnings last quarter? First Internet Bancorp (NASDAQ:INBK) released its quarterly earnings data on Wednesday, January, 22nd. The bank reported $0.41 EPS for the quarter, missing analysts' consensus estimates of $0.92 by $0.51. First Internet Bancorp had a net margin of 7.45% and a trailing twelve-month return on equity of 5.86%. Who are First Internet Bancorp's major shareholders? Top institutional shareholders of First Internet Bancorp include Dimensional Fund Advisors LP (5.88%), Vanguard Group Inc. (5.08%), Patriot Financial Partners GP LP (4.31%) and Geode Capital Management LLC (2.31%). Insiders that own company stock include David B Becker, Nicole S Lorch, John K Keach Jr, Aasif M Bade, Justin P Christian and Ann C Dee. View institutional ownership trends. How do I buy shares of First Internet Bancorp? Shares of INBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of First Internet Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that First Internet Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), Jabil (JBL) and e.l.f. Beauty (ELF). Company Calendar Ex-Dividend for 1/15 Dividend12/31/2024Dividend Payable1/15/2025Last Earnings1/22/2025Today2/22/2025Next Earnings (Estimated)4/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:INBK CUSIPN/A CIK1562463 Webwww.firstinternetbancorp.com Phone(317) 532-7900Fax317-532-7901Employees290Year FoundedN/APrice Target and Rating Average Stock Price Target$41.75 High Stock Price Target$45.00 Low Stock Price Target$38.00 Potential Upside/Downside+36.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.89 Trailing P/E Ratio10.58 Forward P/E Ratio7.44 P/E GrowthN/ANet Income$25.28 million Net Margins7.45% Pretax Margin7.13% Return on Equity5.86% Return on Assets0.40% Debt Debt-to-Equity Ratio1.61 Current Ratio0.99 Quick Ratio0.98 Sales & Book Value Annual Sales$339.23 million Price / Sales0.78 Cash Flow$2.48 per share Price / Cash Flow12.32 Book Value$41.97 per share Price / Book0.73Miscellaneous Outstanding Shares8,670,000Free Float8,053,000Market Cap$265.01 million OptionableOptionable Beta0.73 Social Links The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? 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