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NASDAQ:HTLF

Heartland Financial USA (HTLF) Stock Price, News & Analysis

Heartland Financial USA logo
$64.67 -1.43 (-2.16%)
Closing price 01/31/2025
Extended Trading
$64.67 0.00 (0.00%)
As of 01/31/2025 07:48 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Heartland Financial USA Stock (NASDAQ:HTLF)

Key Stats

Today's Range
$63.80
$66.91
50-Day Range
$64.67
$67.34
52-Week Range
$32.97
$70.27
Volume
3.03 million shs
Average Volume
295,699 shs
Market Capitalization
$2.77 billion
P/E Ratio
36.13
Dividend Yield
1.86%
Price Target
$49.50
Consensus Rating
Moderate Buy

Company Overview

Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, the company provides business and personal online banking, and mobile banking; bill payment, remote deposit capture, and treasury management services; debit cards; automated teller machines; and automated clearing house services, wire transfers, insured cash sweeps, zero balance accounts, lockbox, image cash letter, remote deposit capture, commercial cards for travel and entertainment purchasing, merchant services to receive credit card payments, investment sweep accounts, reconciliation services, online invoice processing, foreign exchange and positive pay fraud prevention services for checks and automated clearing house services payments. Further, it offers wealth management, trust services, brokerage services, and fixed rate annuity products; and investment services, including mutual funds, individual retirement products, and education savings products. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Denver, Colorado.

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Heartland Financial USA Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
20th Percentile Overall Score

HTLF MarketRank™: 

Heartland Financial USA scored higher than 20% of companies evaluated by MarketBeat, and ranked 894th out of 950 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Heartland Financial USA has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Heartland Financial USA has received no research coverage in the past 90 days.

  • Read more about Heartland Financial USA's stock forecast and price target.
  • Earnings Growth

    Earnings for Heartland Financial USA are expected to decrease by -7.66% in the coming year, from $4.57 to $4.22 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Heartland Financial USA is 36.13, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 22.35.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Heartland Financial USA is 36.13, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.41.

  • Price to Book Value per Share Ratio

    Heartland Financial USA has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Heartland Financial USA's valuation and earnings.
  • Short Interest

    There is no current short interest data available for HTLF.
  • Dividend Yield

    Heartland Financial USA pays a meaningful dividend of 1.86%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Heartland Financial USA does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Heartland Financial USA is 67.04%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Heartland Financial USA will have a dividend payout ratio of 28.44% next year. This indicates that Heartland Financial USA will be able to sustain or increase its dividend.

  • Read more about Heartland Financial USA's dividend.
  • Short Interest

    There is no current short interest data available for HTLF.
    • Insider Buying vs. Insider Selling

      In the past three months, Heartland Financial USA insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 1.80% of the stock of Heartland Financial USA is held by insiders.

    • Percentage Held by Institutions

      71.55% of the stock of Heartland Financial USA is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about Heartland Financial USA's insider trading history.
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    HTLF Stock News Headlines

    Trump’s Great Society
    Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to move your money now.
    Heartland Financial USA (HTLF) Receives a Buy from KBW
    See More Headlines

    HTLF Stock Analysis - Frequently Asked Questions

    Heartland Financial USA's stock was trading at $61.31 at the beginning of 2025. Since then, HTLF shares have increased by 5.5% and is now trading at $64.67.
    View the best growth stocks for 2025 here
    .

    Heartland Financial USA, Inc. (NASDAQ:HTLF) released its quarterly earnings data on Tuesday, October, 29th. The bank reported $1.17 EPS for the quarter, hitting the consensus estimate of $1.17. The bank earned $272.79 million during the quarter, compared to the consensus estimate of $189.51 million. Heartland Financial USA had a net margin of 8.79% and a trailing twelve-month return on equity of 10.81%.

    Top institutional investors of Heartland Financial USA include Vanguard Group Inc. (7.36%), Earnest Partners LLC (6.06%), Dimensional Fund Advisors LP (5.80%) and Charles Schwab Investment Management Inc. (3.74%). Insiders that own company stock include Bruce K Lee, Martin J Schmitz, John K Schmidt, Robert B Engel, Deborah K Deters, Jennifer K Hopkins, Mark A Frank, Kevin L Thompson, Kevin L Thompson and Lo B Nestman.
    View institutional ownership trends
    .

    Shares of HTLF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Heartland Financial USA investors own include Chevron (CVX), Comcast (CMCSA), Bristol-Myers Squibb (BMY), Charles Schwab (SCHW), McKesson (MCK), Yum! Brands (YUM) and Edwards Lifesciences (EW).

    Company Calendar

    Last Earnings
    10/29/2024
    Record date for 1/27 Dividend
    1/14/2025
    Ex-Dividend for 1/27 Dividend
    1/14/2025
    Dividend Payable
    1/27/2025
    Today
    3/31/2025
    Next Earnings (Estimated)
    4/28/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    State commercial banks
    Sub-Industry
    Regional Banks
    Current Symbol
    NASDAQ:HTLF
    Employees
    2,000
    Year Founded
    1981

    Price Target and Rating

    Average Stock Price Target
    $49.50
    High Stock Price Target
    $54.00
    Low Stock Price Target
    $45.00
    Potential Upside/Downside
    -23.5%
    Consensus Rating
    Moderate Buy
    Rating Score (0-4)
    2.50
    Research Coverage
    2 Analysts

    Profitability

    Trailing P/E Ratio
    36.13
    Forward P/E Ratio
    14.15
    P/E Growth
    N/A
    Net Income
    $79.92 million
    Pretax Margin
    10.93%

    Debt

    Sales & Book Value

    Annual Sales
    $932.87 million
    Cash Flow
    $5.91 per share
    Price / Cash Flow
    10.95
    Book Value
    $42.72 per share
    Price / Book
    1.51

    Miscellaneous

    Free Float
    42,113,000
    Market Cap
    $2.77 billion
    Optionable
    Optionable
    Beta
    0.98

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    This page (NASDAQ:HTLF) was last updated on 3/31/2025 by MarketBeat.com Staff
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