Paragon Banking Group (PAG) Share Price, News & Analysis

Company Overview

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages. The Commercial Lending segment comprises SME lending, such as hire purchase, and finance and operating leases; and provides development finance, motor finance, structured lending, and other products. It offers a range of savings products; and deposits taking, mortgage brokerage, vehicle financing, asset and portfolio administration, asset financing and contract hire, asset finance brokerage, asset investment, consumer loan finance, and surveyors and property consulting services. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.

Key Stats

• Today's Range: 732.50 to 749.50
• 50-Day Range: 680.50 to 803.50
• 52-Week Range: 623.50 to 868
• Volume: 2.23 million shs
• Average Volume: 436,242 shs
• Market Capitalization: £1.50 billion
• P/E Ratio: 1,115.91
• Dividend Yield: 5.43%
• Price Target: GBX 875
• Consensus Rating: Buy

Paragon Banking Group Stock Analysis - MarketRank™

Paragon Banking Group scored higher than 60% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Paragon Banking Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Paragon Banking Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Paragon Banking Group is 1,116.67, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 135.63.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paragon Banking Group is 1,116.67, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 449.80.

Price to Earnings Growth Ratio

Paragon Banking Group has a PEG Ratio of 0.50. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Paragon Banking Group has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PAG.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Paragon Banking Group is a leading dividend payer. It pays a dividend yield of 5.16%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Paragon Banking Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Paragon Banking Group is 6,060.61%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PAG.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.93

News Sentiment

Paragon Banking Group has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.54 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Paragon Banking Group this week, compared to 1 article on an average week.

Search Interest

Only 2 people have searched for PAG on MarketBeat in the last 30 days. This is a decrease of -71% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Paragon Banking Group to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Paragon Banking Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought £238,139.32 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

Only 3.59% of the stock of Paragon Banking Group is held by insiders.

Percentage Held by Institutions

80.56% of the stock of Paragon Banking Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PAG Stock Analysis - Frequently Asked Questions

How have PAG shares performed this year?

Paragon Banking Group's stock was trading at GBX 697.50 on January 1st, 2024. Since then, PAG stock has increased by 5.7% and is now trading at GBX 737.
View the best growth stocks for 2024 here.

How were Paragon Banking Group's earnings last quarter?

Paragon Banking Group PLC (LON:PAG) posted its quarterly earnings data on Wednesday, June, 10th. The company reported $17.60 EPS for the quarter. Paragon Banking Group had a net margin of 42.60% and a trailing twelve-month return on equity of 14.43%.

How do I buy shares of Paragon Banking Group?

Shares of PAG stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.
Compare Top Brokerages Here.

What other stocks do shareholders of Paragon Banking Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Paragon Banking Group investors own include Lloyds Banking Group (LLOY), Premier Oil (PMO), Barclays (BARC), The Berkeley Group (BKG), Coats Group (COA), HSBC (HSBA) and Imperial Brands (IMB).

Company Calendar

• Last Earnings: 6/10/2020
• Today: 12/18/2024

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Mortgage Finance
• Sub-Industry: Retail
• Current Symbol: LON:PAG
• CUSIP: N/A
• CIK: N/A
• Web: www.paragonbankinggroup.co.uk
• Phone: +44-84-58494000
• Fax: N/A
• Employees: 26,500
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: GBX 875
• High Stock Price Target: GBX 875
• Low Stock Price Target: GBX 875
• Potential Upside/Downside: +18.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): GBX 0.66
• Trailing P/E Ratio: 1,116.67
• Forward P/E Ratio: 7.08
• P/E Growth: 0.5
• Net Income: £197.90 million
• Net Margins: 42.60%
• Pretax Margin: N/A
• Return on Equity: 14.43%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: 168.79
• Current Ratio: 1.21
• Quick Ratio: 1.48

Sales & Book Value

• Annual Sales: £464.60 million
• Price / Sales: 3.22
• Cash Flow: GBX 1,639.96 per share
• Price / Cash Flow: 0.45
• Book Value: GBX 661 per share
• Price / Book: 1.11

Miscellaneous

• Outstanding Shares: 203,180,000
• Free Float: N/A
• Market Cap: £1.50 billion
• Optionable: Not Optionable
• Beta: 1.52