CF Bankshares (CFBK) Stock Price, News & Analysis

Company Overview

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; retail banking services and products. In addition, the company offers consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, it provides online internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Columbus, Ohio.

Key Stats

• Today's Range: $24.27 to $25.60
• 50-Day Range: $22.50 to $29.55
• 52-Week Range: $16.92 to $31.17
• Volume: 27,353 shs
• Average Volume: 8,271 shs
• Market Capitalization: $131.12 million
• P/E Ratio: 12.60
• Dividend Yield: 1.09%
• Price Target: N/A
• Consensus Rating: N/A

CF Bankshares Stock Analysis - MarketRank™

CF Bankshares scored higher than 66% of companies evaluated by MarketBeat, and ranked 465th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for CF Bankshares.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of CF Bankshares is 12.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.42.

Price to Earnings Ratio vs. Sector

The P/E ratio of CF Bankshares is 12.60, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.69.

Price to Book Value per Share Ratio

CF Bankshares has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.36% of the float of CF Bankshares has been sold short.

Short Interest Ratio / Days to Cover

CF Bankshares has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CF Bankshares has recently decreased by 13.42%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

CF Bankshares pays a meaningful dividend of 1.16%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CF Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of CF Bankshares is 13.79%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.36% of the float of CF Bankshares has been sold short.

Short Interest Ratio / Days to Cover

CF Bankshares has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CF Bankshares has recently decreased by 13.42%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.48

News Sentiment

CF Bankshares has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for CF Bankshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, CF Bankshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $621,211.00 in company stock.

Percentage Held by Insiders

19.70% of the stock of CF Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

41.06% of the stock of CF Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CFBK Stock Analysis - Frequently Asked Questions

How have CFBK shares performed this year?

CF Bankshares' stock was trading at $19.50 on January 1st, 2024. Since then, CFBK shares have increased by 31.2% and is now trading at $25.58.
View the best growth stocks for 2024 here.

How were CF Bankshares' earnings last quarter?

CF Bankshares Inc. (NASDAQ:CFBK) released its earnings results on Wednesday, October, 30th. The savings and loans company reported $0.65 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $31.60 million for the quarter. CF Bankshares had a trailing twelve-month return on equity of 8.20% and a net margin of 10.63%.

When did CF Bankshares' stock split?

Shares of CF Bankshares reverse split on the morning of Tuesday, August 21st 2018. The 2-11 reverse split was announced on Monday, August 20th 2018. The number of shares owned by shareholders was adjusted after the market closes on Monday, August 20th 2018. An investor that had 100 shares of stock prior to the reverse split would have 18 shares after the split.

Who are CF Bankshares' major shareholders?

CF Bankshares' top institutional investors include Graham Capital Wealth Management LLC (2.90%), De Lisle Partners LLP (1.00%) and Geode Capital Management LLC (0.73%). Insiders that own company stock include Timothy T O'dell, Thomas P Ash, David L Royer and Sundeep Rana.
View institutional ownership trends.

How do I buy shares of CF Bankshares?

Shares of CFBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of CF Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CF Bankshares investors own include Analog Devices (ADI), Huntington Bancshares (HBAN), NetApp (NTAP), NVIDIA (NVDA), PayPal (PYPL), Adobe (ADBE) and Advanced Micro Devices (AMD).

Company Calendar

• Ex-Dividend for 10/19 Dividend: 10/11/2024
• Dividend Payable: 10/19/2024
• Last Earnings: 10/30/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CFBK
• CUSIP: N/A
• CIK: 1070680
• Web: www.cfbankonline.com
• Phone: (614) 334-7979
• Fax: 302-655-5049
• Employees: 130
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.03
• Trailing P/E Ratio: 12.60
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $16.94 million
• Net Margins: 10.63%
• Pretax Margin: 13.14%
• Return on Equity: 8.20%
• Return on Assets: 0.64%

Debt

• Debt-to-Equity Ratio: 0.75
• Current Ratio: 1.13
• Quick Ratio: 1.13

Sales & Book Value

• Annual Sales: $49.58 million
• Price / Sales: 2.64
• Cash Flow: $2.86 per share
• Price / Cash Flow: 8.94
• Book Value: $29.35 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 5,126,000
• Free Float: 4,116,000
• Market Cap: $131.12 million
• Optionable: Not Optionable
• Beta: 0.55