Home Bancorp (HBCP) Stock Price, News & Analysis

Company Overview

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana, Mississippi, and Texas. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Key Stats

• Today's Range: $43.53 to $45.00
• 50-Day Range: $39.12 to $45.00
• 52-Week Range: $32.13 to $45.44
• Volume: 18,417 shs
• Average Volume: 13,833 shs
• Market Capitalization: $365.76 million
• P/E Ratio: 9.89
• Dividend Yield: 2.22%
• Price Target: $45.75
• Consensus Rating: Moderate Buy

Home Bancorp Stock Analysis - MarketRank™

Home Bancorp scored higher than 52% of companies evaluated by MarketBeat, and ranked 569th out of 910 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Home Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Home Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 2.81%

Earnings Growth

Earnings for Home Bancorp are expected to grow by 2.81% in the coming year, from $4.27 to $4.39 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Home Bancorp is 9.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.81.

Price to Earnings Ratio vs. Sector

The P/E ratio of Home Bancorp is 9.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.09.

Price to Book Value per Share Ratio

Home Bancorp has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.71% of the float of Home Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Home Bancorp has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Home Bancorp has recently decreased by 4.32%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Home Bancorp pays a meaningful dividend of 2.26%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Home Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Home Bancorp is 21.10%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Home Bancorp will have a dividend payout ratio of 22.78% next year. This indicates that Home Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.71% of the float of Home Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Home Bancorp has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Home Bancorp has recently decreased by 4.32%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.1 / 5
• News Sentiment: N/A

News Sentiment

Home Bancorp has a news sentiment score of 0.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.64 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Home Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Home Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $207,400.00 in company stock.

Percentage Held by Insiders

Only 7.30% of the stock of Home Bancorp is held by insiders.

Percentage Held by Institutions

49.41% of the stock of Home Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HBCP Stock Analysis - Frequently Asked Questions

How have HBCP shares performed this year?

Home Bancorp's stock was trading at $42.01 on January 1st, 2024. Since then, HBCP stock has increased by 7.1% and is now trading at $45.00.
View the best growth stocks for 2024 here.

How were Home Bancorp's earnings last quarter?

Home Bancorp, Inc. (NASDAQ:HBCP) posted its earnings results on Wednesday, July, 17th. The bank reported $1.02 EPS for the quarter, topping the consensus estimate of $0.98 by $0.04. The bank earned $49.21 million during the quarter, compared to analyst estimates of $31.90 million. Home Bancorp had a net margin of 19.16% and a trailing twelve-month return on equity of 9.98%.

Who are Home Bancorp's major shareholders?

Home Bancorp's top institutional investors include Cullen Investment Group LTD. (0.29%) and SG Americas Securities LLC (0.03%). Insiders that own company stock include Daniel G Guidry, Chris P Rader, David T Kirkley, Donald W Washington and John Scott Ballard.
View institutional ownership trends.

How do I buy shares of Home Bancorp?

Shares of HBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Home Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Home Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Tesla (TSLA), Netflix (NFLX) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 7/17/2024
• Ex-Dividend for 8/9 Dividend: 7/29/2024
• Dividend Payable: 8/09/2024
• Today: 10/17/2024
• Next Earnings (Confirmed): 10/17/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:HBCP
• CUSIP: 43689E10
• CIK: 1436425
• Web: www.home24bank.com
• Phone: (337) 237-1960
• Fax: 337-264-9280
• Employees: 440
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $45.75
• High Stock Price Target: $48.50
• Low Stock Price Target: $43.00
• Potential Upside/Downside: +1.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.74
• Trailing P/E Ratio: 9.89
• Forward P/E Ratio: 10.54
• P/E Growth: N/A
• Net Income: $40.24 million
• Net Margins: 19.16%
• Pretax Margin: 23.77%
• Return on Equity: 9.98%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: 0.25
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $132.27 million
• Price / Sales: 2.77
• Cash Flow: $6.19 per share
• Price / Cash Flow: 7.27
• Book Value: $45.10 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 8,128,000
• Free Float: 7,480,000
• Market Cap: $365.76 million
• Optionable: Optionable
• Beta: 0.69