National Bankshares (NKSH) Stock Price, News & Analysis

Company Overview

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.

Key Stats

• Today's Range: $27.51 to $28.69
• 50-Day Range: $26.55 to $31.24
• 52-Week Range: $26.00 to $35.00
• Volume: 12,870 shs
• Average Volume: 7,119 shs
• Market Capitalization: $174.96 million
• P/E Ratio: 22.55
• Dividend Yield: 5.67%
• Price Target: $38.00
• Consensus Rating: Buy

National Bankshares Stock Analysis - MarketRank™

National Bankshares scored higher than 92% of companies evaluated by MarketBeat, and ranked 112th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

National Bankshares has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

National Bankshares has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 15.74%

Earnings Growth

Earnings for National Bankshares are expected to grow by 15.74% in the coming year, from $2.35 to $2.72 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of National Bankshares is 22.55, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 21.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of National Bankshares is 22.55, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.31.

Price to Book Value per Share Ratio

National Bankshares has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.11% of the float of National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

National Bankshares has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in National Bankshares has recently increased by 0.59%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

National Bankshares is a leading dividend payer. It pays a dividend yield of 5.60%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

National Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of National Bankshares is 127.87%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, National Bankshares will have a dividend payout ratio of 57.35% next year. This indicates that National Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.8 / 5
• Environmental Score: -0.22

Percentage of Shares Shorted

1.11% of the float of National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

National Bankshares has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in National Bankshares has recently increased by 0.59%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.80

News Sentiment

National Bankshares has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for National Bankshares this week, compared to 2 articles on an average week.

Search Interest

2 people have searched for NKSH on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, National Bankshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,402.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.75% of the stock of National Bankshares is held by insiders.

Percentage Held by Institutions

Only 29.73% of the stock of National Bankshares is held by institutions.

NKSH Stock Analysis - Frequently Asked Questions

How have NKSH shares performed this year?

National Bankshares' stock was trading at $28.71 at the start of the year. Since then, NKSH stock has decreased by 4.2% and is now trading at $27.51.
View the best growth stocks for 2025 here.

How were National Bankshares' earnings last quarter?

National Bankshares, Inc. (NASDAQ:NKSH) posted its quarterly earnings data on Thursday, January, 23rd. The bank reported $0.48 earnings per share (EPS) for the quarter, meeting analysts' consensus estimates of $0.48. National Bankshares had a trailing twelve-month return on equity of 5.00% and a net margin of 9.64%.

Who are National Bankshares' major shareholders?

National Bankshares' top institutional investors include Brandes Investment Partners LP (2.67%), Rhino Investment Partners Inc (2.08%), Dimensional Fund Advisors LP (1.56%) and Northern Trust Corp (0.76%). Insiders that own company stock include Lawrence J Ball, F Brad Denardo, John Elliott Dooley, Norman V Fitzwater III, Alan Jeffrey Sweet, Mary G Miller, Michael E Dye, Mildred R Johnson, Bobby D Sanders II and Lara E Ramsey.
View institutional ownership trends.

How do I buy shares of National Bankshares?

Shares of NKSH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of National Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that National Bankshares investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Home Depot (HD), NVIDIA (NVDA), Meta Platforms (META) and Walmart (WMT).

Company Calendar

• Ex-Dividend for 12/2 Dividend: 11/25/2024
• Dividend Payable: 12/02/2024
• Last Earnings: 1/23/2025
• Today: 2/22/2025
• Next Earnings (Estimated): 3/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NKSH
• CUSIP: 63486510
• CIK: 796534
• Web: www.nationalbankshares.com
• Phone: (540) 951-6300
• Fax: 540-951-6324
• Employees: 220
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $38.00
• High Stock Price Target: $38.00
• Low Stock Price Target: $38.00
• Potential Upside/Downside: +38.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.22
• Trailing P/E Ratio: 22.55
• Forward P/E Ratio: 11.71
• P/E Growth: N/A
• Net Income: $7.62 million
• Net Margins: 9.64%
• Pretax Margin: 13.76%
• Return on Equity: 5.00%
• Return on Assets: 0.43%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $79.08 million
• Price / Sales: 2.21
• Cash Flow: $2.94 per share
• Price / Cash Flow: 9.37
• Book Value: $23.85 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 6,360,000
• Free Float: 6,186,000
• Market Cap: $174.96 million
• Optionable: Not Optionable
• Beta: 0.60