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United Bankshares (UBSI) Stock Price, News & Analysis

United Bankshares logo
$34.43 -0.24 (-0.69%)
Closing price 04/1/2025 04:00 PM Eastern
Extended Trading
$36.96 +2.53 (+7.35%)
As of 04/1/2025 05:11 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About United Bankshares Stock (NASDAQ:UBSI)

Key Stats

Today's Range
$34.11
$34.69
50-Day Range
$34.03
$39.27
52-Week Range
$30.68
$44.43
Volume
809,179 shs
Average Volume
565,255 shs
Market Capitalization
$4.93 billion
P/E Ratio
12.57
Dividend Yield
4.30%
Price Target
$41.88
Consensus Rating
Hold

Company Overview

United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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United Bankshares Stock Analysis - MarketRank™

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88th Percentile Overall Score

UBSI MarketRank™: 

United Bankshares scored higher than 88% of companies evaluated by MarketBeat, and ranked 207th out of 955 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 4 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    United Bankshares has only been the subject of 3 research reports in the past 90 days.

  • Read more about United Bankshares' stock forecast and price target.
  • Earnings Growth

    Earnings for United Bankshares are expected to grow by 9.61% in the coming year, from $2.81 to $3.08 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Bankshares is 12.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.55.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Bankshares is 12.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.64.

  • Price to Book Value per Share Ratio

    United Bankshares has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about United Bankshares' valuation and earnings.
  • Percentage of Shares Shorted

    2.07% of the float of United Bankshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Bankshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in United Bankshares has recently increased by 17.90%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    United Bankshares is a leading dividend payer. It pays a dividend yield of 4.22%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    United Bankshares has been increasing its dividend for 26 years.

  • Dividend Coverage

    The dividend payout ratio of United Bankshares is 54.01%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, United Bankshares will have a dividend payout ratio of 48.05% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.

  • Read more about United Bankshares' dividend.
  • Percentage of Shares Shorted

    2.07% of the float of United Bankshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Bankshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in United Bankshares has recently increased by 17.90%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    United Bankshares has a news sentiment score of 1.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.01 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 9 news articles for United Bankshares this week, compared to 3 articles on an average week.
  • MarketBeat Follows

    4 people have added United Bankshares to their MarketBeat watchlist in the last 30 days. This is an increase of 300% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, United Bankshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $91,026.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 3.66% of the stock of United Bankshares is held by insiders.

  • Percentage Held by Institutions

    70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about United Bankshares' insider trading history.
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UBSI Stock News Headlines

United Bankshares: A Neat-And-Tidy Operator
New “Trump” currency proposed in DC
According to one of the most connected men in Washington… A surprising new bill was just introduced in Washington. Its purpose: to put Donald Trump’s face on the $100 note. All to celebrate a new “golden age” for America.
United Bankshares assumed with a Neutral at Piper Sandler
See More Headlines

UBSI Stock Analysis - Frequently Asked Questions

United Bankshares' stock was trading at $37.55 at the start of the year. Since then, UBSI stock has decreased by 8.3% and is now trading at $34.43.
View the best growth stocks for 2025 here
.

United Bankshares, Inc. (NASDAQ:UBSI) released its quarterly earnings data on Friday, January, 24th. The financial services provider reported $0.69 earnings per share for the quarter, beating analysts' consensus estimates of $0.68 by $0.01. United Bankshares had a trailing twelve-month return on equity of 7.60% and a net margin of 22.94%.

United Bankshares subsidiaries include Carolina Financial.

Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR).

Company Calendar

Record date for 1/2 Dividend
12/13/2024
Ex-Dividend for 1/2 Dividend
12/13/2024
Dividend Payable
1/02/2025
Last Earnings
1/24/2025
Record date for 4/1 Dividend
3/14/2025
Ex-Dividend for 4/1 Dividend
3/14/2025
Today
4/01/2025
Dividend Payable
4/01/2025
Next Earnings (Estimated)
4/24/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UBSI
Employees
2,760
Year Founded
1982

Price Target and Rating

Average Stock Price Target
$41.88
High Stock Price Target
$45.00
Low Stock Price Target
$38.50
Potential Upside/Downside
+21.6%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
4 Analysts

Profitability

Trailing P/E Ratio
12.57
Forward P/E Ratio
12.25
P/E Growth
N/A
Net Income
$373 million
Pretax Margin
28.52%

Debt

Sales & Book Value

Annual Sales
$1.03 billion
Cash Flow
$2.61 per share
Price / Cash Flow
13.20
Book Value
$36.93 per share
Price / Book
0.93

Miscellaneous

Free Float
130,271,000
Market Cap
$4.93 billion
Optionable
Optionable
Beta
0.98

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This page (NASDAQ:UBSI) was last updated on 4/2/2025 by MarketBeat.com Staff
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