Positive News SentimentPositive NewsNASDAQ:UBSI United Bankshares (UBSI) Stock Price, News & Analysis $34.43 -0.24 (-0.69%) Closing price 04/1/2025 04:00 PM EasternExtended Trading$36.96 +2.53 (+7.35%) As of 04/1/2025 05:11 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About United Bankshares Stock (NASDAQ:UBSI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get United Bankshares alerts:Sign Up Key Stats Today's Range$34.11▼$34.6950-Day Range$34.03▼$39.2752-Week Range$30.68▼$44.43Volume809,179 shsAverage Volume565,255 shsMarket Capitalization$4.93 billionP/E Ratio12.57Dividend Yield4.30%Price Target$41.88Consensus RatingHold Company OverviewUnited Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.Read More… Remove Ads United Bankshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks88th Percentile Overall ScoreUBSI MarketRank™: United Bankshares scored higher than 88% of companies evaluated by MarketBeat, and ranked 207th out of 955 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingUnited Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 4 hold ratings, and no sell ratings.Amount of Analyst CoverageUnited Bankshares has only been the subject of 3 research reports in the past 90 days.Read more about United Bankshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth9.61% Earnings GrowthEarnings for United Bankshares are expected to grow by 9.61% in the coming year, from $2.81 to $3.08 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bankshares is 12.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.55.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bankshares is 12.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.64.Price to Book Value per Share RatioUnited Bankshares has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about United Bankshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.07% of the float of United Bankshares has been sold short.Short Interest Ratio / Days to CoverUnited Bankshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bankshares has recently increased by 17.90%, indicating that investor sentiment is decreasing significantly. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipUnited Bankshares is a leading dividend payer. It pays a dividend yield of 4.22%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bankshares has been increasing its dividend for 26 years.Dividend CoverageThe dividend payout ratio of United Bankshares is 54.01%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Bankshares will have a dividend payout ratio of 48.05% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.Read more about United Bankshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.07% of the float of United Bankshares has been sold short.Short Interest Ratio / Days to CoverUnited Bankshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bankshares has recently increased by 17.90%, indicating that investor sentiment is decreasing significantly. News and Social Media3.6 / 5News Sentiment1.51 News SentimentUnited Bankshares has a news sentiment score of 1.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.01 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for United Bankshares this week, compared to 3 articles on an average week.MarketBeat Follows4 people have added United Bankshares to their MarketBeat watchlist in the last 30 days. This is an increase of 300% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, United Bankshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $91,026.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.66% of the stock of United Bankshares is held by insiders.Percentage Held by Institutions70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about United Bankshares' insider trading history. Receive UBSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bankshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBSI Stock News HeadlinesSara Dumond Acquires 2,600 Shares of United Bankshares, Inc. (NASDAQ:UBSI) StockMarch 25, 2025 | insidertrades.comUnited Bankshares: A Neat-And-Tidy OperatorMarch 30 at 4:43 AM | seekingalpha.comElon Tax Shock?Elon Musk's DOGE agents have some very strange plans for the IRS... Recently, it emerged that our tax authorities have bought a powerful new AI supercomputer, worth millions of dollars. It's the most advanced technology offered by AI giant Nvidia. And it's almost certainly going to be used to advance Elon Musk's real agenda with DOGE... the massive, rapid roll out of AI across the entire federal government.April 2, 2025 | Altimetry (Ad)United Bankshares: Not Budging, Even In Light Of Recent DevelopmentsMarch 28, 2025 | seekingalpha.comTariffs Could Keep the Federal Reserve on Hold: 5 High-Yield Dividend Kings Are Our Top CallsMarch 28, 2025 | 247wallst.comD.C.-area bankers had high hopes for local economy after Trump win. Now they are on edge.March 25, 2025 | bizjournals.comUnited Bankshares: Organic Growth Is The Issue For This Dividend KingMarch 20, 2025 | seekingalpha.comUnited Bankshares assumed with a Neutral at Piper SandlerMarch 12, 2025 | markets.businessinsider.comSee More Headlines UBSI Stock Analysis - Frequently Asked Questions How have UBSI shares performed this year? United Bankshares' stock was trading at $37.55 at the start of the year. Since then, UBSI stock has decreased by 8.3% and is now trading at $34.43. View the best growth stocks for 2025 here. How were United Bankshares' earnings last quarter? United Bankshares, Inc. (NASDAQ:UBSI) released its quarterly earnings data on Friday, January, 24th. The financial services provider reported $0.69 earnings per share for the quarter, beating analysts' consensus estimates of $0.68 by $0.01. United Bankshares had a trailing twelve-month return on equity of 7.60% and a net margin of 22.94%. Does United Bankshares have any subsidiaries? United Bankshares subsidiaries include Carolina Financial. How do I buy shares of United Bankshares? Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bankshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR). Company Calendar Record date for 1/2 Dividend12/13/2024Ex-Dividend for 1/2 Dividend12/13/2024Dividend Payable1/02/2025Last Earnings1/24/2025Record date for 4/1 Dividend3/14/2025Ex-Dividend for 4/1 Dividend3/14/2025Today4/01/2025Dividend Payable4/01/2025Next Earnings (Estimated)4/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryRegional Banks Current SymbolNASDAQ:UBSI CIK729986 Webwww.ubsi-inc.com Phone(304) 424-8716Fax304-424-8800Employees2,760Year Founded1982Price Target and Rating Average Stock Price Target$41.88 High Stock Price Target$45.00 Low Stock Price Target$38.50 Potential Upside/Downside+21.6%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.74 Trailing P/E Ratio12.57 Forward P/E Ratio12.25 P/E GrowthN/ANet Income$373 million Net Margins22.94% Pretax Margin28.52% Return on Equity7.60% Return on Assets1.24% Debt Debt-to-Equity Ratio0.11 Current Ratio0.98 Quick Ratio0.98 Sales & Book Value Annual Sales$1.03 billion Price / Sales4.79 Cash Flow$2.61 per share Price / Cash Flow13.20 Book Value$36.93 per share Price / Book0.93Miscellaneous Outstanding Shares143,212,000Free Float130,271,000Market Cap$4.93 billion OptionableOptionable Beta0.98 Social Links Investing Strategies To Help Grow Your Retirement IncomeNeed to stretch out your 401K or Roth IRA plan? 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