Navient (NASDAQ:NAVI) Issues FY 2025 Earnings Guidance

Navient (NASDAQ:NAVI - Get Free Report) issued an update on its FY 2025 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 1.000-1.200 for the period, compared to the consensus earnings per share estimate of 1.390. The company issued revenue guidance of -.

Wall Street Analyst Weigh In

Several research firms have recently weighed in on NAVI. StockNews.com lowered shares of Navient from a "buy" rating to a "hold" rating in a research report on Friday. TD Cowen dropped their price target on Navient from $14.00 to $13.00 and set a "sell" rating on the stock in a report on Friday, November 1st. JPMorgan Chase & Co. reduced their price objective on Navient from $15.00 to $13.50 and set a "neutral" rating for the company in a research note on Tuesday, January 14th. Seaport Res Ptn raised Navient from a "hold" rating to a "strong-buy" rating in a research report on Tuesday, January 21st. Finally, Bank of America decreased their price target on Navient from $17.00 to $16.00 and set a "neutral" rating for the company in a research report on Tuesday, December 24th. Two research analysts have rated the stock with a sell rating, five have assigned a hold rating and one has issued a strong buy rating to the company. According to MarketBeat.com, the stock has an average rating of "Hold" and a consensus price target of $14.58.

Navient Stock Down 0.7 %

Navient stock traded down $0.10 during mid-day trading on Friday, hitting $13.67. The company's stock had a trading volume of 926,671 shares, compared to its average volume of 780,719. The company has a debt-to-equity ratio of 16.59, a current ratio of 9.49 and a quick ratio of 9.49. Navient has a 52-week low of $12.73 and a 52-week high of $17.86. The firm's 50 day moving average is $14.17 and its 200 day moving average is $14.99. The company has a market cap of $1.47 billion, a PE ratio of 11.78 and a beta of 1.43.

Navient (NASDAQ:NAVI - Get Free Report) last announced its quarterly earnings data on Wednesday, January 29th. The credit services provider reported $0.25 EPS for the quarter, missing analysts' consensus estimates of $0.26 by ($0.01). Navient had a net margin of 2.96% and a return on equity of 6.64%. On average, analysts anticipate that Navient will post 1.22 earnings per share for the current year.

Navient Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, December 20th. Shareholders of record on Friday, December 6th were paid a $0.16 dividend. The ex-dividend date of this dividend was Friday, December 6th. This represents a $0.64 dividend on an annualized basis and a yield of 4.68%. Navient's dividend payout ratio (DPR) is currently 55.17%.

Insider Transactions at Navient

In other news, EVP Stephen M. Hauber sold 10,000 shares of the firm's stock in a transaction on Wednesday, November 6th. The shares were sold at an average price of $15.00, for a total transaction of $150,000.00. Following the transaction, the executive vice president now owns 256,883 shares in the company, valued at approximately $3,853,245. This trade represents a 3.75 % decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Company insiders own 27.99% of the company's stock.

Navient Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.