nCino (NASDAQ:NCNO) Issues Q4 2025 Earnings Guidance

nCino (NASDAQ:NCNO - Get Free Report) updated its fourth quarter 2025 earnings guidance on Monday. The company provided earnings per share (EPS) guidance of 0.180-0.190 for the period, compared to the consensus estimate of 0.180. The company issued revenue guidance of $139.5 million-$141.5 million, compared to the consensus revenue estimate of $140.8 million. nCino also updated its FY 2025 guidance to 0.720-0.730 EPS.

nCino Stock Performance

Shares of nCino stock traded down $0.29 on Thursday, reaching $32.45. The stock had a trading volume of 729,481 shares, compared to its average volume of 981,995. The company has a debt-to-equity ratio of 0.20, a quick ratio of 1.95 and a current ratio of 1.95. The business's 50-day moving average price is $34.84 and its two-hundred day moving average price is $34.53. The stock has a market cap of $3.76 billion, a P/E ratio of -190.87, a price-to-earnings-growth ratio of 13.00 and a beta of 0.65. nCino has a fifty-two week low of $28.09 and a fifty-two week high of $43.20.

Analyst Upgrades and Downgrades

NCNO has been the topic of several research analyst reports. Keefe, Bruyette & Woods raised their price target on nCino from $41.00 to $49.00 and gave the company an "outperform" rating in a research report on Monday, December 2nd. Truist Financial reiterated a "buy" rating and issued a $44.00 target price (up previously from $37.00) on shares of nCino in a research note on Monday, October 21st. UBS Group assumed coverage on nCino in a research report on Monday, December 16th. They issued a "buy" rating and a $44.00 target price for the company. Macquarie upped their price objective on nCino from $40.00 to $43.00 and gave the company an "outperform" rating in a research note on Friday, December 6th. Finally, Piper Sandler restated a "neutral" rating and set a $38.00 target price on shares of nCino in a report on Thursday, December 5th. Four investment analysts have rated the stock with a hold rating and eleven have issued a buy rating to the stock. According to data from MarketBeat, the company currently has a consensus rating of "Moderate Buy" and an average price target of $42.50.

Insider Transactions at nCino

In other nCino news, CEO Sean Desmond sold 5,034 shares of the company's stock in a transaction on Tuesday, February 4th. The stock was sold at an average price of $32.60, for a total transaction of $164,108.40. Following the completion of the sale, the chief executive officer now directly owns 306,477 shares in the company, valued at $9,991,150.20. This represents a 1.62 % decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, insider April Rieger sold 4,325 shares of nCino stock in a transaction on Tuesday, February 4th. The shares were sold at an average price of $32.60, for a total value of $140,995.00. Following the completion of the transaction, the insider now owns 145,953 shares in the company, valued at approximately $4,758,067.80. The trade was a 2.88 % decrease in their position. The disclosure for this sale can be found here. In the last three months, insiders have sold 6,270,085 shares of company stock valued at $225,838,863. 28.40% of the stock is owned by corporate insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.