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Aflac (AFL) Stock Forecast & Price Target

Aflac logo
$103.66 +0.42 (+0.41%)
(As of 05:22 PM ET)

Aflac - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
3
Hold
9
Buy
3

Based on 15 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 15 analysts, 3 have given a sell rating, 9 have given a hold rating, and 3 have given a buy rating for AFL.

Consensus Price Target

$98.73
-4.75% Downside
According to the 15 analysts' twelve-month price targets for Aflac, the average price target is $98.73. The highest price target for AFL is $124.00, while the lowest price target for AFL is $75.00. The average price target represents a forecasted downside of -4.75% from the current price of $103.66.
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AFL Analyst Ratings Over Time

TypeCurrent Forecast
12/27/23 to 12/26/24
1 Month Ago
11/27/23 to 11/26/24
3 Months Ago
9/28/23 to 9/27/24
1 Year Ago
12/27/22 to 12/27/23
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
3 Buy rating(s)
3 Buy rating(s)
3 Buy rating(s)
2 Buy rating(s)
Hold
9 Hold rating(s)
9 Hold rating(s)
8 Hold rating(s)
6 Hold rating(s)
Sell
3 Sell rating(s)
3 Sell rating(s)
3 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$98.73$97.93$93.36$79.63
Forecasted Upside-4.75% Downside-14.10% Downside-15.58% Downside-2.79% Downside
Consensus Rating
Hold
Hold
Hold
Hold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Aflac Stock vs. The Competition

TypeAflacFinance CompaniesS&P 500
Consensus Rating Score
2.00
2.50
2.51
Consensus RatingHoldHoldModerate Buy
Predicted Upside-4.37% Downside17.74% Upside13.49% Upside
News Sentiment Rating
Neutral News

See Recent AFL News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
12/4/2024Evercore ISI
2 of 5 stars
 Lower TargetUnderperform ➝ Underperform$104.00 ➝ $102.00-4.46%
12/3/2024Wells Fargo & Company
3 of 5 stars
E. Greenspan
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Boost TargetHold ➝ Hold$107.00-3.96%
11/1/2024Truist Financial
2 of 5 stars
 Boost TargetHold ➝ Hold$100.00 ➝ $105.00-0.72%
10/10/2024Bank of America
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 Boost TargetBuy ➝ Buy$115.00 ➝ $124.00+11.27%
10/9/2024TD Cowen
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D. Bergman
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Initiated CoverageHold$102.00-9.31%
10/3/2024JPMorgan Chase & Co.
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 Boost TargetNeutral ➝ Neutral$85.00 ➝ $90.00-20.57%
10/2/2024Piper Sandler
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 Boost TargetOverweight ➝ Overweight$114.00 ➝ $122.00+8.13%
9/4/2024Barclays
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A. Scott
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Initiated CoverageUnderweight$96.00-13.12%
8/19/2024Morgan Stanley
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 Boost TargetEqual Weight ➝ Equal Weight$91.00 ➝ $98.00-6.78%
8/14/2024UBS Group
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 Boost TargetNeutral ➝ Neutral$84.00 ➝ $109.00+7.15%
7/23/2024Citigroup
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 Boost TargetNeutral ➝ Neutral$84.00 ➝ $93.00-1.57%
6/28/2024Jefferies Financial Group
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 Lower TargetHold ➝ Hold$84.00 ➝ $83.00-7.63%
4/10/2024Keefe, Bruyette & Woods
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 Boost TargetMarket Perform ➝ Market Perform$83.00 ➝ $87.00+4.62%
2/2/2024Raymond James
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 Boost TargetOutperform ➝ Outperform$83.00 ➝ $88.00+15.17%
1/9/2024The Goldman Sachs Group
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 Boost TargetSell ➝ Sell$61.00 ➝ $75.00-9.50%
6/9/2023888
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 Reiterated RatingReiterates
6/9/202358.com
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 Reiterated RatingReiterates
4/27/2023VNET Group
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 Reiterated RatingMaintains

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 05:53 PM ET.


Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, December 18, 2024. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Aflac Incorporated:

  • Aflac Incorporated recently reported earnings per share (EPS) of $2.16, significantly exceeding analysts' expectations of $1.69, indicating strong financial performance.
  • The company has increased its quarterly dividend from $0.50 to $0.58 per share, reflecting a commitment to returning value to shareholders. This increase represents a 2.15% yield based on the current stock price of $107.96.
  • Aflac Incorporated has a solid market capitalization of approximately $59.98 billion, which suggests stability and the ability to invest in growth opportunities.
  • Despite a recent decline in quarterly revenue, the company maintains a healthy net margin of 22.02%, indicating effective cost management and profitability.
  • Analysts have a consensus rating of "Hold" for Aflac Incorporated, with a target price averaging around $98.73, suggesting potential for price appreciation.

Aflac
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Aflac Incorporated for these reasons:

  • The company's revenue for the latest quarter was down 40.4% compared to the same period last year, which raises concerns about growth and market demand.
  • Aflac Incorporated has a quick ratio and current ratio of 0.08, indicating potential liquidity issues, as these ratios suggest the company may struggle to meet short-term obligations.
  • Three analysts have rated the stock with a sell rating, which may indicate a lack of confidence in the company's future performance.
  • The stock has experienced volatility, with a 12-month high of $115.50 and a low of $75.07, suggesting uncertainty in its price stability.
  • The price-to-earnings (P/E) ratio of 16.11, while not excessively high, may indicate that the stock is fairly valued, limiting upside potential for investors seeking significant gains.

AFL Forecast - Frequently Asked Questions

According to the research reports of 15 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $98.73, with a high forecast of $124.00 and a low forecast of $75.00.

15 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last year. There are currently 3 sell ratings, 9 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.

According to analysts, Aflac's stock has a predicted downside of -4.75% based on their 12-month stock forecasts.

Aflac has been rated by research analysts at Bank of America, Evercore ISI, JPMorgan Chase & Co., Piper Sandler, TD Cowen, Truist Financial, and Wells Fargo & Company in the past 90 days.

Analysts like Aflac less than other "finance" companies. The consensus rating score for Aflac is 2.00 while the average consensus rating score for "finance" companies is 2.50. Learn more on how AFL compares to other companies.


This page (NYSE:AFL) was last updated on 12/26/2024 by MarketBeat.com Staff
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