NYSE:LC LendingClub (LC) Stock Price, News & Analysis $10.95 -0.39 (-3.44%) (As of 09/6/2024 ET) Add Compare Share Share Today's Range$10.90▼$11.4050-Day Range$8.34▼$12.5252-Week Range$4.73▼$12.87Volume931,441 shsAverage Volume1.41 million shsMarket Capitalization$1.22 billionP/E Ratio32.21Dividend YieldN/APrice Target$13.07 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends Get LendingClub alerts: Email Address LendingClub MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.86 Rating ScoreUpside/Downside19.4% Upside$13.07 Price TargetShort InterestHealthy2.58% of Shares Sold ShortDividend StrengthN/ASustainability-0.07Upright™ Environmental ScoreNews Sentiment0.59Based on 6 Articles This WeekInsider TradingSelling Shares$397,465 Sold Last QuarterProj. Earnings Growth86.84%From $0.38 to $0.71 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.94 out of 5 starsFinance Sector15th out of 871 stocksPersonal Credit Institutions Industry2nd out of 14 stocks 3.4 Analyst's Opinion Consensus RatingLendingClub has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 6 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLendingClub has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about LendingClub's stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted2.58% of the outstanding shares of LendingClub have been sold short.Short Interest Ratio / Days to CoverLendingClub has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in LendingClub has recently decreased by 10.59%, indicating that investor sentiment is improving significantly. Previous Next 0.0 Dividend Strength Dividend YieldLendingClub does not currently pay a dividend.Dividend GrowthLendingClub does not have a long track record of dividend growth. Previous Next 3.6 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreLendingClub has received a 45.35% net impact score from Upright. The largest positive contribution comes from its "Distributing knowledge" impact, which is driven by its "Peer-to-peer money lending platforms" product. See details.Environmental SustainabilityThe Environmental Impact score for LendingClub is -0.07. Previous Next 2.0 News and Social Media Coverage News SentimentLendingClub has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for LendingClub this week, compared to 4 articles on an average week.Search InterestOnly 6 people have searched for LC on MarketBeat in the last 30 days. This is a decrease of -65% compared to the previous 30 days.MarketBeat FollowsOnly 3 people have added LendingClub to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, LendingClub insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $397,465.00 in company stock.Percentage Held by InsidersOnly 3.31% of the stock of LendingClub is held by insiders.Percentage Held by Institutions74.08% of the stock of LendingClub is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about LendingClub's insider trading history. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for LendingClub are expected to grow by 86.84% in the coming year, from $0.38 to $0.71 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of LendingClub is 32.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.02.Price to Earnings Ratio vs. SectorThe P/E ratio of LendingClub is 32.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 32.61.Price to Book Value per Share RatioLendingClub has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about LendingClub's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Timothy SykesTim Sykes’ Urgent Trade Alert: “Make this move now”WARNING: 80 Wall Street banks are gearing up for MASSIVE D.C. shock This $2 trillion D.C. shock is NOT about Trump or Biden dropping out of the race…Click here to see a unique election-year trade About LendingClub Stock (NYSE:LC)LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates an online lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.Read More LC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart LC Stock News HeadlinesSeptember 7 at 9:07 AM | insidertrades.comLendingClub Co. (NYSE:LC) CEO Sells $193,120.00 in StockAugust 10, 2024 | insidertrades.comScott Sanborn Sells 17,000 Shares of LendingClub Co. (NYSE:LC) StockSeptember 7, 2024 | Weiss Ratings (Ad)“Fed Proof” Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank accounts nationwide. It will give them unprecedented powers to control your bank account.August 7, 2024 | marketbeat.comAI-Powered Lending Stock Surges on Rate Cut Hopes (LC)Upstart Holdings Inc. (NASDAQ: UPST) is a fintech that provides an artificial intelligence (AI) powered digital lending platform.September 6 at 10:14 PM | markets.businessinsider.comLendingClub Poised for Strategic Growth with Positive Momentum: Analyst Issues Buy RatingSeptember 6 at 2:15 AM | americanbankingnews.comLendingClub Co. (NYSE:LC) Receives $13.07 Consensus Target Price from BrokeragesAugust 22, 2024 | prnewswire.comLendingClub Bank Launches LevelUp SavingsAugust 21, 2024 | benzinga.comExpert Ratings For LendingClubSeptember 7, 2024 | Weiss Ratings (Ad)“Fed Proof” Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank accounts nationwide. It will give them unprecedented powers to control your bank account.August 19, 2024 | seekingalpha.comLendingClub: Levered Play On Soft LandingAugust 17, 2024 | ca.finance.yahoo.comLC Aug 2024 8.000 putAugust 14, 2024 | msn.comDo you know your credit card APR? If not, you're not aloneAugust 13, 2024 | prnewswire.comNearly 50% of Americans Unaware Federal Interest Rate Hikes Raised Their Credit Card APR by Over 5 Percentage PointsAugust 13, 2024 | fool.comWhen Interest Rates Come Down, This Fintech Is Primed to Take OffAugust 9, 2024 | investorplace.com7 Stocks Set to Explode in August 2024August 8, 2024 | businessinsider.comLendingClub Personal Loan Review 2024: Pros & ConsAugust 1, 2024 | finance.yahoo.comLendingClub Second Quarter 2024 Earnings: Beats ExpectationsAugust 1, 2024 | markets.businessinsider.comLendingClub Outperforms and Secures Buy Rating Amidst Favorable ProspectsSee More Headlines Receive LC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for LendingClub and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings7/30/2024Today9/07/2024Next Earnings (Estimated)10/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Personal credit institutions Sub-IndustryN/A Current SymbolNYSE:LC CUSIPN/A CIK1409970 Webwww.lendingclub.com Phone(415) 632-5600FaxN/AEmployees1,025Year Founded2007Price Target and Rating Average Stock Price Target$13.07 High Stock Price Target$15.00 Low Stock Price Target$11.50 Potential Upside/Downside+19.4%Consensus RatingModerate Buy Rating Score (0-4)2.86 Research Coverage7 Analysts Profitability EPS (Most Recent Fiscal Year)$0.34 Trailing P/E Ratio32.21 Forward P/E Ratio28.82 P/E GrowthN/ANet Income$38.94 million Net Margins5.61% Pretax Margin7.68% Return on Equity3.38% Return on Assets0.47% Debt Debt-to-Equity RatioN/A Current Ratio0.75 Quick Ratio0.66 Sales & Book Value Annual Sales$754.38 million Price / Sales1.61 Cash Flow$0.71 per share Price / Cash Flow15.47 Book Value$11.52 per share Price / Book0.95Miscellaneous Outstanding Shares111,120,000Free Float107,442,000Market Cap$1.22 billion OptionableOptionable Beta2.06 Social Links 20 High-Yield Dividend Stocks that Could Ruin Your RetirementAlmost everyone loves strong dividend-paying stocks, but high yields can signal danger. Discover 20 high-yield dividend stocks paying an unsustainably large percentage of their earnings. Enter your email to get this report and avoid a high-yield dividend trap.Get This Free Report Key ExecutivesMr. Scott C. Sanborn (Age 55)CEO & Director Comp: $1.13MMr. Andrew LaBenne (Age 50)Chief Financial Officer Comp: $729.84kMr. Jordan Cheng (Age 49)General Counsel & Secretary Comp: $1.46MMr. Ronnie Momen (Age 56)Chief Consumer Banking Officer Comp: $729.84kMs. Annie Armstrong (Age 46)Chief Risk Officer Comp: $615.24kMr. Fergal StackPrincipal Accounting Officer & Corporate ControllerMr. Balaji ThiagarajanChief Technology OfficerMs. Tina WilsonChief People OfficerMr. Joel SchipperChief Audit ExecutiveMs. Amber CarrollSenior Vice President of Membership & Lifecycle MarketingMore ExecutivesKey CompetitorsSLMNASDAQ:SLMNelnetNYSE:NNIBread FinancialNYSE:BFHEnova InternationalNYSE:ENVAOaktree Specialty LendingNASDAQ:OCSLView All CompetitorsInsiders & InstitutionsScott SanbornSold 17,000 sharesTotal: $193,120.00 ($11.36/share)Point72 Asset Management L.P.Sold 54,970 shares on 8/19/2024Ownership: 0.703%Algert Global LLCBought 106,224 shares on 8/16/2024Ownership: 0.132%Quarry LPSold 1,834 shares on 8/16/2024Ownership: 0.003%The Manufacturers Life Insurance Company Bought 1,445 shares on 8/15/2024Ownership: 0.273%View All Insider TransactionsView All Institutional Transactions LC Stock Analysis - Frequently Asked Questions How have LC shares performed this year? LendingClub's stock was trading at $8.74 at the start of the year. Since then, LC stock has increased by 25.3% and is now trading at $10.95. View the best growth stocks for 2024 here. How were LendingClub's earnings last quarter? LendingClub Co. (NYSE:LC) announced its earnings results on Tuesday, July, 30th. The credit services provider reported $0.13 earnings per share for the quarter, beating the consensus estimate of $0.04 by $0.09. The company's revenue was down 19.5% on a year-over-year basis. When did LendingClub's stock split? LendingClub's stock reverse split on Monday, July 8th 2019. The 1-5 reverse split was announced on Friday, June 28th 2019. The number of shares owned by shareholders was adjusted after the market closes on Friday, July 5th 2019. An investor that had 100 shares of stock prior to the reverse split would have 20 shares after the split. What is Scott Sanborn's approval rating as LendingClub's CEO? 269 employees have rated LendingClub Chief Executive Officer Scott Sanborn on Glassdoor.com. Scott Sanborn has an approval rating of 64% among the company's employees. Does LendingClub have any subsidiaries? LendingClub subsidiaries include Radius Bank, and Springstone. When did LendingClub IPO? LendingClub (LC) raised $635 million in an IPO on Thursday, December 11th 2014. The company issued 57,700,000 shares at a price of $10.00-$12.00 per share. Morgan Stanley, Goldman Sachs, Credit Suisse and Citigroup served as the underwriters for the IPO and Allen & Company, Stifel, BMO Capital Markets, William Blair and Wells Fargo Securities were co-managers. Who are LendingClub's major shareholders? LendingClub's top institutional shareholders include Dimensional Fund Advisors LP (5.31%), American Century Companies Inc. (1.49%), Millennium Management LLC (0.73%) and TCW Group Inc. (0.71%). Insiders that own company stock include Scott Sanborn, John C Morris, Ronnie Momen, Fergal Stack, Valerie Kay, Annie Armstrong, Erin Selleck, Allan R Landon, Andrew Labenne, Stephen M Cutler, Michael P Zeisser, Thomas W Casey and Susan C Athey. View institutional ownership trends. How do I buy shares of LendingClub? Shares of LC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of LendingClub own? Based on aggregate information from My MarketBeat watchlists, some other companies that LendingClub investors own include Bank of America (BAC), NVIDIA (NVDA), Twitter (TWTR), Alibaba Group (BABA), General Electric (GE), Micron Technology (MU) and Novavax (NVAX). 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