Yiren Digital (YRD) Stock Price, News & Analysis

Company Overview

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Key Stats

• Today's Range: $4.72 to $4.86
• 50-Day Range: $4.54 to $6.46
• 52-Week Range: $3.02 to $9.20
• Volume: 130,292 shs
• Average Volume: 147,154 shs
• Market Capitalization: $415.84 million
• P/E Ratio: 1.63
• Dividend Yield: 7.17%
• Price Target: N/A
• Consensus Rating: N/A

YRD Stock Analysis - Frequently Asked Questions

How have YRD shares performed this year?

Yiren Digital's stock was trading at $3.12 at the start of the year. Since then, YRD stock has increased by 51.9% and is now trading at $4.74.
View the best growth stocks for 2024 here.

How were Yiren Digital's earnings last quarter?

Yiren Digital Ltd. (NYSE:YRD) posted its quarterly earnings results on Tuesday, August, 20th. The technology company reported $0.65 earnings per share (EPS) for the quarter. The technology company earned $205.93 million during the quarter. Yiren Digital had a trailing twelve-month return on equity of 20.85% and a net margin of 32.37%.

When did Yiren Digital IPO?

Yiren Digital (YRD) raised $75 million in an IPO on Friday, December 18th 2015. The company issued 7,500,000 shares at a price of $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance served as the underwriters for the IPO and Needham & Company was co-manager.

How do I buy shares of Yiren Digital?

Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
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What other stocks do shareholders of Yiren Digital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Yiren Digital investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Novo Nordisk A/S (NVO).

Company Calendar

• Last Earnings: 8/20/2024
• Ex-Dividend for 10/15 Dividend: 9/30/2024
• Dividend Payable: 10/15/2024
• Today: 12/30/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NYSE:YRD
• CUSIP: N/A
• CIK: 1631761
• Web: www.yirendai.com
• Phone: 861050905315
• Fax: N/A
• Employees: 3,800
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.90
• Trailing P/E Ratio: 1.68
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $292.99 million
• Net Margins: 32.37%
• Pretax Margin: 39.89%
• Return on Equity: 20.85%
• Return on Assets: 16.00%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 3.83
• Quick Ratio: 3.83

Sales & Book Value

• Annual Sales: $5.63 billion
• Price / Sales: 0.08
• Cash Flow: $3.41 per share
• Price / Cash Flow: 1.43
• Book Value: $12.85 per share
• Price / Book: 0.38

Miscellaneous

• Outstanding Shares: 87,729,000
• Free Float: 50,248,000
• Market Cap: $427.24 million
• Optionable: Optionable
• Beta: 0.71