YRD vs. JFIN, CHGG, MEI, EVLV, VPG, ZH, SOHU, KODK, ATNI, and CCSI
Should you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include Jiayin Group (JFIN), Chegg (CHGG), Methode Electronics (MEI), Evolv Technologies (EVLV), Vishay Precision Group (VPG), Zhihu (ZH), Sohu.com (SOHU), Eastman Kodak (KODK), ATN International (ATNI), and Consensus Cloud Solutions (CCSI). These companies are all part of the "computer and technology" sector.
Jiayin Group (NASDAQ:JFIN) and Yiren Digital (NYSE:YRD) are both small-cap computer and technology companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, community ranking, risk, valuation, analyst recommendations, media sentiment and institutional ownership.
Yiren Digital received 286 more outperform votes than Jiayin Group when rated by MarketBeat users. Likewise, 69.76% of users gave Yiren Digital an outperform vote while only 52.86% of users gave Jiayin Group an outperform vote.
Jiayin Group has a beta of 0.97, indicating that its share price is 3% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500.
In the previous week, Yiren Digital had 1 more articles in the media than Jiayin Group. MarketBeat recorded 4 mentions for Yiren Digital and 3 mentions for Jiayin Group. Yiren Digital's average media sentiment score of 1.34 beat Jiayin Group's score of 0.00 indicating that Jiayin Group is being referred to more favorably in the media.
Jiayin Group pays an annual dividend of $0.76 per share and has a dividend yield of 11.4%. Yiren Digital pays an annual dividend of $0.56 per share and has a dividend yield of 12.0%. Jiayin Group pays out 22.4% of its earnings in the form of a dividend. Yiren Digital pays out 17.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yiren Digital is clearly the better dividend stock, given its higher yield and lower payout ratio.
Yiren Digital has a net margin of 42.51% compared to Yiren Digital's net margin of 23.75%. Yiren Digital's return on equity of 66.42% beat Jiayin Group's return on equity.
44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 2.0% of Yiren Digital shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 42.2% of Yiren Digital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Yiren Digital has higher revenue and earnings than Jiayin Group. Yiren Digital is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.
Summary
Jiayin Group beats Yiren Digital on 9 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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