Farmers & Merchants Bancorp (FMCB) Stock Price, News & Analysis

Company Overview

Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals. The company accepts various deposit products, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. It also offers range of lending products comprising commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and credit card services; commercial products, including term loans, lines of credit and other working capital financing, and letters of credit; and financing products, such as automobile financing, home improvement, and home equity lines of credit. In addition, the company provides various specialized services consisting of credit card programs for merchants, lockbox and other collection services, account reconciliation, investment sweep, online account access, and electronic funds transfers through domestic and international wire and automated clearinghouse; online banking services; and investment products, such as mutual funds and annuities. The company was founded in 1916 and is headquartered in Lodi, California.

Key Stats

• Today's Range: $989.00 to $995.00
• 50-Day Range: $955.01 to $1,000.00
• 52-Week Range: $930.12 to $1,100.00
• Volume: 8 shs
• Average Volume: 476 shs
• Market Capitalization: $693.04 million
• P/E Ratio: 8.36
• Dividend Yield: 1.78%
• Price Target: N/A
• Consensus Rating: N/A

Farmers & Merchants Bancorp Stock Analysis - MarketRank™

Farmers & Merchants Bancorp scored higher than 29% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Farmers & Merchants Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Farmers & Merchants Bancorp is 8.36, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 110.97.

Price to Earnings Ratio vs. Sector

The P/E ratio of Farmers & Merchants Bancorp is 8.36, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.18.

Price to Book Value per Share Ratio

Farmers & Merchants Bancorp has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Farmers & Merchants Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Farmers & Merchants Bancorp pays a meaningful dividend of 1.78%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Farmers & Merchants Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Farmers & Merchants Bancorp is 14.86%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Farmers & Merchants Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.00

News Sentiment

Farmers & Merchants Bancorp has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Farmers & Merchants Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Farmers & Merchants Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.96% of the stock of Farmers & Merchants Bancorp is held by insiders.

Percentage Held by Institutions

Only 5.64% of the stock of Farmers & Merchants Bancorp is held by institutions.

FMCB Stock Analysis - Frequently Asked Questions

How have FMCB shares performed this year?

Farmers & Merchants Bancorp's stock was trading at $1,057.50 at the beginning of 2024. Since then, FMCB shares have decreased by 6.4% and is now trading at $990.05.
View the best growth stocks for 2024 here.

How were Farmers & Merchants Bancorp's earnings last quarter?

Farmers & Merchants Bancorp (OTCMKTS:FMCB) posted its quarterly earnings data on Wednesday, October, 16th. The bank reported $29.96 earnings per share (EPS) for the quarter. The bank earned $58.27 million during the quarter. Farmers & Merchants Bancorp had a net margin of 30.25% and a trailing twelve-month return on equity of 15.35%.

How do I buy shares of Farmers & Merchants Bancorp?

Shares of FMCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Farmers & Merchants Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Farmers & Merchants Bancorp investors own include Lowe's Companies (LOW), Johnson & Johnson (JNJ), McDonald's (MCD), Abbott Laboratories (ABT), Coca-Cola (KO), Medtronic (MDT) and Procter & Gamble (PG).

Company Calendar

• Last Earnings: 10/16/2024
• Today: 11/17/2024
• Ex-Dividend for 1/2 Dividend: 12/04/2024
• Fiscal Year End: 12/31/2024
• Dividend Payable: 1/02/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FMCB
• CUSIP: N/A
• CIK: 1085913
• Web: www.fmbonline.com
• Phone: (209) 367-2300
• Fax: 562-437-8672
• Employees: 378
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $118.46
• Trailing P/E Ratio: 8.36
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $88.31 million
• Net Margins: 30.25%
• Pretax Margin: 41.54%
• Return on Equity: 15.35%
• Return on Assets: 1.62%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.82
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $268.67 million
• Price / Sales: 2.58
• Cash Flow: $122.08 per share
• Price / Cash Flow: 8.11
• Book Value: $861.09 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 700,000
• Free Float: 644,000
• Market Cap: $693.04 million
• Optionable: Not Optionable
• Beta: 0.01