Zacks Research Has Bullish Estimate for SYF Q1 Earnings

Synchrony Financial (NYSE:SYF - Free Report) - Equities research analysts at Zacks Research increased their Q1 2025 earnings per share estimates for shares of Synchrony Financial in a research report issued to clients and investors on Monday, February 10th. Zacks Research analyst K. Dey now forecasts that the financial services provider will earn $1.64 per share for the quarter, up from their prior estimate of $1.59. The consensus estimate for Synchrony Financial's current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial's Q4 2025 earnings at $1.75 EPS and FY2027 earnings at $9.50 EPS.

Synchrony Financial (NYSE:SYF - Get Free Report) last released its earnings results on Tuesday, January 28th. The financial services provider reported $1.91 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.89 by $0.02. Synchrony Financial had a return on equity of 18.30% and a net margin of 15.36%.

A number of other research firms also recently issued reports on SYF. Evercore ISI lifted their target price on Synchrony Financial from $58.00 to $65.00 and gave the company an "outperform" rating in a research report on Wednesday, October 30th. Truist Financial lifted their target price on Synchrony Financial from $72.00 to $77.00 and gave the company a "hold" rating in a research report on Thursday, January 30th. Barclays raised Synchrony Financial from an "equal weight" rating to an "overweight" rating and lifted their target price for the company from $59.00 to $79.00 in a research report on Monday, January 6th. Bank of America lifted their target price on Synchrony Financial from $82.00 to $85.00 and gave the company a "buy" rating in a research report on Tuesday, January 28th. Finally, UBS Group lifted their target price on Synchrony Financial from $58.00 to $66.00 and gave the company a "neutral" rating in a research report on Monday, January 13th. Seven equities research analysts have rated the stock with a hold rating, fifteen have assigned a buy rating and one has given a strong buy rating to the company's stock. According to MarketBeat, the company currently has an average rating of "Moderate Buy" and a consensus target price of $69.30.

Synchrony Financial Stock Up 1.7 %

SYF stock traded up $1.11 during trading hours on Wednesday, reaching $65.19. 2,063,295 shares of the stock were exchanged, compared to its average volume of 3,743,421. The company has a debt-to-equity ratio of 1.01, a current ratio of 1.24 and a quick ratio of 1.25. The firm's 50-day moving average is $66.93 and its 200-day moving average is $58.49. The company has a market cap of $25.38 billion, a price-to-earnings ratio of 7.63, a PEG ratio of 0.72 and a beta of 1.63. Synchrony Financial has a 12 month low of $39.26 and a 12 month high of $70.93.

Institutional Investors Weigh In On Synchrony Financial

A number of hedge funds and other institutional investors have recently made changes to their positions in the business. Geode Capital Management LLC raised its position in shares of Synchrony Financial by 2.1% in the fourth quarter. Geode Capital Management LLC now owns 9,963,573 shares of the financial services provider's stock valued at $650,678,000 after buying an additional 205,641 shares in the last quarter. Allianz Asset Management GmbH raised its position in shares of Synchrony Financial by 7.4% in the fourth quarter. Allianz Asset Management GmbH now owns 5,509,314 shares of the financial services provider's stock valued at $358,105,000 after buying an additional 380,870 shares in the last quarter. Norges Bank acquired a new stake in shares of Synchrony Financial in the fourth quarter valued at approximately $347,903,000. Northern Trust Corp raised its position in Synchrony Financial by 26.7% during the fourth quarter. Northern Trust Corp now owns 5,183,717 shares of the financial services provider's stock valued at $336,942,000 after purchasing an additional 1,093,922 shares in the last quarter. Finally, Southpoint Capital Advisors LP raised its position in Synchrony Financial by 37.9% during the third quarter. Southpoint Capital Advisors LP now owns 4,600,000 shares of the financial services provider's stock valued at $229,448,000 after purchasing an additional 1,265,000 shares in the last quarter. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd will be given a $0.25 dividend. The ex-dividend date of this dividend is Monday, February 3rd. This represents a $1.00 dividend on an annualized basis and a dividend yield of 1.53%. Synchrony Financial's payout ratio is 11.71%.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.