Q1 EPS Estimates for Bread Financial Lowered by Analyst

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Zacks Research reduced their Q1 2026 EPS estimates for shares of Bread Financial in a research report issued to clients and investors on Wednesday, April 16th. Zacks Research analyst T. De now anticipates that the company will post earnings per share of $1.51 for the quarter, down from their previous estimate of $1.52. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's Q2 2026 earnings at $2.31 EPS, Q3 2026 earnings at $2.10 EPS, Q4 2026 earnings at $2.39 EPS, FY2026 earnings at $8.31 EPS and FY2027 earnings at $10.71 EPS.

Several other equities research analysts have also recently weighed in on the company. Barclays increased their target price on Bread Financial from $51.00 to $53.00 and gave the company an "underweight" rating in a report on Friday, January 31st. Compass Point increased their price target on shares of Bread Financial from $75.00 to $87.00 and gave the company a "buy" rating in a research report on Tuesday, January 21st. The Goldman Sachs Group decreased their price objective on shares of Bread Financial from $68.00 to $58.00 and set a "sell" rating on the stock in a research report on Tuesday, March 18th. JMP Securities restated a "market perform" rating on shares of Bread Financial in a report on Monday, February 3rd. Finally, Royal Bank of Canada lifted their price objective on Bread Financial from $62.00 to $68.00 and gave the stock a "sector perform" rating in a research report on Friday, January 31st. Three analysts have rated the stock with a sell rating, nine have assigned a hold rating and three have given a buy rating to the company. According to data from MarketBeat.com, Bread Financial currently has a consensus rating of "Hold" and an average price target of $57.08.

Bread Financial Stock Performance

Bread Financial stock opened at $46.76 on Friday. The firm has a fifty day simple moving average of $50.99 and a two-hundred day simple moving average of $55.71. Bread Financial has a twelve month low of $32.25 and a twelve month high of $66.71. The company has a market capitalization of $2.25 billion, a PE ratio of 8.43, a P/E/G ratio of 1.25 and a beta of 1.58. The company has a quick ratio of 1.15, a current ratio of 1.15 and a debt-to-equity ratio of 0.33.

Bread Financial (NYSE:BFH - Get Free Report) last issued its earnings results on Thursday, January 30th. The company reported $0.41 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

Bread Financial announced that its board has approved a stock repurchase program on Wednesday, March 5th that allows the company to repurchase $150.00 million in shares. This repurchase authorization allows the company to purchase up to 6% of its stock through open market purchases. Stock repurchase programs are often a sign that the company's board believes its shares are undervalued.

Bread Financial Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, March 21st. Investors of record on Friday, February 14th were paid a $0.21 dividend. The ex-dividend date was Friday, February 14th. This represents a $0.84 annualized dividend and a dividend yield of 1.80%. Bread Financial's payout ratio is currently 15.14%.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in BFH. Vanguard Group Inc. boosted its stake in Bread Financial by 0.6% in the 4th quarter. Vanguard Group Inc. now owns 5,848,495 shares of the company's stock worth $357,109,000 after purchasing an additional 36,057 shares in the last quarter. Castlekeep Investment Advisors LLC bought a new stake in shares of Bread Financial during the fourth quarter valued at approximately $104,000. Hsbc Holdings PLC lifted its position in Bread Financial by 1.0% in the 4th quarter. Hsbc Holdings PLC now owns 1,452,509 shares of the company's stock valued at $89,299,000 after acquiring an additional 13,679 shares in the last quarter. American Century Companies Inc. boosted its stake in Bread Financial by 6.8% during the 4th quarter. American Century Companies Inc. now owns 1,382,135 shares of the company's stock valued at $84,393,000 after purchasing an additional 88,081 shares during the last quarter. Finally, Jacobs Levy Equity Management Inc. raised its stake in shares of Bread Financial by 10.7% in the fourth quarter. Jacobs Levy Equity Management Inc. now owns 1,241,566 shares of the company's stock worth $75,810,000 after purchasing an additional 120,237 shares during the last quarter. Hedge funds and other institutional investors own 99.52% of the company's stock.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.

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