Seaport Res Ptn Predicts Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Equities research analysts at Seaport Res Ptn issued their Q1 2025 EPS estimates for Bread Financial in a research note issued to investors on Monday, February 3rd. Seaport Res Ptn analyst W. Ryan anticipates that the company will post earnings per share of $2.33 for the quarter. The consensus estimate for Bread Financial's current full-year earnings is $6.63 per share. Seaport Res Ptn also issued estimates for Bread Financial's Q2 2025 earnings at $1.49 EPS, Q3 2025 earnings at $2.38 EPS, Q4 2025 earnings at $0.35 EPS, FY2025 earnings at $6.55 EPS and FY2026 earnings at $8.00 EPS.

Bread Financial (NYSE:BFH - Get Free Report) last released its quarterly earnings results on Thursday, January 30th. The company reported $0.41 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

A number of other equities analysts also recently issued reports on BFH. Evercore ISI raised their price objective on shares of Bread Financial from $52.00 to $54.00 and gave the stock an "in-line" rating in a report on Wednesday, October 30th. Morgan Stanley upgraded Bread Financial from an "underweight" rating to an "overweight" rating and lifted their target price for the company from $35.00 to $76.00 in a research report on Thursday, December 19th. Royal Bank of Canada raised their price objective on Bread Financial from $62.00 to $68.00 and gave the stock a "sector perform" rating in a research note on Friday, January 31st. JMP Securities reiterated a "market perform" rating on shares of Bread Financial in a research note on Monday, February 3rd. Finally, The Goldman Sachs Group raised their target price on shares of Bread Financial from $52.00 to $58.00 and gave the stock a "sell" rating in a research note on Tuesday, November 19th. Two investment analysts have rated the stock with a sell rating, nine have given a hold rating and five have assigned a buy rating to the stock. According to MarketBeat, the stock presently has an average rating of "Hold" and a consensus target price of $59.69.

Bread Financial Stock Performance

NYSE:BFH traded down $0.84 on Wednesday, hitting $61.93. The stock had a trading volume of 397,467 shares, compared to its average volume of 673,413. Bread Financial has a 52-week low of $32.10 and a 52-week high of $66.71. The stock has a market cap of $3.08 billion, a price-to-earnings ratio of 11.16, a price-to-earnings-growth ratio of 1.34 and a beta of 1.93. The company has a quick ratio of 1.19, a current ratio of 1.15 and a debt-to-equity ratio of 0.33. The business's 50-day simple moving average is $62.29 and its two-hundred day simple moving average is $56.02.

Institutional Investors Weigh In On Bread Financial

Large investors have recently bought and sold shares of the business. GAMMA Investing LLC raised its position in shares of Bread Financial by 33.5% during the 3rd quarter. GAMMA Investing LLC now owns 1,035 shares of the company's stock valued at $49,000 after buying an additional 260 shares in the last quarter. Smartleaf Asset Management LLC boosted its holdings in shares of Bread Financial by 207.7% in the 4th quarter. Smartleaf Asset Management LLC now owns 1,394 shares of the company's stock worth $86,000 after purchasing an additional 941 shares during the period. KBC Group NV increased its position in shares of Bread Financial by 36.1% during the 4th quarter. KBC Group NV now owns 2,103 shares of the company's stock valued at $128,000 after purchasing an additional 558 shares during the last quarter. CWM LLC lifted its position in Bread Financial by 43.7% in the third quarter. CWM LLC now owns 2,455 shares of the company's stock worth $117,000 after buying an additional 747 shares during the last quarter. Finally, Point72 Asia Singapore Pte. Ltd. boosted its stake in Bread Financial by 64.6% during the third quarter. Point72 Asia Singapore Pte. Ltd. now owns 2,631 shares of the company's stock worth $125,000 after buying an additional 1,033 shares during the period. Institutional investors own 99.52% of the company's stock.

Bread Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Friday, March 21st. Investors of record on Friday, February 14th will be issued a $0.21 dividend. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.36%. The ex-dividend date of this dividend is Friday, February 14th. Bread Financial's dividend payout ratio (DPR) is presently 15.14%.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.