SoFi Technologies (NASDAQ:SOFI) Releases FY 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI - Get Free Report) issued an update on its FY 2025 earnings guidance on Monday morning. The company provided earnings per share guidance of 0.250-0.270 for the period, compared to the consensus earnings per share estimate of 0.280. The company issued revenue guidance of $3.2 billion-$3.3 billion, compared to the consensus revenue estimate of $3.0 billion. SoFi Technologies also updated its Q1 2025 guidance to 0.030-0.030 EPS.

SoFi Technologies Stock Down 10.3 %

NASDAQ:SOFI traded down $1.84 during trading hours on Monday, reaching $16.08. 107,009,798 shares of the stock were exchanged, compared to its average volume of 47,871,863. The stock has a market cap of $17.45 billion, a PE ratio of 160.82, a PEG ratio of 1.19 and a beta of 1.78. SoFi Technologies has a twelve month low of $6.01 and a twelve month high of $18.42. The firm has a 50 day moving average of $15.75 and a 200 day moving average of $11.15. The company has a debt-to-equity ratio of 0.52, a current ratio of 0.49 and a quick ratio of 0.18.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last announced its quarterly earnings data on Monday, January 27th. The company reported $0.05 EPS for the quarter, topping analysts' consensus estimates of $0.04 by $0.01. SoFi Technologies had a net margin of 8.38% and a return on equity of 3.71%. During the same period last year, the firm earned $0.04 EPS. On average, equities analysts expect that SoFi Technologies will post 0.12 earnings per share for the current year.

Analyst Ratings Changes

Several brokerages recently commented on SOFI. Needham & Company LLC increased their price target on SoFi Technologies from $10.00 to $13.00 and gave the company a "buy" rating in a research report on Wednesday, October 30th. Barclays increased their price objective on SoFi Technologies from $8.00 to $9.00 and gave the company an "equal weight" rating in a report on Wednesday, October 30th. Morgan Stanley boosted their target price on shares of SoFi Technologies from $7.50 to $13.00 and gave the stock an "underweight" rating in a report on Thursday, December 19th. Bank of America reiterated an "underperform" rating and issued a $12.00 price target on shares of SoFi Technologies in a research note on Monday, December 9th. Finally, Keefe, Bruyette & Woods restated an "underperform" rating and set a $8.00 price objective (up from $7.00) on shares of SoFi Technologies in a research note on Thursday, January 2nd. Four analysts have rated the stock with a sell rating, five have issued a hold rating and five have given a buy rating to the stock. According to MarketBeat, the company has a consensus rating of "Hold" and an average target price of $11.71.

Insider Buying and Selling at SoFi Technologies

In other news, CTO Jeremy Rishel sold 64,991 shares of the business's stock in a transaction dated Thursday, December 19th. The shares were sold at an average price of $15.72, for a total value of $1,021,658.52. Following the completion of the sale, the chief technology officer now owns 586,494 shares of the company's stock, valued at approximately $9,219,685.68. The trade was a 9.98 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, EVP Kelli Keough sold 8,914 shares of the firm's stock in a transaction dated Tuesday, January 21st. The stock was sold at an average price of $17.58, for a total transaction of $156,708.12. Following the transaction, the executive vice president now directly owns 178,811 shares in the company, valued at approximately $3,143,497.38. This represents a 4.75 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold a total of 26,008,870 shares of company stock valued at $416,950,073 in the last three months. 2.60% of the stock is currently owned by company insiders.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.