SoFi Technologies (NASDAQ:SOFI) Updates Q1 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI - Get Free Report) updated its first quarter 2025 earnings guidance on Monday. The company provided earnings per share (EPS) guidance of 0.030-0.030 for the period, compared to the consensus estimate of 0.050. The company issued revenue guidance of $725.0 million-$745.0 million, compared to the consensus revenue estimate of $691.4 million. SoFi Technologies also updated its FY 2025 guidance to 0.250-0.270 EPS.

Analyst Ratings Changes

Several brokerages recently issued reports on SOFI. Barclays lifted their price target on shares of SoFi Technologies from $8.00 to $9.00 and gave the company an "equal weight" rating in a report on Wednesday, October 30th. Mizuho lifted their price objective on SoFi Technologies from $14.00 to $16.00 and gave the company an "outperform" rating in a research report on Tuesday, November 19th. Needham & Company LLC raised their target price on SoFi Technologies from $10.00 to $13.00 and gave the company a "buy" rating in a research note on Wednesday, October 30th. Bank of America reiterated an "underperform" rating and set a $12.00 price target on shares of SoFi Technologies in a research report on Monday, December 9th. Finally, Citigroup increased their price objective on shares of SoFi Technologies from $12.50 to $18.00 and gave the stock a "buy" rating in a report on Tuesday, January 14th. Four research analysts have rated the stock with a sell rating, five have assigned a hold rating and five have assigned a buy rating to the company's stock. Based on data from MarketBeat.com, SoFi Technologies presently has an average rating of "Hold" and a consensus target price of $11.71.

SoFi Technologies Trading Down 10.3 %

SoFi Technologies stock traded down $1.84 during trading hours on Monday, reaching $16.08. 107,009,798 shares of the company's stock traded hands, compared to its average volume of 47,871,863. The firm has a market capitalization of $17.45 billion, a price-to-earnings ratio of 160.82, a PEG ratio of 1.19 and a beta of 1.78. The company has a debt-to-equity ratio of 0.52, a quick ratio of 0.18 and a current ratio of 0.49. SoFi Technologies has a fifty-two week low of $6.01 and a fifty-two week high of $18.42. The firm's 50 day moving average is $15.75 and its 200-day moving average is $11.15.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last announced its quarterly earnings data on Monday, January 27th. The company reported $0.05 earnings per share for the quarter, beating the consensus estimate of $0.04 by $0.01. SoFi Technologies had a net margin of 8.38% and a return on equity of 3.71%. During the same period last year, the company earned $0.04 EPS. On average, analysts predict that SoFi Technologies will post 0.12 earnings per share for the current year.

Insider Transactions at SoFi Technologies

In other SoFi Technologies news, Director Bashir Ruzwana sold 52,000 shares of the company's stock in a transaction that occurred on Thursday, December 12th. The shares were sold at an average price of $16.02, for a total value of $833,040.00. Following the completion of the sale, the director now owns 25,937 shares of the company's stock, valued at approximately $415,510.74. This represents a 66.72 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, EVP Kelli Keough sold 8,914 shares of the stock in a transaction on Tuesday, January 21st. The stock was sold at an average price of $17.58, for a total transaction of $156,708.12. Following the completion of the sale, the executive vice president now owns 178,811 shares in the company, valued at approximately $3,143,497.38. This trade represents a 4.75 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 26,008,870 shares of company stock worth $416,950,073 in the last three months. Insiders own 2.60% of the company's stock.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.