BankUnited (BKU) Stock Price, News & Analysis

Company Overview

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers online, mobile, and telephone banking services. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Key Stats

• Today's Range: $33.20 to $33.74
• 50-Day Range: $29.24 to $40.12
• 52-Week Range: $26.70 to $44.45
• Volume: 1.25 million shs
• Average Volume: 784,030 shs
• Market Capitalization: $2.53 billion
• P/E Ratio: 10.90
• Dividend Yield: 3.69%
• Price Target: $42.18
• Consensus Rating: Hold

BankUnited Stock Analysis - MarketRank™

BankUnited scored higher than 89% of companies evaluated by MarketBeat, and ranked 70th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.1 / 5
• Analyst Rating: Hold

Consensus Rating

BankUnited has received a consensus rating of Hold. The company's average rating score is 2.27, and is based on 4 buy ratings, 6 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

BankUnited has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 8.95%

Earnings Growth

Earnings for BankUnited are expected to grow by 8.95% in the coming year, from $3.13 to $3.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BankUnited is 10.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of BankUnited is 10.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.74.

Price to Book Value per Share Ratio

BankUnited has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.88% of the float of BankUnited has been sold short.

Short Interest Ratio / Days to Cover

BankUnited has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankUnited has recently increased by 26.75%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

BankUnited is a leading dividend payer. It pays a dividend yield of 3.68%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

BankUnited does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of BankUnited is 40.26%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, BankUnited will have a dividend payout ratio of 36.36% next year. This indicates that BankUnited will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.88% of the float of BankUnited has been sold short.

Short Interest Ratio / Days to Cover

BankUnited has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankUnited has recently increased by 26.75%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.39

News Sentiment

BankUnited has a news sentiment score of 1.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for BankUnited this week, compared to 5 articles on an average week.

MarketBeat Follows

2 people have added BankUnited to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Balanced

Insider Buying vs. Insider Selling

In the past three months, BankUnited insiders have sold just slightly more of their company's stock than they have bought. Specifically, they have bought $96,970.00 in company stock and sold $113,772.00 in company stock. It is common for insiders to sell company stock at intervals simply to diversify their holdings.

Percentage Held by Insiders

Only 1.15% of the stock of BankUnited is held by insiders.

Percentage Held by Institutions

99.70% of the stock of BankUnited is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BKU Stock Analysis - Frequently Asked Questions

How have BKU shares performed this year?

BankUnited's stock was trading at $38.17 at the beginning of the year. Since then, BKU shares have decreased by 12.1% and is now trading at $33.56.
View the best growth stocks for 2025 here.

How were BankUnited's earnings last quarter?

BankUnited, Inc. (NYSE:BKU) released its earnings results on Wednesday, January, 22nd. The financial services provider reported $0.91 earnings per share for the quarter, topping the consensus estimate of $0.72 by $0.19. BankUnited had a net margin of 11.48% and a trailing twelve-month return on equity of 8.48%.
Read the conference call transcript.

Who are BankUnited's major shareholders?

Top institutional investors of BankUnited include Assenagon Asset Management S.A. (0.39%), Rhumbline Advisers (0.30%), Congress Asset Management Co. (0.26%) and GAMMA Investing LLC (0.24%). Insiders that own company stock include Thomas M Cornish, Douglas J Pauls, Jay D Richards, Sanjiv Sobti, John N Digiacomo, Kevin A Malcolm, William S Rubenstein and A Gail Prudenti.
View institutional ownership trends.

How do I buy shares of BankUnited?

Shares of BKU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BankUnited own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BankUnited investors own include Tesla (TSLA), NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Record date for 1/31 Dividend: 1/10/2025
• Ex-Dividend for 1/31 Dividend: 1/10/2025
• Last Earnings: 1/22/2025
• Dividend Payable: 1/31/2025
• Record date for 4/30 Dividend: 4/11/2025
• Ex-Dividend for 4/30 Dividend: 4/11/2025
• Today: 4/26/2025
• Next Earnings (Estimated): 4/28/2025
• Dividend Payable: 4/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:BKU
• CIK: 1504008
• Web: www.bankunited.com
• Phone: (877) 779-2265
• Fax: 305-569-2019
• Employees: 1,600
• Year Founded: 2009

Price Target and Rating

• Average Stock Price Target: $42.18
• High Stock Price Target: $49.00
• Low Stock Price Target: $38.00
• Potential Upside/Downside: +25.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.27
• Research Coverage: 11 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $3.08
• Trailing P/E Ratio: 10.90
• Forward P/E Ratio: 10.72
• P/E Growth: N/A
• Net Income: $232.47 million
• Net Margins: 11.48%
• Pretax Margin: 15.63%
• Return on Equity: 8.48%
• Return on Assets: 0.66%

Debt

• Debt-to-Equity Ratio: 1.04
• Current Ratio: 0.86
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $1.01 billion
• Price / Sales: 2.49
• Cash Flow: $3.06 per share
• Price / Cash Flow: 10.96
• Book Value: $37.65 per share
• Price / Book: 0.89

Miscellaneous

• Outstanding Shares: 75,242,000
• Free Float: 73,859,000
• Market Cap: $2.53 billion
• Optionable: Optionable
• Beta: 1.20