Zacks Research Has Bearish Forecast for Bank OZK Q3 Earnings

Bank OZK (NASDAQ:OZK - Free Report) - Equities research analysts at Zacks Research cut their Q3 2025 earnings per share estimates for shares of Bank OZK in a research note issued on Thursday, February 6th. Zacks Research analyst R. Department now forecasts that the company will post earnings per share of $1.49 for the quarter, down from their prior forecast of $1.51. The consensus estimate for Bank OZK's current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK's Q2 2026 earnings at $1.59 EPS, Q4 2026 earnings at $1.79 EPS and FY2027 earnings at $7.04 EPS.

A number of other research analysts have also weighed in on OZK. UBS Group began coverage on Bank OZK in a report on Tuesday, December 17th. They issued a "neutral" rating and a $51.00 price objective on the stock. Wells Fargo & Company upgraded shares of Bank OZK from an "underweight" rating to an "equal weight" rating and boosted their price target for the stock from $40.00 to $48.00 in a research report on Tuesday, January 21st. Piper Sandler increased their price objective on shares of Bank OZK from $58.00 to $63.00 and gave the company an "overweight" rating in a report on Friday, October 18th. Stephens raised their target price on shares of Bank OZK from $53.00 to $57.00 and gave the stock an "equal weight" rating in a research note on Tuesday, January 21st. Finally, Truist Financial dropped their price target on Bank OZK from $48.00 to $46.00 and set a "hold" rating for the company in a research report on Monday, October 21st. One research analyst has rated the stock with a sell rating, eight have issued a hold rating and one has assigned a buy rating to the stock. According to data from MarketBeat.com, Bank OZK presently has an average rating of "Hold" and an average target price of $50.00.

Bank OZK Price Performance

Shares of OZK traded up $1.81 during mid-day trading on Friday, hitting $53.10. 1,462,750 shares of the company were exchanged, compared to its average volume of 1,451,180. The stock has a market cap of $6.02 billion, a price-to-earnings ratio of 8.65 and a beta of 1.20. Bank OZK has a 1-year low of $37.43 and a 1-year high of $53.64. The company has a 50 day moving average of $47.11 and a 200-day moving average of $45.05. The company has a debt-to-equity ratio of 0.16, a quick ratio of 1.02 and a current ratio of 1.03.

Bank OZK (NASDAQ:OZK - Get Free Report) last announced its earnings results on Thursday, January 16th. The company reported $1.56 earnings per share for the quarter, topping the consensus estimate of $1.44 by $0.12. Bank OZK had a return on equity of 13.90% and a net margin of 25.83%. The business had revenue of $412.34 million during the quarter, compared to the consensus estimate of $407.19 million. During the same period in the prior year, the company posted $1.50 EPS. The business's quarterly revenue was up 1.2% on a year-over-year basis.

Institutional Investors Weigh In On Bank OZK

Large investors have recently added to or reduced their stakes in the business. Kestra Investment Management LLC acquired a new position in shares of Bank OZK during the fourth quarter worth $27,000. Migdal Insurance & Financial Holdings Ltd. purchased a new stake in Bank OZK during the 4th quarter worth about $27,000. Smartleaf Asset Management LLC boosted its position in shares of Bank OZK by 176.7% during the 4th quarter. Smartleaf Asset Management LLC now owns 761 shares of the company's stock worth $34,000 after acquiring an additional 486 shares in the last quarter. V Square Quantitative Management LLC increased its holdings in shares of Bank OZK by 81.3% in the 4th quarter. V Square Quantitative Management LLC now owns 948 shares of the company's stock valued at $42,000 after acquiring an additional 425 shares during the last quarter. Finally, Assetmark Inc. raised its position in shares of Bank OZK by 73.8% during the 3rd quarter. Assetmark Inc. now owns 968 shares of the company's stock worth $42,000 after acquiring an additional 411 shares in the last quarter. 86.18% of the stock is owned by hedge funds and other institutional investors.

Bank OZK Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Tuesday, January 21st. Shareholders of record on Tuesday, January 14th were paid a dividend of $0.42 per share. The ex-dividend date of this dividend was Tuesday, January 14th. This is a positive change from Bank OZK's previous quarterly dividend of $0.41. This represents a $1.68 dividend on an annualized basis and a yield of 3.16%. Bank OZK's dividend payout ratio is 27.36%.

Bank OZK Company Profile

Bank OZK provides various retail and commercial banking services for individuals and businesses in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.