Q2 EPS Forecast for Synchrony Financial Boosted by Analyst

Synchrony Financial (NYSE:SYF - Free Report) - Equities researchers at Zacks Research lifted their Q2 2025 EPS estimates for Synchrony Financial in a note issued to investors on Monday, February 10th. Zacks Research analyst K. Dey now forecasts that the financial services provider will post earnings per share of $1.59 for the quarter, up from their previous estimate of $1.22. The consensus estimate for Synchrony Financial's current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial's Q3 2025 earnings at $2.09 EPS, FY2025 earnings at $7.08 EPS, Q1 2026 earnings at $1.88 EPS, Q2 2026 earnings at $1.88 EPS, Q3 2026 earnings at $2.38 EPS, Q4 2026 earnings at $2.07 EPS and FY2026 earnings at $8.21 EPS.

A number of other brokerages have also issued reports on SYF. Bank of America boosted their target price on shares of Synchrony Financial from $82.00 to $85.00 and gave the stock a "buy" rating in a research report on Tuesday, January 28th. Morgan Stanley upgraded shares of Synchrony Financial from an "underweight" rating to an "overweight" rating and lifted their price target for the stock from $40.00 to $82.00 in a research note on Thursday, December 19th. Barclays upgraded shares of Synchrony Financial from an "equal weight" rating to an "overweight" rating and lifted their price target for the stock from $59.00 to $79.00 in a research note on Monday, January 6th. Wells Fargo & Company upgraded shares of Synchrony Financial from an "equal weight" rating to an "overweight" rating and lifted their price target for the stock from $60.00 to $85.00 in a research note on Tuesday, December 3rd. Finally, Evercore ISI lifted their price target on shares of Synchrony Financial from $58.00 to $65.00 and gave the stock an "outperform" rating in a research note on Wednesday, October 30th. Seven analysts have rated the stock with a hold rating, fifteen have assigned a buy rating and one has assigned a strong buy rating to the company. According to MarketBeat, the stock currently has an average rating of "Moderate Buy" and a consensus price target of $69.30.

Synchrony Financial Stock Performance

SYF stock traded up $1.11 on Thursday, reaching $65.19. 2,063,295 shares of the company were exchanged, compared to its average volume of 3,743,421. Synchrony Financial has a 12 month low of $39.26 and a 12 month high of $70.93. The stock's fifty day moving average price is $66.93 and its 200 day moving average price is $58.60. The firm has a market capitalization of $25.38 billion, a PE ratio of 7.63, a PEG ratio of 0.72 and a beta of 1.63. The company has a debt-to-equity ratio of 1.01, a current ratio of 1.24 and a quick ratio of 1.25.

Synchrony Financial (NYSE:SYF - Get Free Report) last released its quarterly earnings results on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, beating analysts' consensus estimates of $1.89 by $0.02. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%.

Hedge Funds Weigh In On Synchrony Financial

Several institutional investors and hedge funds have recently modified their holdings of SYF. CWM LLC boosted its position in Synchrony Financial by 2.6% during the 3rd quarter. CWM LLC now owns 20,772 shares of the financial services provider's stock worth $1,036,000 after acquiring an additional 526 shares during the last quarter. Exchange Traded Concepts LLC boosted its position in Synchrony Financial by 7,655.2% during the 3rd quarter. Exchange Traded Concepts LLC now owns 17,139 shares of the financial services provider's stock worth $855,000 after acquiring an additional 16,918 shares during the last quarter. Creative Planning boosted its position in Synchrony Financial by 1.0% during the 3rd quarter. Creative Planning now owns 30,064 shares of the financial services provider's stock worth $1,500,000 after acquiring an additional 308 shares during the last quarter. Swedbank AB boosted its position in Synchrony Financial by 0.3% during the 3rd quarter. Swedbank AB now owns 99,773 shares of the financial services provider's stock worth $4,977,000 after acquiring an additional 312 shares during the last quarter. Finally, Vontobel Holding Ltd. boosted its position in Synchrony Financial by 125.6% during the 3rd quarter. Vontobel Holding Ltd. now owns 16,080 shares of the financial services provider's stock worth $802,000 after acquiring an additional 8,952 shares during the last quarter. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd will be paid a $0.25 dividend. The ex-dividend date of this dividend is Monday, February 3rd. This represents a $1.00 dividend on an annualized basis and a dividend yield of 1.53%. Synchrony Financial's dividend payout ratio (DPR) is presently 11.71%.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.