William Blair Issues Optimistic Outlook for SOFI Earnings

Key Points

• William Blair analysts have increased their Q3 2025 earnings per share estimate for SoFi Technologies from $0.08 to $0.09, with a full-year EPS expectation of $0.26.
• SoFi Technologies reported a quarterly EPS of $0.08, exceeding analyst estimates, while their revenue of $519.37 million fell short of expectations of $801.94 million.
• Several investment firms have adjusted their ratings and price targets for SoFi, with some maintaining a "hold" rating while others have set targets as high as $20.00 for the stock.

SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) - Equities researchers at William Blair raised their Q3 2025 earnings per share estimates for SoFi Technologies in a note issued to investors on Tuesday, July 29th. William Blair analyst A. Jeffrey now expects that the company will earn $0.09 per share for the quarter, up from their previous forecast of $0.08. The consensus estimate for SoFi Technologies' current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies' FY2025 earnings at $0.32 EPS, Q2 2026 earnings at $0.13 EPS and FY2026 earnings at $0.54 EPS.

Other equities analysts have also issued research reports about the company. UBS Group lifted their price target on SoFi Technologies from $14.00 to $15.50 and gave the company a "neutral" rating in a research note on Wednesday, April 30th. JMP Securities reiterated a "market perform" rating and issued a $17.00 price target on shares of SoFi Technologies in a research note on Monday, July 14th. Morgan Stanley reissued an "underweight" rating and set a $13.00 price objective (up previously from $11.00) on shares of SoFi Technologies in a report on Wednesday. Truist Financial raised their price objective on SoFi Technologies from $14.00 to $20.00 and gave the company a "hold" rating in a report on Thursday, July 17th. Finally, Rothschild & Co Redburn initiated coverage on SoFi Technologies in a report on Friday. They set a "neutral" rating and a $20.50 price objective on the stock. Three investment analysts have rated the stock with a sell rating, eleven have issued a hold rating, six have issued a buy rating and one has given a strong buy rating to the company. According to MarketBeat, the stock presently has an average rating of "Hold" and an average price target of $18.06.

SoFi Technologies Price Performance

Shares of SOFI traded down $1.35 during midday trading on Thursday, hitting $21.23. The company's stock had a trading volume of 89,110,938 shares, compared to its average volume of 78,996,248. SoFi Technologies has a one year low of $6.01 and a one year high of $25.11. The company's fifty day simple moving average is $17.59 and its two-hundred day simple moving average is $14.87. The company has a quick ratio of 0.14, a current ratio of 0.80 and a debt-to-equity ratio of 0.46. The stock has a market capitalization of $23.47 billion, a price-to-earnings ratio of 44.23, a price-to-earnings-growth ratio of 2.52 and a beta of 1.92.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last posted its quarterly earnings data on Tuesday, July 29th. The company reported $0.08 EPS for the quarter, topping analysts' consensus estimates of $0.06 by $0.02. SoFi Technologies had a return on equity of 4.51% and a net margin of 18.38%. The firm had revenue of $519.37 million for the quarter, compared to analyst estimates of $801.94 million. During the same quarter last year, the company earned $0.01 EPS. The company's revenue was up 42.8% on a year-over-year basis.

Hedge Funds Weigh In On SoFi Technologies

Several institutional investors and hedge funds have recently bought and sold shares of SOFI. Hazlett Burt & Watson Inc. raised its position in shares of SoFi Technologies by 2,200.0% in the first quarter. Hazlett Burt & Watson Inc. now owns 2,300 shares of the company's stock worth $27,000 after buying an additional 2,200 shares in the last quarter. Headlands Technologies LLC purchased a new stake in shares of SoFi Technologies in the first quarter worth $28,000. SVB Wealth LLC purchased a new stake in shares of SoFi Technologies in the first quarter worth $28,000. Garde Capital Inc. purchased a new stake in shares of SoFi Technologies in the first quarter worth $31,000. Finally, Mpwm Advisory Solutions LLC purchased a new stake in shares of SoFi Technologies in the fourth quarter worth $32,000. 38.43% of the stock is owned by institutional investors.

Insider Transactions at SoFi Technologies

In other SoFi Technologies news, EVP Kelli Keough sold 11,520 shares of the stock in a transaction on Tuesday, May 20th. The stock was sold at an average price of $13.38, for a total transaction of $154,137.60. Following the completion of the transaction, the executive vice president directly owned 203,509 shares of the company's stock, valued at approximately $2,722,950.42. This represents a 5.36% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, Director Magdalena Yesil sold 87,140 shares of the stock in a transaction on Tuesday, June 10th. The shares were sold at an average price of $14.39, for a total value of $1,253,944.60. Following the transaction, the director directly owned 289,258 shares of the company's stock, valued at approximately $4,162,422.62. This trade represents a 23.15% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 273,181 shares of company stock worth $4,043,240 in the last 90 days. Insiders own 2.60% of the company's stock.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.