NYSE:YRD Yiren Digital (YRD) Stock Price, News & Analysis $6.58 0.00 (0.00%) Closing price 04/25/2025 03:59 PM EasternExtended Trading$6.56 -0.01 (-0.23%) As of 04/25/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Yiren Digital Stock (NYSE:YRD) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Yiren Digital alerts:Sign Up Key Stats Today's Range$6.40▼$6.6050-Day Range$5.34▼$8.5952-Week Range$4.12▼$9.20Volume69,570 shsAverage Volume144,643 shsMarket Capitalization$577.26 millionP/E Ratio2.27Dividend Yield6.08%Price TargetN/AConsensus RatingN/A Company OverviewYiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.Read More… Yiren Digital Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreYRD MarketRank™: Yiren Digital scored higher than 70% of companies evaluated by MarketBeat, and ranked 308th out of 654 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Yiren Digital. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Yiren Digital is 2.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.73.Price to Earnings Ratio vs. SectorThe P/E ratio of Yiren Digital is 2.27, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 42.02.Price to Book Value per Share RatioYiren Digital has a P/B Ratio of 0.51. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Yiren Digital's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.38% of the float of Yiren Digital has been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently decreased by 9.09%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipYiren Digital is a leading dividend payer. It pays a dividend yield of 5.18%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthYiren Digital does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Yiren Digital is 15.94%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Yiren Digital's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.38% of the float of Yiren Digital has been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently decreased by 9.09%, indicating that investor sentiment is improving significantly. News and Social Media3.0 / 5News Sentiment0.31 News SentimentYiren Digital has a news sentiment score of 0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Yiren Digital this week, compared to 1 article on an average week.Search Interest2 people have searched for YRD on MarketBeat in the last 30 days. MarketBeat Follows1 people have added Yiren Digital to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Yiren Digital insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yiren Digital is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.99% of the stock of Yiren Digital is held by institutions.Read more about Yiren Digital's insider trading history. Receive YRD Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Yiren Digital and its competitors with MarketBeat's FREE daily newsletter. Email Address YRD Stock News HeadlinesYiren Digital Stock Price, Quotes and Forecasts | NYSE:YRD | BenzingaApril 27 at 2:19 AM | benzinga.comYiren Digital: Selloff Presents An OpportunityApril 15, 2025 | seekingalpha.comFrom Social Security to Social Prosperity?In less than a decade, Social Security could be out of money. But a surprising plan from Trump’s inner circle may not just save the system — it could unlock a major opportunity for savvy investors. Financial insider Jim Rickards calls it “Social Prosperity,” and says those who act now could see the biggest gains.April 28, 2025 | Paradigm Press (Ad)Yiren Digital's "Zhiyu Large Model" Gains Regulatory Approval for Commercial Use, Marking New Milestone in AI InnovationApril 11, 2025 | prnewswire.comYiren Digital forms strategic joint venture with klikUMKMMarch 28, 2025 | markets.businessinsider.comYiren Digital Partners with klikUMKM to Deliver AI-Driven Financial Solutions Across IndonesiaMarch 27, 2025 | prnewswire.comYiren Digital Ltd. (NYSE:YRD) Q4 2024 Earnings Call TranscriptMarch 22, 2025 | msn.comYiren Digital’s Earnings Call Highlights Strategic GrowthMarch 21, 2025 | tipranks.comSee More Headlines YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yiren Digital's stock was trading at $4.80 at the beginning of 2025. Since then, YRD stock has increased by 37.1% and is now trading at $6.58. View the best growth stocks for 2025 here. How were Yiren Digital's earnings last quarter? Yiren Digital Ltd. (NYSE:YRD) released its quarterly earnings data on Thursday, March, 20th. The technology company reported $0.52 earnings per share for the quarter. The technology company had revenue of $198.95 million for the quarter. Yiren Digital had a trailing twelve-month return on equity of 20.85% and a net margin of 32.37%. Read the conference call transcript. When did Yiren Digital IPO? Yiren Digital (YRD) raised $75 million in an initial public offering (IPO) on Friday, December 18th 2015. The company issued 7,500,000 shares at a price of $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance acted as the underwriters for the IPO and Needham & Company was co-manager. How do I buy shares of Yiren Digital? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Yiren Digital own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yiren Digital investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Novo Nordisk A/S (NVO). Company Calendar Last Earnings3/20/2025Today4/27/2025Record date for 5/15 Dividend4/30/2025Ex-Dividend for 5/15 Dividend4/30/2025Dividend Payable5/15/2025Next Earnings (Estimated)6/19/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorComputer and Technology Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:YRD CIK1631761 Webwww.yirendai.com Phone861050905315FaxN/AEmployees3,800Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.51 Trailing P/E Ratio2.27 Forward P/E RatioN/A P/E GrowthN/ANet Income$292.99 million Net Margins32.37% Pretax Margin39.89% Return on Equity20.85% Return on Assets16.00% Debt Debt-to-Equity RatioN/A Current Ratio3.83 Quick Ratio3.83 Sales & Book Value Annual Sales$5.81 billion Price / Sales0.10 Cash Flow$2.91 per share Price / Cash Flow2.26 Book Value$12.85 per share Price / Book0.51Miscellaneous Outstanding Shares87,729,000Free Float50,707,000Market Cap$577.26 million OptionableOptionable Beta0.66 These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. 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