FY2025 EPS Forecast for Bread Financial Lowered by Analyst

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Stock analysts at Zacks Research reduced their FY2025 EPS estimates for shares of Bread Financial in a research note issued on Wednesday, February 12th. Zacks Research analyst T. De now expects that the company will earn $5.00 per share for the year, down from their previous forecast of $6.25. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's Q4 2025 earnings at $0.15 EPS, FY2026 earnings at $7.47 EPS and FY2027 earnings at $10.16 EPS.

Other research analysts also recently issued research reports about the company. JMP Securities reissued a "market perform" rating on shares of Bread Financial in a research note on Monday, February 3rd. Royal Bank of Canada increased their target price on Bread Financial from $62.00 to $68.00 and gave the company a "sector perform" rating in a research note on Friday, January 31st. Morgan Stanley upgraded Bread Financial from an "underweight" rating to an "overweight" rating and boosted their target price for the stock from $35.00 to $76.00 in a research report on Thursday, December 19th. TD Cowen increased their price target on shares of Bread Financial from $48.00 to $50.00 and gave the company a "hold" rating in a research report on Monday, October 28th. Finally, Evercore ISI lifted their price objective on shares of Bread Financial from $52.00 to $54.00 and gave the stock an "in-line" rating in a research note on Wednesday, October 30th. Two research analysts have rated the stock with a sell rating, nine have given a hold rating and five have issued a buy rating to the stock. Based on data from MarketBeat, Bread Financial has a consensus rating of "Hold" and a consensus price target of $59.69.

Bread Financial Trading Down 1.5 %

NYSE BFH traded down $0.90 during trading hours on Monday, hitting $61.05. The company's stock had a trading volume of 577,882 shares, compared to its average volume of 627,781. Bread Financial has a twelve month low of $32.10 and a twelve month high of $66.71. The firm has a market capitalization of $3.04 billion, a P/E ratio of 11.00, a PEG ratio of 1.36 and a beta of 1.93. The company has a quick ratio of 1.19, a current ratio of 1.15 and a debt-to-equity ratio of 0.33. The stock has a fifty day moving average of $62.10 and a 200 day moving average of $56.59.

Bread Financial (NYSE:BFH - Get Free Report) last released its earnings results on Thursday, January 30th. The company reported $0.41 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

Bread Financial Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Friday, March 21st. Shareholders of record on Friday, February 14th will be paid a $0.21 dividend. This represents a $0.84 annualized dividend and a dividend yield of 1.38%. The ex-dividend date is Friday, February 14th. Bread Financial's dividend payout ratio is 15.14%.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of the company. O Shaughnessy Asset Management LLC boosted its position in Bread Financial by 2.5% during the 4th quarter. O Shaughnessy Asset Management LLC now owns 7,248 shares of the company's stock worth $443,000 after acquiring an additional 175 shares during the last quarter. Summit Investment Advisors Inc. lifted its position in shares of Bread Financial by 3.7% in the fourth quarter. Summit Investment Advisors Inc. now owns 5,202 shares of the company's stock worth $318,000 after purchasing an additional 184 shares in the last quarter. CIBC Asset Management Inc boosted its holdings in Bread Financial by 4.4% during the fourth quarter. CIBC Asset Management Inc now owns 4,872 shares of the company's stock worth $297,000 after purchasing an additional 206 shares during the last quarter. Pallas Capital Advisors LLC grew its position in Bread Financial by 6.2% in the third quarter. Pallas Capital Advisors LLC now owns 4,778 shares of the company's stock valued at $239,000 after purchasing an additional 278 shares in the last quarter. Finally, Savant Capital LLC raised its holdings in Bread Financial by 5.8% during the fourth quarter. Savant Capital LLC now owns 5,329 shares of the company's stock worth $325,000 after acquiring an additional 290 shares in the last quarter. 99.52% of the stock is owned by institutional investors and hedge funds.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.