Analysts Set Expectations for Ally Financial Q2 Earnings

Ally Financial Inc. (NYSE:ALLY - Free Report) - Analysts at Zacks Research dropped their Q2 2025 earnings per share estimates for Ally Financial in a report issued on Tuesday, December 31st. Zacks Research analyst R. Department now forecasts that the financial services provider will post earnings of $0.89 per share for the quarter, down from their previous estimate of $0.90. The consensus estimate for Ally Financial's current full-year earnings is $3.00 per share. Zacks Research also issued estimates for Ally Financial's Q2 2026 earnings at $1.20 EPS.

Ally Financial (NYSE:ALLY - Get Free Report) last issued its quarterly earnings data on Friday, October 18th. The financial services provider reported $0.95 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.57 by $0.38. The firm had revenue of $2.10 billion during the quarter, compared to the consensus estimate of $2.03 billion. Ally Financial had a return on equity of 8.39% and a net margin of 10.84%. The company's quarterly revenue was up 6.9% compared to the same quarter last year. During the same period in the previous year, the firm posted $0.83 EPS.

Other research analysts have also issued reports about the stock. Wells Fargo & Company reduced their target price on shares of Ally Financial from $37.00 to $32.00 and set an "underweight" rating on the stock in a report on Thursday, September 26th. BTIG Research lowered shares of Ally Financial from a "buy" rating to a "neutral" rating in a research report on Monday, September 16th. Wolfe Research downgraded Ally Financial from an "outperform" rating to a "peer perform" rating in a report on Thursday, December 5th. Royal Bank of Canada reaffirmed an "outperform" rating and issued a $40.00 price objective on shares of Ally Financial in a research report on Monday, October 21st. Finally, Citigroup upped their target price on Ally Financial from $50.00 to $55.00 and gave the company a "buy" rating in a research note on Friday, November 15th. One investment analyst has rated the stock with a sell rating, nine have issued a hold rating and eight have issued a buy rating to the stock. Based on data from MarketBeat.com, Ally Financial presently has an average rating of "Hold" and an average price target of $42.14.

Ally Financial Price Performance

Shares of ALLY traded up $0.09 during trading hours on Friday, reaching $35.85. 2,093,329 shares of the company traded hands, compared to its average volume of 2,279,915. The stock has a market capitalization of $10.92 billion, a PE ratio of 14.34, a price-to-earnings-growth ratio of 0.46 and a beta of 1.42. The stock has a fifty day simple moving average of $36.84 and a 200 day simple moving average of $38.26. Ally Financial has a fifty-two week low of $31.77 and a fifty-two week high of $45.46. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 1.36.

Ally Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Friday, November 15th. Shareholders of record on Friday, November 1st were given a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 3.35%. The ex-dividend date of this dividend was Friday, November 1st. Ally Financial's dividend payout ratio (DPR) is presently 48.00%.

Institutional Investors Weigh In On Ally Financial

Hedge funds have recently modified their holdings of the stock. Janney Montgomery Scott LLC raised its stake in shares of Ally Financial by 68.8% during the third quarter. Janney Montgomery Scott LLC now owns 68,986 shares of the financial services provider's stock valued at $2,455,000 after purchasing an additional 28,114 shares during the period. CWA Asset Management Group LLC purchased a new stake in Ally Financial during the 3rd quarter worth $1,338,000. Wealth Enhancement Advisory Services LLC lifted its holdings in Ally Financial by 58.7% in the 3rd quarter. Wealth Enhancement Advisory Services LLC now owns 50,466 shares of the financial services provider's stock worth $1,796,000 after buying an additional 18,671 shares in the last quarter. Point72 Asset Management L.P. purchased a new position in Ally Financial in the 3rd quarter valued at about $21,571,000. Finally, State Street Corp grew its stake in shares of Ally Financial by 0.5% during the third quarter. State Street Corp now owns 10,704,719 shares of the financial services provider's stock valued at $380,981,000 after acquiring an additional 51,426 shares in the last quarter. 88.76% of the stock is currently owned by hedge funds and other institutional investors.

About Ally Financial

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.