Zacks Research Boosts Earnings Estimates for Bread Financial

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Zacks Research boosted their Q1 2025 earnings estimates for shares of Bread Financial in a report issued on Wednesday, February 12th. Zacks Research analyst T. De now expects that the company will post earnings per share of $1.60 for the quarter, up from their previous estimate of $1.54. The consensus estimate for Bread Financial's current full-year earnings is $6.63 per share. Zacks Research also issued estimates for Bread Financial's Q2 2025 earnings at $1.48 EPS, Q3 2025 earnings at $1.77 EPS, Q1 2026 earnings at $1.27 EPS, Q2 2026 earnings at $2.16 EPS, Q3 2026 earnings at $1.87 EPS and Q4 2026 earnings at $2.16 EPS.

Bread Financial (NYSE:BFH - Get Free Report) last released its earnings results on Thursday, January 30th. The company reported $0.41 EPS for the quarter, beating the consensus estimate of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

Several other research firms have also weighed in on BFH. The Goldman Sachs Group raised their price objective on shares of Bread Financial from $52.00 to $58.00 and gave the company a "sell" rating in a research report on Tuesday, November 19th. Barclays raised their price objective on shares of Bread Financial from $51.00 to $53.00 and gave the company an "underweight" rating in a research report on Friday, January 31st. Evercore ISI raised their price objective on shares of Bread Financial from $52.00 to $54.00 and gave the company an "in-line" rating in a research report on Wednesday, October 30th. Royal Bank of Canada raised their price objective on shares of Bread Financial from $62.00 to $68.00 and gave the company a "sector perform" rating in a research report on Friday, January 31st. Finally, Keefe, Bruyette & Woods raised their price objective on shares of Bread Financial from $67.00 to $88.00 and gave the company an "outperform" rating in a research report on Monday, December 9th. Two equities research analysts have rated the stock with a sell rating, nine have issued a hold rating and five have assigned a buy rating to the company. According to MarketBeat.com, the stock has a consensus rating of "Hold" and an average target price of $59.69.

Bread Financial Price Performance

Shares of NYSE:BFH traded down $0.49 during trading hours on Friday, hitting $61.92. 473,918 shares of the company's stock traded hands, compared to its average volume of 629,391. Bread Financial has a 52 week low of $32.10 and a 52 week high of $66.71. The company has a debt-to-equity ratio of 0.33, a quick ratio of 1.19 and a current ratio of 1.15. The company's fifty day simple moving average is $62.26 and its two-hundred day simple moving average is $56.45. The company has a market cap of $3.08 billion, a price-to-earnings ratio of 11.16, a price-to-earnings-growth ratio of 1.34 and a beta of 1.93.

Institutional Trading of Bread Financial

A number of hedge funds have recently made changes to their positions in the stock. O Shaughnessy Asset Management LLC raised its position in Bread Financial by 2.5% during the fourth quarter. O Shaughnessy Asset Management LLC now owns 7,248 shares of the company's stock valued at $443,000 after acquiring an additional 175 shares in the last quarter. Summit Investment Advisors Inc. lifted its stake in Bread Financial by 3.7% in the fourth quarter. Summit Investment Advisors Inc. now owns 5,202 shares of the company's stock valued at $318,000 after acquiring an additional 184 shares during the last quarter. CIBC Asset Management Inc lifted its stake in Bread Financial by 4.4% in the fourth quarter. CIBC Asset Management Inc now owns 4,872 shares of the company's stock valued at $297,000 after acquiring an additional 206 shares during the last quarter. GAMMA Investing LLC lifted its stake in Bread Financial by 33.5% in the third quarter. GAMMA Investing LLC now owns 1,035 shares of the company's stock valued at $49,000 after acquiring an additional 260 shares during the last quarter. Finally, Pallas Capital Advisors LLC lifted its stake in Bread Financial by 6.2% in the third quarter. Pallas Capital Advisors LLC now owns 4,778 shares of the company's stock valued at $239,000 after acquiring an additional 278 shares during the last quarter. 99.52% of the stock is owned by hedge funds and other institutional investors.

Bread Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, March 21st. Stockholders of record on Friday, February 14th will be given a $0.21 dividend. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.36%. The ex-dividend date is Friday, February 14th. Bread Financial's dividend payout ratio (DPR) is 15.14%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.