Ally Financial FY2025 EPS Forecast Reduced by Zacks Research

Ally Financial Inc. (NYSE:ALLY - Free Report) - Investment analysts at Zacks Research cut their FY2025 earnings per share estimates for shares of Ally Financial in a research note issued on Monday, February 17th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings of $3.29 per share for the year, down from their prior estimate of $3.95. The consensus estimate for Ally Financial's current full-year earnings is $3.57 per share. Zacks Research also issued estimates for Ally Financial's Q4 2025 earnings at $1.00 EPS and Q1 2026 earnings at $1.10 EPS.

Ally Financial (NYSE:ALLY - Get Free Report) last released its quarterly earnings results on Wednesday, January 22nd. The financial services provider reported $0.78 EPS for the quarter, topping the consensus estimate of $0.57 by $0.21. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. The firm had revenue of $2.09 billion for the quarter, compared to analyst estimates of $2.02 billion. During the same period in the previous year, the company posted $0.45 EPS. Ally Financial's revenue for the quarter was up 3.6% on a year-over-year basis.

ALLY has been the topic of a number of other reports. Wolfe Research lowered Ally Financial from an "outperform" rating to a "peer perform" rating in a research report on Thursday, December 5th. Jefferies Financial Group upped their price target on shares of Ally Financial from $35.00 to $40.00 and gave the company a "hold" rating in a report on Thursday, January 23rd. StockNews.com lowered shares of Ally Financial from a "buy" rating to a "hold" rating in a report on Thursday, January 23rd. Morgan Stanley upped their target price on shares of Ally Financial from $41.00 to $45.00 and gave the company an "overweight" rating in a research note on Thursday, January 23rd. Finally, Barclays lifted their price target on Ally Financial from $36.00 to $44.00 and gave the stock an "equal weight" rating in a research note on Monday, January 6th. One analyst has rated the stock with a sell rating, ten have issued a hold rating and nine have assigned a buy rating to the company's stock. According to MarketBeat.com, Ally Financial has an average rating of "Hold" and a consensus target price of $43.76.

Ally Financial Stock Down 3.6 %

NYSE:ALLY traded down $1.41 on Thursday, reaching $37.51. The stock had a trading volume of 2,622,727 shares, compared to its average volume of 3,601,733. Ally Financial has a 12-month low of $31.95 and a 12-month high of $45.46. The company has a 50-day moving average of $37.17 and a 200 day moving average of $37.37. The company has a current ratio of 0.93, a quick ratio of 0.93 and a debt-to-equity ratio of 1.51. The stock has a market cap of $11.43 billion, a P/E ratio of 14.43, a price-to-earnings-growth ratio of 0.34 and a beta of 1.45.

Institutional Investors Weigh In On Ally Financial

Institutional investors have recently bought and sold shares of the stock. Norges Bank acquired a new position in Ally Financial during the 4th quarter valued at about $75,483,000. Jacobs Levy Equity Management Inc. increased its stake in shares of Ally Financial by 84.0% during the fourth quarter. Jacobs Levy Equity Management Inc. now owns 4,202,179 shares of the financial services provider's stock valued at $151,320,000 after acquiring an additional 1,918,965 shares during the period. Assenagon Asset Management S.A. increased its stake in shares of Ally Financial by 233.4% during the fourth quarter. Assenagon Asset Management S.A. now owns 2,430,128 shares of the financial services provider's stock valued at $87,509,000 after acquiring an additional 1,701,264 shares during the period. Phoenix Financial Ltd. raised its holdings in Ally Financial by 86.4% during the fourth quarter. Phoenix Financial Ltd. now owns 3,390,066 shares of the financial services provider's stock worth $122,077,000 after purchasing an additional 1,571,027 shares in the last quarter. Finally, Janus Henderson Group PLC lifted its position in Ally Financial by 6,226.4% in the fourth quarter. Janus Henderson Group PLC now owns 1,368,654 shares of the financial services provider's stock worth $49,285,000 after purchasing an additional 1,347,020 shares during the period. Institutional investors and hedge funds own 88.76% of the company's stock.

Insider Activity

In other Ally Financial news, CFO Russell E. Hutchinson bought 19,100 shares of the stock in a transaction that occurred on Friday, January 24th. The shares were purchased at an average cost of $39.45 per share, for a total transaction of $753,495.00. Following the transaction, the chief financial officer now directly owns 202,845 shares in the company, valued at $8,002,235.25. The trade was a 10.39 % increase in their ownership of the stock. The purchase was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CEO Michael George Rhodes bought 25,634 shares of the business's stock in a transaction on Monday, January 27th. The shares were acquired at an average cost of $39.09 per share, for a total transaction of $1,002,033.06. Following the purchase, the chief executive officer now directly owns 25,634 shares in the company, valued at $1,002,033.06. This represents a ∞ increase in their ownership of the stock. The disclosure for this purchase can be found here. Corporate insiders own 0.67% of the company's stock.

Ally Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, February 14th. Investors of record on Friday, January 31st were given a $0.30 dividend. The ex-dividend date was Friday, January 31st. This represents a $1.20 annualized dividend and a yield of 3.20%. Ally Financial's dividend payout ratio is presently 46.15%.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.